tag:blogger.com,1999:blog-44434179913197452212024-03-27T16:53:26.076-07:00Uzochukwu Mike's ZoneYOUTHS, BOOKS, EDUCATION, MOTIVATION, POLITICS, SCIENCE, MORAL, HEALTHMike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.comBlogger151125tag:blogger.com,1999:blog-4443417991319745221.post-19034659390093610152023-01-14T15:09:00.002-08:002023-01-14T15:33:12.718-08:00How to Access Apps in Windows 11<p> If your computer runs Windows 11 Operating system and you want to know how you can access the apps that are installed on it, you are in the right place. Within a short time, you will discover how to access apps in Windows 11 computers.<span></span></p><a name='more'></a> <p></p><p><i><u>To access apps that are installed on a PC that runs Windows 11 OS, click on the <b>Start menu</b> which is also called Windows logo, click on the <b>All Apps</b> button positioned as the top right of the Start window, and you will see the apps that are installed on the device. </u></i></p><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh10VvB2C2ctz8oVOFb4Hao4fhvuAMHdFhrbKULdFmXnsDEoDuZmd6IaMBk_50urr87K4q_aMs1GOQmwJRWNL5N_tdppVyjrhZ2rdZ_YRaYMWU1UFXZbDJo11kDOZE13k--lknzHRUCn8xXei6va4hNS1Fxiv_w-trl9lONnCWRGG-5jExZSsWXkjotHg/s719/filterimgaes_1673357538889.png" style="margin-left: auto; margin-right: auto;"><img alt="Windows 11 background photo on how to access apps on Windows 11" border="0" data-original-height="461" data-original-width="719" height="256" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh10VvB2C2ctz8oVOFb4Hao4fhvuAMHdFhrbKULdFmXnsDEoDuZmd6IaMBk_50urr87K4q_aMs1GOQmwJRWNL5N_tdppVyjrhZ2rdZ_YRaYMWU1UFXZbDJo11kDOZE13k--lknzHRUCn8xXei6va4hNS1Fxiv_w-trl9lONnCWRGG-5jExZSsWXkjotHg/w400-h256/filterimgaes_1673357538889.png" title="Windows 11 background photo on how to access apps on Windows 11" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Windows 11 background photo on how to access apps on Windows 11</td></tr></tbody></table><p>Windows 11 background photo on how to access apps on Windows 11</p><p>As you scroll down the page, you will see more apps. By default, the apps are listed alphabetically. You need to read on to discover more on how to get to applications on Windows 11...</p><h3 style="text-align: left;">Opening the Apps on Windows 11 Individually</h3><p>I have informed you on how you can access all the apps that are installed on any PC that runs Windows 11 OS. When you get to any app on the list that you want to work with or use, click on it. </p><p>Give the app few seconds for it to open fully. Once that is attained, you can start interacting with it. It is that simple. </p><p>But, there are ways you can open an app without going through the list of apps that are installed on your computer. Read on to find out how you can do this. </p><h3 style="text-align: left;">How to Specifically Access Apps in Windows 11</h3><p>You might have installed some apps on your machine but wants to get to one specifically at a point in time. How do you go about it? </p><p>Take these steps to get to an app you want to work with at a moment: </p><p></p><ul style="text-align: left;"><li>Click on the Search app at the taskbar of your PC</li><li>In the search bar, type the name of the app you want to open, example "Excel"</li><li>As the app shows up in the search result, click on it, and it will open. </li></ul><h3 style="text-align: left;">Another Way to Get to Apps Installed in Windows 11 Computer</h3><div>There is another way you can specifically access the app installed on Windows 11. This is almost the same with what I explained in the previous heading.</div><div>One of the things I like about Windows 11 is that it provides users with many ways to do a thing. I like such feature. </div><div>Take these steps: </div><div><ul style="text-align: left;"><li>Click on the <b>Star </b>menu at the taskbar</li><li>In the search space, type the app you want to open</li><li>Click on it and it will open</li></ul></div><div><br /></div><div>Thank you for reading through this my post. I hope it helps. </div><p></p><p><br /></p>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-80785657000706110182023-01-10T06:24:00.000-08:002023-01-10T06:24:30.835-08:00How to Access Folders in Windows 11<p> Windows 11 is the latest Operating System and many users are pleased with the OS which was developed by Microsoft. If you want to access folders in Windows 11, click on the <i style="font-weight: bold;">File Explorer </i><span style="font-weight: bold;">app pinned at the taskbar of the PC by default, and then look at the left pane to see the folders created on the computer. </span>There are major folders created on Windows 11 by default. <span></span></p><a name='more'></a>So, you need to read on to know about these folders and what you can do with them.<p></p><p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6guC9O3N9chRvetVzIxo7rQ-TyLDoSC2Rp1-zW93_gfSAriG2R-dwyCXj1PXuW0EBsocIVmyK6Dwgc6io2ewQyZ4pH-udO14ALg0HD213SWYzD3UvVKsWVEwb1R1MflKD-7SWO7cy92TXjVa0FMNjmxANLAg6OT9nivy0xVwDUo53CdWbOf-qk92pow/s719/filterimgaes_1673357538889.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="How to access Folders in Windows 11" border="0" data-original-height="461" data-original-width="719" height="410" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6guC9O3N9chRvetVzIxo7rQ-TyLDoSC2Rp1-zW93_gfSAriG2R-dwyCXj1PXuW0EBsocIVmyK6Dwgc6io2ewQyZ4pH-udO14ALg0HD213SWYzD3UvVKsWVEwb1R1MflKD-7SWO7cy92TXjVa0FMNjmxANLAg6OT9nivy0xVwDUo53CdWbOf-qk92pow/w640-h410/filterimgaes_1673357538889.png" title="Windows 11" width="640" /></a></div><p></p><h3 style="text-align: left;">The Major Folders in Windows 11</h3><p>Windows 11 has major folders. These are the folders you will see at the left pane of your File Explorer page if you are using the PC as a brand new that comes with clean installation of Windows 11 OS. </p><p>The major folders of Windows 11 are: </p><p></p><ul style="text-align: left;"><li>Documents</li><li>Downloads</li><li>Desktop</li><li>Pictures</li><li>Music</li><li>Videos</li></ul><p></p><p>The above list are the major folders that are available on Windows 11 by default. But, you can create some other folders by yourself. Some of the folders you create may show up in the left pane of the File Explorer. But it depends on how often you access the folder. </p><h4 style="text-align: left;">Documents Folder in Windows 11</h4><p>Documents is one of the major folders and it is created for storing of documents. But you can save other file types in it. </p><p>To access the Documents folder, just click on Documents at the left pane of the File Explorer and it opens. </p><p>You can create a folder in the Documents folder by opening of the folder first and then click on the + at the top-left. Select folder, give the folder a name, and then press the Enter key of your computer keyboard for the folder to be created. Take this same step to create sub-folders in the other main folders of Windows 11. </p><h4 style="text-align: left;">Downloads Folder in Windows 11</h4><p>Downloads folder has all the files download into your computer through the internet or web. So, anytime you download any file into your computer from your web browser, get that file in the downloads folder unless you changed the default download location of the browser. </p><h4 style="text-align: left;">The Desktop Folder in Windows 11 </h4><p>Desktop folder contains all the files you have on the desktop(screen) of your computer. The desktop is that part of your computer that you see once you power on your PC. It can contain app icons or files you place on it by yourself.</p><h4 style="text-align: left;">Pictures, Music, and Videos Folders of Windows 11</h4><div style="text-align: left;">The three folders mentioned in the subheading are among the major folders of Windows 11 OS. </div><div style="text-align: left;">The Pictures folder are created by default for you to save your images inside it. So, if you find any picture interesting, you can save it in the pictures folder. </div><div style="text-align: left;">The Music folder is made for songs. So, do well and save your favorite songs in it. </div><div style="text-align: left;">The Videos folder is made for videos. Use it and save videos you find interesting and want to be watching at your leisure time. </div><p><br /></p><p><br /></p><p><span style="font-weight: bold;"> </span></p>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-22666420865341055882020-11-19T00:27:00.002-08:002020-11-19T00:39:40.316-08:00The New Way to Check Data Balance on Airtel Nigeria Network<p> Before now, you can just dial *141# on your mobile phone and then select the command for balance check. But this has changed. Then, <span></span></p><a name='more'></a>how can I quickly check my data balance on Airtel line?<p></p><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqU0KiqNMkN3b9JwD9bIhR9VMQHLcLq5OZWyxrqrDEtTtugpEaH7-dRl64jgIrmWHmZP7vBD3wq0axnFi9ky8BzWkpoynpd-5jHEyQ-sO0o8r8Lhagkn0guQ72QYHXSlrG3rfyezd36-eS/s1500/Screenshot_20201119-090850.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1500" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqU0KiqNMkN3b9JwD9bIhR9VMQHLcLq5OZWyxrqrDEtTtugpEaH7-dRl64jgIrmWHmZP7vBD3wq0axnFi9ky8BzWkpoynpd-5jHEyQ-sO0o8r8Lhagkn0guQ72QYHXSlrG3rfyezd36-eS/s320/Screenshot_20201119-090850.png" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><span style="text-align: left;">How to check Airtel data balance in picture</span></td></tr></tbody></table><p>As shown in the picture above, to check your Airtel mobile data balance on your phone, just dial *140# and send. Once you do that, you will see the notification below appear on your phone screen: </p><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSPCWvxP9m-IT2gkn_r3pPmb6Qzxv8355ii6HCSkzwJ4kPmQ0vZvny7vRJy0T53YP-ZNUCIHdBT0Mi-nFSl2ySj7ndn_14oIFyYnbSlYexj6YCSnfMeKjA54pkot6E_UNz7lYbT3uJ1zJa/s1500/Screenshot_20201119-090938.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1500" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSPCWvxP9m-IT2gkn_r3pPmb6Qzxv8355ii6HCSkzwJ4kPmQ0vZvny7vRJy0T53YP-ZNUCIHdBT0Mi-nFSl2ySj7ndn_14oIFyYnbSlYexj6YCSnfMeKjA54pkot6E_UNz7lYbT3uJ1zJa/s320/Screenshot_20201119-090938.png" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><span style="text-align: left;">The message you will see when you dial the code</span></td></tr></tbody></table><br /><p>As the above notification appears on your phone screen, all you need to do is to wait a little and a text message will be sent to that your Airtel phone number. The message will narrate how much data subscription you have left. It will also give information on whether you have expired data which you could not use previously. </p><p><br /></p><p>I hope this information is clear and okay? You can now enjoy your data. Have a great time.</p><p><br /></p>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277-19.228234836178846 -26.480973 37.392232836178849 43.831527tag:blogger.com,1999:blog-4443417991319745221.post-34262575955151318902020-11-16T13:02:00.003-08:002020-11-16T13:37:32.644-08:00How to Subscribe the New MTN 1GB Daily Data Plan <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhES-ICd_oeEg_9N6XOhfiY5pdbRPm8t4PG1Db38yNyjPQTjTPMbnv696DbH3mDs-fmCwwsIYp42frFIPrr88wZ3PxswnzfMHvUxml1LaPBOFUywEo4ejI1mBo4A8xEyxuZZx9AxeLvz4j_/s225/download+%25281%2529.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="225" data-original-width="225" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhES-ICd_oeEg_9N6XOhfiY5pdbRPm8t4PG1Db38yNyjPQTjTPMbnv696DbH3mDs-fmCwwsIYp42frFIPrr88wZ3PxswnzfMHvUxml1LaPBOFUywEo4ejI1mBo4A8xEyxuZZx9AxeLvz4j_/w400-h400/download+%25281%2529.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">MTN Nigeria logo</td></tr></tbody></table><p><br /></p><p>MTN as a South African telecommunication company which performs greatly in the country are good in doing their business. <span></span></p><a name='more'></a>The company understands the importance of data subscription to Nigerians and that is the reason they are continuously bringing in some data subscription plans that can suite different kinds of people depending on how they consume data through their mobile devices and computers every day. <p></p><p><br /></p><p>If you are a Nigerian and wants to know how to subscribe 1 Gigabyte data for N300 on daily basis using your MTN phone number, you are in the right place. I will quickly walk you through on how to perform this task. </p><p><br /></p><p><b>Method Number 1</b></p><p>The first method to subscribe to this data is by taking the following steps: </p><p></p><ul style="text-align: left;"><li>Text 155 to 131 </li><li>From the response you will receive from MTN, reply with <b>YES</b> to proceed</li><li>Once the subscription is successful, you will get feedback from MTN </li></ul><div><br /></div><div><b>Method Number 2</b></div><div>This is another method you can use to achieve this same task by dialling numbers. To complete the task using this method, take the following steps: </div><div><ul style="text-align: left;"><li>Dial *131# on your phone using your MTN phone number</li><li>Type 1 in this box which stands for Data plans and send.</li></ul><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhv4Tl1KAVIjl9ivbCWWvxaxI3xoPCTptuBvIEo67dHNB7jxrBNP2HtURzbh5sYTRqHrynfrwr4LV6myA1dazobldljJjqqDznpSJGvfEm6YY_Jl206j0_hlQnXjj3tthfiSTXijYHiQr_p/s1500/Screenshot_20201116-221426.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1500" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhv4Tl1KAVIjl9ivbCWWvxaxI3xoPCTptuBvIEo67dHNB7jxrBNP2HtURzbh5sYTRqHrynfrwr4LV6myA1dazobldljJjqqDznpSJGvfEm6YY_Jl206j0_hlQnXjj3tthfiSTXijYHiQr_p/s320/Screenshot_20201116-221426.png" /></a></div><br /><div><br /></div><ul style="text-align: left;"><li>In the next screen option that will show up, type 1 in the box and send to select Daily plans</li><li>Type 5 in the box and then tap Send button to buy 1GB data plan for N300 as shown in the screenshot below:</li></ul><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHnd6dm9rOqe_Ifj3PClallclrdQ2r5RVa-tcCmoCFoPPKGridu3Djnqhs480GxytcUGRiZ0eqcsAp1EaKeBph93KXb_4HnV4NoxZ0XtXG3M30CQm9vPTzLcP3y7-b2crHzZ_LXSlZ2aMr/s1500/Screenshot_20201116-221504.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1500" data-original-width="720" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHnd6dm9rOqe_Ifj3PClallclrdQ2r5RVa-tcCmoCFoPPKGridu3Djnqhs480GxytcUGRiZ0eqcsAp1EaKeBph93KXb_4HnV4NoxZ0XtXG3M30CQm9vPTzLcP3y7-b2crHzZ_LXSlZ2aMr/s320/Screenshot_20201116-221504.png" /></a></div><br /><div><br /></div><ul style="text-align: left;"><li>Choose the option of auto renew or one-off from the screen options. </li></ul><div>Once the subscription is successful, you will receive notification on that. </div></div><div><br /></div>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277-19.228234836178846 -26.480973 37.392232836178849 43.831527tag:blogger.com,1999:blog-4443417991319745221.post-42878199528005127412020-07-02T23:22:00.005-07:002020-11-21T01:26:20.941-08:00How to Build and Design a Website using WordPress : A Step-by-Step Guide with Screenshots<div class="separator" style="clear: both; text-align: center;"><a href="https://www.amazon.com/Build-Design-Website-using-WordPress-ebook/dp/B08C3VYQFK/" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="3151" data-original-width="2101" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVouL_9m7P7fshD3wIdSi5A6bBk_sNWAJF8qjtr_O8KUVjWm-TUSN4bMMW2sKozVjdCQ4f_500RVDT7_LrFGgUiXy34N_vFwSrn8wgg4iOiKENCSsx7Ay0cJ6tJEq5TyOKam7158RmVrSc/w213-h320/123.jpg" title="How to Build and Design a Website using WordPress by William S. Page" width="213" /></a></div><div><br /></div>I bumped into a book written by William S. Page in June of the year 2020. The author titled the book "How to Build and Design a Website using WordPress : A Step-by-Step Guide with Screenshots". He really made things on website building and design simple in that his book. It is a book I will recommend any person that wants to learn how to build website to buy. <span><a name='more'></a></span><div><br /></div><div>The book contains about 180 screenshots inside of it. I highly recommend it to beginners in website building. It will guide you through. Even if you have no experience in website building before now, do not be worried because there is no use of codes in the book. It is just simple on its own. </div><div><br /></div><div>William S. Page started by explaining what website building and design is. He explained reasons why you as a person have to learn that skill irrespective of the profession you are into. At the end, I was convince that the author really knows what he is doing. Even though I am a builder of websites before I bought his book, I learned other new things to add to the one I knew. </div><div><br /></div><div>One of the things I got from the book that is new to me is how to design pages of my website with different backgrounds. Everything looks like different websites all together when I applied this on my website. He really nailed it. With his instruction, I discovered that even if you are running a blog site, you can design a page of that website as an E-Commerce section. What an idea!!</div><div><br /></div><div>Many beginners in website building do not know how to hyperlink, add social media links without using HTML codes, and the use of page breaks. The author explained how this task can be carried author. The author is a good teacher with great skills.</div><div><br /></div><div>With his work, he will teach you how to troubleshoot if you run into problem in your design. Also, how to maintain healthy state of websites are covered in this book. Maintaining websites good health is an added new feature by WordPress Content Management System. That means that William wrote his book with new updated information from WordPress. That is why the book is tagged "2020 Edition". </div><div><br /></div><div>Another important area the author covered in his book of about 273 pages is how to design the footer section of a website. He detailed it out so that beginners can learn properly. He even assures readers to contact him if they run into problem in the course of the building their websites. Footer section can be an avenue to interlink within or outside of your website. He explained how that can be done. </div><div><br /></div><div>According to the author's book description, you will learn following from the book: </div><div><div><br /></div><div>- How to build a website from scratch to the end</div><div><br /></div><div>- Type of websites and functions</div><div><br /></div><div>- Step-by-step guide in building website without codes</div><div><br /></div><div>- How to build navigation menu items with different background designs</div><div><br /></div><div>- How to create web pages</div><div><br /></div><div>- Guide on how to add logo, site title and description to a website</div><div><br /></div><div>- Explanation on how to create slides on a website</div><div><br /></div><div>- Recommended website hosting companies for you</div><div><br /></div><div>- How to ensure your website is in a healthy state (site health)</div><div><br /></div><div>- How to build and design a website header section</div><div><br /></div><div>- Step-by-Step guide in building website footer section</div><div><br /></div><div>- How to build social media links at footer of a website</div><div><br /></div><div>- How to add search box on any area of your website</div><div><br /></div><div>- Instructions on how to promote your website</div><div><br /></div><div>- How to create posts using WordPress word editor</div><div><br /></div><div>- How to hyperlink words and images in posts and pages</div><div><br /></div><div>- Step-by-step guide in choosing good theme for your website</div><div><br /></div><div>- How to build a website using Astra theme</div><div><br /></div><div>- How to use sliders in Astra theme</div><div><br /></div><div>- Comprehensive guide to build a website using Elementor </div><div><br /></div></div><div>You can click the picture below and buy the book from Amazon.com </div><div class="separator" style="clear: both; text-align: center;"><a href="https://www.amazon.com/Build-Design-Website-using-WordPress-ebook/dp/B08C3VYQFK/" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="3151" data-original-width="2101" height="500" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdl9goickRj59L-dDqqnaQCfaduFwASv-tXDiNfXRpr5XGgm9zEIXA6ypWsX1NMcXSSa-br9gbM6pAB-iyrmv3psqTJ0_WX4bPU7hwY7-oiGpkPVpH_Ro9AZVkmMI5N9Qyw0SoTNjedTia/w333-h500/123.jpg" width="333" /></a></div><div><br /></div><div><br /></div><div><br /></div><div><span><!--more--></span></div>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-53467731054219157902020-06-21T05:33:00.011-07:002021-08-18T02:55:35.382-07:00The New MTN YouTube Night<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEih6cZMLuRf0lRKRa7xqaifdHxmSmHbatMu0Ojt55fi6JPXyz73e9vqfEglsRdI8aQALl6enYySyOjP8SVpzBfcMiFh2R5yS6QbHGWg_Xqq5ZE5veE3eBzTJv5nH478989Gu2IiOdY1h1H-/s718/filterimgaes_1592743188210.png" style="margin-left: 1em; margin-right: 1em;"><img alt="A caption on YouTube Night data balance" border="0" data-original-height="500" data-original-width="718" height="223" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEih6cZMLuRf0lRKRa7xqaifdHxmSmHbatMu0Ojt55fi6JPXyz73e9vqfEglsRdI8aQALl6enYySyOjP8SVpzBfcMiFh2R5yS6QbHGWg_Xqq5ZE5veE3eBzTJv5nH478989Gu2IiOdY1h1H-/w320-h223/filterimgaes_1592743188210.png" width="320" /></a></div><div>Fig: A caption on YouTube Night data balance</div><div><br /></div>The new MTN YouTube Night is a new data offer introduced by MTN Nigeria to show love to their subscribers. This is a data offer that can come in form of bonus. The new data offer allows subscribers to watch any YouTube videos of their choice from 11pm in the night to 7a.m in the morning. <span><a name='more'></a></span><div><br /></div><div>Once this duration has pass, for any YouTube video you watch, you are charged from either your airtime balance or from your main data balance. When this plan was introduced during the global lockdown due to Covid-19 Virus in 2020, many YouTube lovers were happy. They were happy because they were given free data to watch their favourite videos in Google YouTube at specific time frames.</div><div><br /></div><div>I remembered calling a friend in one morning and she complained of not sleeping on time the previous day. When I asked her what happened she said she was busy watching videos on YouTube late in the night. When I went further and asked why she didn't watch the videos earlier so that she could sleep, she said that it was because of the time given by the Internet Service Provider for her subscribers to be able to use the free data. What it implies is that the free YouTube data can deprive you of your sleep if you really want to make use of it to the core. That is Nigeria.</div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1YMgd160u685GnIlI5AG06-Ibgrn1TjKNB-VLGatuZcCjju0Ce-nNikXjGqtFuI6OfQg13mcchUZzV4EKmxUaJqgZw8oIROiwJZ1T263i3yjsD-84VR8TSt7xawRHtfSRtWMRYN0piAx6/s783/images+%25281%2529.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="391" data-original-width="783" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1YMgd160u685GnIlI5AG06-Ibgrn1TjKNB-VLGatuZcCjju0Ce-nNikXjGqtFuI6OfQg13mcchUZzV4EKmxUaJqgZw8oIROiwJZ1T263i3yjsD-84VR8TSt7xawRHtfSRtWMRYN0piAx6/s320/images+%25281%2529.jpeg" width="320" /></a></div><div>Fig: MTN Nigeria logo</div><h2 style="text-align: left;"><b>How Much Data can be given for the New MTN YouTube Night</b></h2><div>The fact is that a subscriber of MTN network in Nigeria can get as high as 4 gigabytes data for the bonus. It depends on how much monthly or weekly subscription you do in some cases. If you subscribe higher you are likely to get higher YouTube Night data. </div><div><br /></div><div>Sometimes you may not even be able to finish the use of the data before the expiration. It is only people who really visit YouTube often that can be able to exhaust the data before the expiration. At the early stage of the introduction of this plan by MTN Nigeria, I hardly use up to 30 percent of the data before it expires. I once downloaded many education videos from YouTube using the data but still could not finish the data before expiration date. </div><div><br /></div><div>You can be given another YouTube data bonus even without exhausting the initial given one to you by MTN. Yes it is possible. I remember when I was given extra 2 gigabytes data though I had not finished the first one given to me. </div><div><br /></div><h2 style="text-align: left;">How do I Check my YouTube Night Data Balance</h2><div>The approach to check your YouTube night data balance is the same with the one you follow when you want to check your monthly data balance on MTN network. Just dial *131# and then select 4. When you select 4, you will get SMS notification on your data balance with that of your YouTube night data inclusive. That's the simple approach to know your balance of YouTube night data. MTN is doing great with this their newly added value. </div><div><br /></div><div>Know that the MTN YouTube data works from 11pm to 6am. </div>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com38Nigeria9.081999 8.675277-19.228234836178846 -26.480973 37.392232836178849 43.831527tag:blogger.com,1999:blog-4443417991319745221.post-73125173870015196062020-05-16T23:59:00.005-07:002020-05-17T01:12:29.931-07:00Who is to be Blamed<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi16qeA_JPWek0hvwypbOZ9fOiqrvit9dSVyXG36y1yDOdcAOIteU1fuCo_hze3rBoRNR2u2V67EGshIr8vs5qt4KbOla3_DUzPMLnzYzILPbmbaSwSG0IcpAobzJ43y4nTm81QWx-_POLX/" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="501" data-original-width="612" height="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi16qeA_JPWek0hvwypbOZ9fOiqrvit9dSVyXG36y1yDOdcAOIteU1fuCo_hze3rBoRNR2u2V67EGshIr8vs5qt4KbOla3_DUzPMLnzYzILPbmbaSwSG0IcpAobzJ43y4nTm81QWx-_POLX/w320-h262/images+%252843%2529.jpeg" title="Who is to be blamed" width="320" /></a></div><div><br /></div><div>Life is a journey which every living soul on this earth is a partaker. You are a member of this party once you are born. But the issue is that many people are not happy in their existence in this life due to one reason or the other. The question is: who is to be blamed? Is the blame to be directed to your parents; your friends; your government; your God or even to yourself? <span><a name='more'></a></span></div><div><br /></div><div><br /></div><h1 style="text-align: left;">What You Need to Do</h1><div><br /></div><h2 style="text-align: left;">Unemployment Issue</h2><div>If your worry is unemployment, I want to tell you that there are people who even died before they graduated from their places of study. There are those who are even employed but are regretting while they work in such offices or companies. </div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjd3hDhRrsPtGikLD2oUQVDswDFDI3-q0HqeGEFFAGiooS4IFxt2AzBxQ7gvdawnykVo5lchCsxBUCsentPJg2CNVt8dUv36hCqTqiP05PN6Zd8r8jrgLMDiMaJUDE3kHB7ShGO7Vx0K5Ey/" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="308" data-original-width="477" height="207" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjd3hDhRrsPtGikLD2oUQVDswDFDI3-q0HqeGEFFAGiooS4IFxt2AzBxQ7gvdawnykVo5lchCsxBUCsentPJg2CNVt8dUv36hCqTqiP05PN6Zd8r8jrgLMDiMaJUDE3kHB7ShGO7Vx0K5Ey/w320-h207/images+%252842%2529.jpeg" title="Unemployment and blame" width="320" /></a></div><div><br /></div><h2 style="text-align: left;">Solution</h2><div>The ways out of this issue are many. It is not a must that you must be in offices related to your course of study. I want to provide alternative to you. How do you see that? You can learn other important skills like computer skills (designing, networking, and others) writing as an independent author and repairs. </div><div><br /></div><div>The most important thing about that of computer is that you can even earn while at home. Another is that you can learn how to write and make money from it. Think about what you can do and make money on your own. There are many independent authors who write and publish their books on Amazon Kindle and make cool money on monthly basis. </div><div><br /></div><div>Some have even taken it as their personal job because they are making living from it. You can drop message for me in the comment section or write to me personally if you want to learn the way. </div><div><br /></div><div><br /></div><h2 style="text-align: left;">Money Issue and Solution</h2><div>If your problem is no money, I want to assure you that there is still hope for you. What matters is commitment and not complaining from one person to another. Who is your mentor? Do you have any? If no, get a good and new mentor who will assist you. You can change that job of yours and engage in a better one, just take a bold step; you can do it!</div><div><br /></div><div><br /></div><h2 style="text-align: left;">Academic Problem and Solution</h2><div>Is your result in the school not making sense? Do not be troubled so much or worried. What matters a lot is your commitment. Note that you can live better than the most academic intelligent in that your department. Another thing that matters is having fore sight. </div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkMnzVkvaRUfpF-PH7Q6rdR3dIuCLnmBMn9zfSixkIiKwA6DTsxK84W3b7tq18AX-uhaFvLHd7tovBZV21_pGYMYcxmlQ63ma1xmnHn-6TsVG0l5JcbluS7Uvj4G7UskKWkBpDkOv6d4Lu/" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="325" data-original-width="700" height="149" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkMnzVkvaRUfpF-PH7Q6rdR3dIuCLnmBMn9zfSixkIiKwA6DTsxK84W3b7tq18AX-uhaFvLHd7tovBZV21_pGYMYcxmlQ63ma1xmnHn-6TsVG0l5JcbluS7Uvj4G7UskKWkBpDkOv6d4Lu/w320-h149/images+%252840%2529.jpeg" title="Academic challenge and blame" width="320" /></a></div><div>There are people who did not get all the distinctions when they were in tertiary institutions but they do well in the real world. Yes, they make more money in the real world and are richer in practical. Even if you do not have all the A's in that your department, do not kill yourself. Just do the much you can do. Put the necessary efforts. </div><div><br /></div><h2 style="text-align: left;">Marriage Challenge</h2><div>Maybe you find it difficult to sleep for some times now. You have sleepless nights because you do not have a real guy to call your partner or your own husband. When you go out of the street, you see some women with their husbands while you are always walking single. You become sad as you cannot understand what you have done wrong for you not to have your own husband. </div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqZABIVhL0qd_cpQVRg9tHAr1sdl5WOU2I3_QUJE6fN9WQ0Xd5Ej6YC2qN3D7IVPtnApXx_LIsP_bkFTZZunvNXqUAtq2RYcgkxDNmnfmv8kMn43LEMuukWfz9mWwNhJxy0I6_iNezIkDC/" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="451" data-original-width="679" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqZABIVhL0qd_cpQVRg9tHAr1sdl5WOU2I3_QUJE6fN9WQ0Xd5Ej6YC2qN3D7IVPtnApXx_LIsP_bkFTZZunvNXqUAtq2RYcgkxDNmnfmv8kMn43LEMuukWfz9mWwNhJxy0I6_iNezIkDC/w320-h213/images+%252841%2529.jpeg" title="Marriage challenge and solution" width="320" /></a></div><div>As a man, maybe you are worried on when you will find that right woman. Most ladies you met do not have the qualities you want in a woman. To make it worse, maybe they were the nagging type. And I know what it means to date a nagging lady; not a good experience at all. </div><div><br /></div><div>You check and it seems your time is running late. Almost all your friends as a man have their wives. They are married and to you it is getting late and you need to act fast before you become out of date man. Everyday you looked yourself on a mirror and found out that you are not getting any younger. </div><div><br /></div><h2 style="text-align: left;">Solution</h2><div>If as a woman you know you have come of age and you are not married yet and you want to get married, it is not the reason to be having sleepless nights. There are many women who are living with their husbands today and yet they are not happy. They wish they are not married in the initial time. They fight wars in their homes almost everyday. </div><div><br /></div><div>That a woman is married does not mean she is happy. Some of them are enduring a lot and some want to get divorce letter. So, I want you to change that idea of "I must get married" as a woman. You better fight on how to live a comfortable life and be happy. That is what is important than going to live with a beast in the form of a man and end up regretting later in life. </div><div><br /></div><div>Even if you really need to get married and yet it seems nothing is happening, take your time and check yourself. Is your character good enough for a man to take you into his home? Are you accommodating? What is your philosophy about dating? What are the things men complained about you the most? Are you always mean and harsh to men? Think about these and make amend if you are guilty of any. </div><div><br /></div><div>For men who are worried because they have not seen the love of their lives, you do not need to blame anybody. Do not be too selective but rather think twice. It is hard to get a woman with 90% of the qualities you want. Just be considerate as you search for your choice. </div><div><br /></div><div>If you feel that your guys are all married and it is only you that is left, you do not have to blame anybody. You do not even have to blame yourself. Find a good wife and get married like them. But before the marriage, make effort and have the resources to sustain you two and your children. Do not rush into marriage and regret later. </div><div><br /></div><div>In summary, put all your trust in God for He can help you out and also work your way out. Feel happy and weep no more! Work your way out and do not blame anybody in life. Stop being angry and BLAME no one!</div>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-91869603643977540542020-05-16T01:12:00.004-07:002020-05-16T01:29:07.742-07:00Classification of Plants: Base on Lifespan and Agricultural Classification <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEcmLNCejIkdcy03D4LP8zDJBoaFpzI_0MdkttCGnG5k8S6x8aAEj82blAbyO6eQ2ILW8Dc46AJZB_z4qfzIYZFXxQuY4HAXi0fyskwXPPI-KVWKXgD7-5ZB6J8GG2OrQ1arqjaEOct-0k/" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="384" data-original-width="384" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEcmLNCejIkdcy03D4LP8zDJBoaFpzI_0MdkttCGnG5k8S6x8aAEj82blAbyO6eQ2ILW8Dc46AJZB_z4qfzIYZFXxQuY4HAXi0fyskwXPPI-KVWKXgD7-5ZB6J8GG2OrQ1arqjaEOct-0k/w320-h320/unnamed.jpg" title="Mango tree with fresh mango fruit" width="320" /></a></div>
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Mango tree with fresh mango fruit</div>
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We are taking a new dimension in the topic we are presenting to you this morning in this website. Today, we will be writing on agriculture which is an education topic. It is for academic purpose. We are writing on annual, biennial and perennial plants. Also, we will through light on classification of plants for agricultural purpose. It may be a new topic to some readers while to others a revision of what they knew before.<br />
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Agriculture has similarities with Biology, which is the study of living things and is divided into kingdoms. These kingdoms are: plant and animal kingdoms. Biology needs the idea of agriculture, which is the growing of plants and rearing of animals to strike a balance. And in the similar way, Agriculture needs Biology. But in this write-up, emphasis is centered on the classifications of plants. The classifications of plants are base on the number of years it take plants before they complete their life cycles and one for agricultural purposes. <br />
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Plants which are made possible by nature are classified into two based on their usefulness and appropriateness. The two main classifications of plants centers on:</div>
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• Annuals, biennials and perennials; and</div>
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• Classification for agricultural purposes.</div>
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Annuals, Biennials and Perennials</h1>
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Plants that fall within this group are mainly those that bear flowers. They are also known as the flowering plants. They are mainly crop plants and this helps farmers to know the expected time to harvest their crops. This categorization also helps farmers on how to make use of their lands for maximum utility. </div>
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Annual plants</h2>
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In a lay man's understanding, annual simply means one year. Not thinking too much, annual plants are those plants that complete their life cycle within one year. These plants when completed their life cycles within a year die within that same year. It can take two, three, six or even twelve months for the completion to take place. How many annual plants do you know? What are examples of annual plants? Examples of annual plants are rice, wheat, maize, beans, flax, jute, sunflower, pepper, green vegetables, vegetable pumpkin, tomatoes, and so on.</div>
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Biennial plants</h2>
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These are plants that complete their life cycles within two years. After the completion, they also die within the years. Biennials grow and store food within the first growing season, and make use of the remaining season to bear flowers, seeds and fruits before they die. Biennials have their examples as cabbage, garlic, onions, carrot, turnip and radish. </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhb2UNRbBP8W2Tu7y7aK0zI7zUaDgmLDo7fhsy1w8F51y0eUcKH913W2XkVtGy-FQVH03sSjzr6xh23rDJS-MwVGuG_N4wG-QCow-NBr6HN4iWAS-G9IHzqBLDei_RRx07M80AW7nTfOPws/" style="margin-left: 1em; margin-right: 1em;"><img alt="Onion as a biennial plant" border="0" data-original-height="170" data-original-width="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhb2UNRbBP8W2Tu7y7aK0zI7zUaDgmLDo7fhsy1w8F51y0eUcKH913W2XkVtGy-FQVH03sSjzr6xh23rDJS-MwVGuG_N4wG-QCow-NBr6HN4iWAS-G9IHzqBLDei_RRx07M80AW7nTfOPws/d/images+%252837%2529.jpeg" /></a></div>
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Onion as a biennial plant</div>
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Perennials</h2>
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According to Concise Oxford English dictionary, one of the definitions of the word ‘Perennial’ has it as lasting for a long time. Perennials in agricultural perspective are plants that last for a long time or more than two years before they die. These plants have no less than two years for the completion of their life cycle. Examples of woody perennial plants are mango, rubber, orange, cocoa, oil palm, coconut, guava, cashew, pears and many others. Herbaceous perennials include ginger. </div>
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Agricultural Classification of Plants </h2>
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The agricultural classification is based on the kind of plant used during cultivation. This classification is divided into cereals, legumes, root crops, vegetables, fruits, beverages and drugs, spices, oils, forage crops, latex and fibers.</div>
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Cereals are energy giving foods and they belong to grass family. These plants are grown from their grains and they are one of the most popular kinds of food in the world. They have their examples as rice, maize, millet, guinea corn and wheat.</div>
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Legumes are rich in protein and they supply protein-rich fodder to livestock. They replenish soil nitrogen due to the fact that the nodules on their roots contain nitrogen-fixing bacteria. They are very much needed in crop rotation processes. Animals that feed on legumes do not lack protein in their body as legumes are nothing but protein industry. Examples of legumes are beans, oil bean, soya bean, cowpea, groundnut and lima bean. Also note that leguminous plants contain proportion of oil in them. </div>
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Root plants are found mainly in tropical area of the world and they form their food from already developed roots. They are mainly starchy foods and are energy giving foods. Cassava, potato and yam are examples of root crops.</div>
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Vegetable plants are rich in vitamins which fight diseases in the body of animals. They are also rich in minerals such as calcium. Okra, spinach, onion, pepper, tomato and garden egg belong to this class. </div>
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Fruits supply dietary vitamins to body and are rich in vitamin A and C. They are rich in minerals and sugars. Medical doctors advice patients to eat more of fruits because fruits are rich in vitamin. Even the healthy people are encouraged to do so as well. This is to fight the disease causing organisms in the human body. Orange, pawpaw, mango, native pear, pineapple, banana, plantain, guava and apple are examples of fruits. </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieDGiGxzc6AS-8WwbhnVs0jaePd1pk4f5H7DPIOoc2XBcQOj3eidfo2xOrFyM4cHPcw-C_LU_Y0GoYT25Wd-1WllB4uFYurLkN3pZSGJIH4p0FRZIDW4obGxUKhf3FP-te304vtTUrZmPg/"><img border="0" data-original-height="313" data-original-width="470" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieDGiGxzc6AS-8WwbhnVs0jaePd1pk4f5H7DPIOoc2XBcQOj3eidfo2xOrFyM4cHPcw-C_LU_Y0GoYT25Wd-1WllB4uFYurLkN3pZSGJIH4p0FRZIDW4obGxUKhf3FP-te304vtTUrZmPg/w320-h213/images+%252838%2529.jpeg" title="Orange as a fruit plant" width="320" /></a></div>
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Orange plant </div>
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Beverages and drug plants are used in making of food drinks and medicine. Beverage crops are cocoa and coffee, while drug plants include quinine and tobacco. Cocoa and coffee are of very good help to many beverage industries as they are use in manufacturing of drinks. Tobacco plants are used in production of stimulants while quinine is for medicinal products. </div>
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I will like to write on spices and oils on this paragraph. Spices are used in foods to add flavor. Ginger, curry, cloves, cinnamon and pepper are examples of spices. Oils are plants which are rich in oil production. Oil palm, groundnut, coconut and sunflower are typical examples of oil plants. </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCrU3SsGsS5nqNsfcLydPOOVy0AI07n54je6pihh9C3-RnElWVNPoTrbUlHZ02ypV5o0JiO-R503DdlI1BPvB0d8NbEnvgcuY882hAk5-sfaYfklDICAH0Ytaenx4FkvB0sWhYbNfMDggK/" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="315" data-original-width="467" height="216" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCrU3SsGsS5nqNsfcLydPOOVy0AI07n54je6pihh9C3-RnElWVNPoTrbUlHZ02ypV5o0JiO-R503DdlI1BPvB0d8NbEnvgcuY882hAk5-sfaYfklDICAH0Ytaenx4FkvB0sWhYbNfMDggK/w320-h216/images+%252839%2529.jpeg" title="Palm oil tree showing ripe palm oil seeds" width="320" /></a></div>
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Palm oil tree showing ripe palm oil seeds </div>
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Forage, Latex and fibers are listed under agricultural class. Forage plants are grasses and legumes which are grown for feeding animals. They are cultivated for feeding the farmers livestock. Latex plants are rubber bearing plants. They are called rubber plants. The latex produced when any cut is made on their trunk is gummy and whitish in color. Fiber crops are used in making ropes and cloth because they are rich in fiber. Jute, hemp and cotton are examples of fiber crops.</div>
<h3 style="text-align: left;">
Classification</h3>
<h3 style="text-align: left;">
<span style="font-weight: normal;">Classification is the process of grouping things into parts. Classification of plants had been explained in this article. The two broad classifications of plants are: agricultural, and annual, biennial and perennial classifications. Agricultural classifications were further developed into other groups.</span></h3>
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Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-84881218874654312020-05-05T14:30:00.004-07:002020-05-13T21:32:53.122-07:00Best Networks to buy Data from in Nigeria<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPGxWR3jY54HWajjS9pFM6nQ1hGI7EzVrCZUIbCAYzSLXgLtCRqR_geGNEIVFyQvwIpR4VsC9msK_e7UfPPIuNpRZK03EUZbLiKdG7ohF4zskTITMnXgatWCiAwDTsik4VrtUIxPMqsp4T/s1600/images+%252822%2529.jpeg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="415" data-original-width="738" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPGxWR3jY54HWajjS9pFM6nQ1hGI7EzVrCZUIbCAYzSLXgLtCRqR_geGNEIVFyQvwIpR4VsC9msK_e7UfPPIuNpRZK03EUZbLiKdG7ohF4zskTITMnXgatWCiAwDTsik4VrtUIxPMqsp4T/s320/images+%252822%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">MTN Nigeria logo</td></tr>
</tbody></table>
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I know you are on this page because you are searching for the best network you can buy data bundle from in Nigeria. Maybe you are getting tired of the Internet Service Provider (ISP) you are making use of and because of that wants to make a change. That is not bad in any way.<br />
<a name='more'></a>From my finding, in a larger scope, MTN Nigeria happens to be the best internet service provider to buy data bundle from but it depends on some other factors. What I mean is that that may not be so in your own case depending on your location for instance. But large number of people in Nigeria enjoy the network more when it comes to browsing the Internet.<br />
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<h2>
MTN Data is Fast</h2>
This is one of the reasons people prefer to use MTN data subscription to browse the internet. The network is fast and many Nigerians enjoy using it. If you are browsing the internet using your computer or laptop, you will have good experience in making use of the network to do so.<br />
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Unlike some network like Glo which is bad in many locations in Nigeria. Irrespective of the huge advertising campaign embarked by Glo, many subscribers are not happy with the ISP when it comes to fast data browsing. Though this depends on the location as I said before but Glo network has negative customers reviews in large numbers as regards to fast browsing ability.<br />
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When you are able to browse fast with your data, you enjoy the benefit in surfing the net. It is annoying to see one page loading in the laptop for more than 1 minute and yet not open for you to get the information you need. This kind of experience can end up heating up the laptop which can makes it develop fault in the long run.<br />
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MTN Nigeria data network has helped us to overcome this issue. So, if you are searching for a fast internet data browsing network in your location, I will advice you ask people in your area about MTN data. If they say it goes well there, do not hesitate to subscribe and enjoy your browsing life. They have enough band with to share.<br />
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Are you thinking about the expensive nature of the data subscription of the network? Don't worry because I am aware of that. The truth is that no matter how expensive the network may seems to be, it worth spending the money. Just spend it and be free from any form of discomfort when it comes to browsing. Better still, sometimes things that are expensive are of good quality. Just read through that again.<br />
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<h2>
Airtel Nigeria Network</h2>
Airtel network is another network that has received good review in the country when it comes to reliability of her data. It is another good network to buy data from and enjoy surfing the internet. Airtel since the year 2018 has shown their good work when it comes to customers satisfaction when making use of their data subscription.<br />
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Airtel Networks Limited is a leading telecommunications services provider in Nigeria headquartered in Lagos, the commercial nerve-centre of Nigeria. The telco ranks amongst the top four mobile service providers in terms of subscribers with a customer base of more than 39.8 million. The company's product offerings include 2G, 3G and 4G wireless services, mobile commerce and enterprise services.<br />
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Just like MTN network, Airtel data burns fast. So, you can buy enough data from the company before surfing the net. The company's monthly data subscription ranges from one thousand naira to (N1,000) to twenty thousand naira (N20,000). So you can buy the amount you can afford to enjoy your browsing times.<br />
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Airtel network rebrand their system frequently. They are also good at checking on their customers frequently though many subscribers see that as disturbance. Irrespective of this, their data services is nice and many business owners use it in their daily businesses. The company is competing with many other telecommunication companies in Nigeria but they are outstanding in terms of data.<br />
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In summary, I recommend MTN and Airtel Nigeria as the best networks to buy data for browsing in Nigeria. But some other networks can be good depending on your location. Some other networks can work well in your place.</div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguMMAtBmm3QcAJiQQDzHyno3pI-Aeng6RxfYxxnyfTIpBOXgJquVLIY4aOswuaSyXZOakXZZ5mHuhAVd8Jd3yUD5d-aWpYr430lHh3BZvAzPvCxE6sozoLGCVb63sGE8aq0tM8P5R3IxWB/" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguMMAtBmm3QcAJiQQDzHyno3pI-Aeng6RxfYxxnyfTIpBOXgJquVLIY4aOswuaSyXZOakXZZ5mHuhAVd8Jd3yUD5d-aWpYr430lHh3BZvAzPvCxE6sozoLGCVb63sGE8aq0tM8P5R3IxWB/w320-h240/images+%252835%2529.jpeg" width="320" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Airtel logo. Airtel as one of the best networks for internet browsing</td></tr></tbody></table>Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277-6.7748435000000011 -11.97902 24.938841500000002 29.329574tag:blogger.com,1999:blog-4443417991319745221.post-34477180659285782572020-04-22T05:20:00.000-07:002020-04-23T02:14:35.338-07:00That Time when you are weak to write as an Author<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpS8HWhAhqJQgrdwnF7D-kJnZ-FR4yv7mEKDyvUtEts8xQE3hEVsk2sfi2GOoBPo9MRJHYsHhvF15ebIaIuJQoHszHI7Nu6nDgxn9h8SEcgqjSIzYJQGiadnjICI3uJ-T9i6iWgUMttXyd/s1600/images+%252821%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="415" data-original-width="738" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpS8HWhAhqJQgrdwnF7D-kJnZ-FR4yv7mEKDyvUtEts8xQE3hEVsk2sfi2GOoBPo9MRJHYsHhvF15ebIaIuJQoHszHI7Nu6nDgxn9h8SEcgqjSIzYJQGiadnjICI3uJ-T9i6iWgUMttXyd/s320/images+%252821%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">A writer on duty</td></tr>
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Yes it happens in the life of many authors. At a point in your life when you write as an author, you may end up being weak to write more. You picked up your pen to write something down and it appeared to you as if the pen was too heavy to stick to your fingers. You tried force yourself to keep on and you lost the strength to continue.<br />
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The next thing you picked your phone, opened your word processing application to see if you could write some ideas that will make up your book chapters but you still grew weak. It may seemed at a point that you had lost total interest in writing of books at that point in your life. Within few minutes, you dived into watching of videos or having any other kind of fun.<br />
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As an author, I have experienced this in many occasions. I was fighting with myself. I tried to push myself out of the situation when such thing began to happen but it seemed as if I was wasting my time. I did not feel any happy whenever I found myself in this kind of situation because I knew I had many writing works which I planned to achieve but human weakness did not want to let me move on. But I used to fight it until I broke through and began to do well in writing again.<br />
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<h2>
Reason for lost of Interest to write at a Point</h2>
There are reasons writers do grow weak to write some books or articles at certain point in their life. Some of these reasons are as follow:<br />
<ul>
<li>Sad mood</li>
<li>Poor profits from written ones</li>
<li>Social unrest/Conflict</li>
<li>Stress</li>
</ul>
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<h2>
Sad Mood</h2>
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In the field of writing, most times your state of mind determines whether you are likely to do well in that particular title or not. When you are sad, you will find it difficult to concentrate and do justice to the topic you are writing on. Your mood works hand in hand to how much you are going to achieve in a particular title. A merry heart does good like medicine. As a result of this, when someone's heart is not in good state he will not be motivated to write well.</div>
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At this state, he may pick up his laptop computer to type one or two words but ends up doing nothing. The reason is because he is not in his good state. He feels sad at that point. He may try to force himself to do it but still grows weak because his inner mind is not there. He may remember such scenario that made him sad and still feel tired.</div>
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He said to himself "I cannot do this now" Until he settles with his mind after some time before he goes back to his normal writing spirit. Writing is an emotional thing and any author that is emotionally down with an issue at a point in time may not be able to do any writing at that moment. </div>
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<h2>
Poor Profit from written Ones</h2>
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Our people in Igbo land in Nigeria do say that wealth strengthens the heart. Yes, sometimes you see yourself smile inwardly when you have some cash to spend. And it becomes more motivating when you found out that some of the money came as proceeds from articles and books you have written times ago. It gives great joy and it makes you to understand that your efforts were not in vain. </div>
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Sometimes I do hear that some people do write for fun and not for profit or to make money from their articles or books. I believe but I know that people that do so are just very small in number. A "correct author" who writes with zeal do so to pass knowledge to the audience and also make money for his or her self. We all need money as authors.</div>
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Because we need money as authors, when we write articles and books and do not generate profits from them, we do not feel good about them. For example, an author that uses Amazon Kindle to publish his books needs to make sales. When sales does not come, he may feel weak to write more books. But the moment he starts selling more books through that medium, he feel motivated to write more because at that point he knows that someone in the word likes his book. Not only that but he gets paid for his written book. Money can motivate authors.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglpP0sy65HdLyoZ6GyvOxug1QW_WQtUWRcCExt3cFmGXCHJwMVgei08rMveWzTGF67PlO2Y4SbEbLJDfQuxGQqH6uWOnkidPlcOlUWd8myqs-6lWdxtNW2EFcojy1qi4jZIp1F_pVmMgq3/s1600/images+%252822%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="452" data-original-width="678" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglpP0sy65HdLyoZ6GyvOxug1QW_WQtUWRcCExt3cFmGXCHJwMVgei08rMveWzTGF67PlO2Y4SbEbLJDfQuxGQqH6uWOnkidPlcOlUWd8myqs-6lWdxtNW2EFcojy1qi4jZIp1F_pVmMgq3/s320/images+%252822%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">That time an author becomes weak to write</td></tr>
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<h2>
Social unrest/Conflict</h2>
What is social unrest? Social unrest is characterized by the general dissatisfaction of a group and the unconventional and sometimes violent ways people tend to show it. It has really affected many authors in one way or the other. Social unrest has made some authors to grow cold in writing. Many can be traumatized by what they witness during the unrest.<br />
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In some counties where there are wars, many people do not sleep due to the fear of the unknown. Some are not in their good frame of mind due to such conflicts. As a result of this, some authors find it difficult to brainstorm and create good ideas on what they are writing on. When this happens, they grow cold as they do not have what they need to make up their articles or books. They get lost due to the fact that they do not have the necessary materials they need at that point in time.<br />
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In a society where there is conflict like war, things are disorganized. The more important thing in this situation is life. So at this point in time, authors hands grow cold. The zeal to write is no longer there because they want to live before writing again.<br />
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<h2>
Stress </h2>
Stress is another thing that can make many authors to be weak to write. Maybe the author combines his basic job with writing, at a point he may grow weak to write. Many authors including the author of this article have basic jobs they do and get paid their salaries every month at the due time.<br />
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In fact, many independent authors have other jobs they do. They make their basic earnings from such jobs and not really from their written articles or books. Most times, it takes time to establish audience that buy books from authors. Even though some make residual incomes from writing, it is something because a good writer believes that in future he will have higher buyers and readers as his works go viral.<br />
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Because of life stress joined with other works some authors do, at a point they may be stressed out. And when they find themselves in this state consistently, they end up growing weak to write. This is what happens to many authors in everyday life.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8O6wOugoLmbhudK8HRyvghyphenhyphendRInJxIAX9d7e2tTYqqMTxgtfqNzKxEWfQX5sv5loKqZ9cPaW6SUOarm7uyQfE5hT6v6-axPO0ZNFXuzhFZ1DVYUbgWba401Xoz-VARKAyiaYUdwod8m7m/s1600/images+%252824%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="453" data-original-width="677" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8O6wOugoLmbhudK8HRyvghyphenhyphendRInJxIAX9d7e2tTYqqMTxgtfqNzKxEWfQX5sv5loKqZ9cPaW6SUOarm7uyQfE5hT6v6-axPO0ZNFXuzhFZ1DVYUbgWba401Xoz-VARKAyiaYUdwod8m7m/s320/images+%252824%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">The moment the author overcomes the weakness and write more books</td></tr>
</tbody></table>
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<h2>
How to Overcome the Weakness to write</h2>
There are approach that authors can take to win the issue of weakness in writing. The ways are as follow:<br />
<br />
<ul>
<li>Setting target</li>
<li>Mindset reformation</li>
<li>Looking ahead of future</li>
</ul>
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<h2>
Setting Target</h2>
One of the ways I have won the laziness to write is by setting up target for myself. Sometimes I set up the target of writing at least one thousand words a day for a particular book title. If I do not get this number of words, I will not sleep for that day. Maybe I already planned that I will finish the book writing in three months and having that number of words in a day will help me get that job done.<br />
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The beautiful thing is that when an author maintains that standard, at a point writing becomes sweet. You do not get weak to write again. At that state, writing is you and you are writing. You blend together with the exercise.<br />
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Setting up target for yourself as a writer will also make you achieve more in the field. As an author, I have about 23 written books on sale on Amazon. These are possible because of the target I set for myself. Today, I smile whenever I look at those books. Setting up target for yourself to write more will make you to "throw away" the laziness to write.<br />
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<h2>
Mindset Reformation</h2>
Mindset reformation can mean different things to different people. But it boils down to how individuals think and act towards things. The mind of a particular person may be telling him that it will be difficult to achieve a specific task while the other person sees it as something simple if the needed skill is used to do the job.<br />
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Mindset is established set of attitudes held by someone. Reformation is an action or process of reforming a practice. Many authors have overcome the attitude of being weak to write through the reformation of the ways they view writing.<br />
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Do not see writing as something that is so difficult but see it as a simple task. See it as something you can practice at ease and get the result you still want. When you remember that you have to complete a particular chapter of your book or article, do not see it as a very big deal. See it as a project that you can easily complete and then face it. You can open a note application in your phone and start making your sentences without stress. Let your attitude towards writing be positive and not negative. For your information, many authors have written many sound books because they adapted good mindset reform.<br />
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<h2>
Looking ahead of Future</h2>
The statement "the future is bright" is true if you believe and work towards it. It's not really all about today. I can remember that year as of the year 2014 when I started writing books. Sometimes two months pass without making even a sale on Amazon. But today such does not happen again. It is now a history.<br />
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Why is it so? Because I was looking ahead of future. I was looking ahead of the time when I will have more books in many bookshelf and sell more books on Amazon. I know that day will come. I kept my hope alive and that became one of my motivation.<br />
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As of the time of publication of this article, I have 23 sound books on Amazon. And you know what? More books are still coming. The more books I write, the more money I make because I stand the chance to make more sales. So, you have to look ahead of your brighter future as an author and that will make you not to grow weak in writing as an author.<br />
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Below is one of my books on Amazon and you can gain knowledge from it:<br />
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Basic Information in Youth and Youth Empowerment</h3>
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Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-82404522106225486642020-02-29T13:29:00.000-08:002020-04-03T23:02:17.942-07:00Direct Debit: Analyses, Advantages and Disadvantages<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghbiSi4IhpSCvj-m-ZG7Kd7uS4vq_IrUsUc1N0PgB5bHDFRqf-XjSI2B6k7YA41xiZe_wD6gOLqniqPAvJghYrFJGKGlmGZmCdyzpyfuLzyW_5YQNMXnAorCisvqY5ysRKQcLswF1O8McQ/s1600/direct-debit-website-992x561.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="475" data-original-width="840" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghbiSi4IhpSCvj-m-ZG7Kd7uS4vq_IrUsUc1N0PgB5bHDFRqf-XjSI2B6k7YA41xiZe_wD6gOLqniqPAvJghYrFJGKGlmGZmCdyzpyfuLzyW_5YQNMXnAorCisvqY5ysRKQcLswF1O8McQ/s320/direct-debit-website-992x561.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Direct debit as an article topic</td></tr>
</tbody></table>
The term "direct debit" is usually applied in financial institutions. It is used frequently by banks and insurance companies. Also, other companies still make use of the term. Sometimes people mistake direct debit with standing oder but they are quite different. Though the two terms require debits from bank accounts, direct debit is initiated by companies to banks while standing orders are initiated by banks to individuals account numbers.<br />
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In a clearer way, in direct debit, a person fills a direct debit form with a company and signs for his or her account to be debited on a particular day of the month or a particular time in a month. The company forwards the form to the bank for approval and once approval is given the person's account gets debited at that given interval. But in standing order, an individual fills standing order form with the bank and gives order with the bank that certain amount of money be debited from his account to an individual or company's account at a particular interval.<br />
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<h2>
<span style="color: #3d85c6;">What is Direct Debit?</span></h2>
A direct debit or direct withdrawal is a financial transaction in which one person (or company) withdraws funds from another person's bank account with that persons approval. Before the direct debit starts, the account holder or the payer signs what is called direct debit mandate form. Direct debit mandate form is a document. It is also called DDM form and it contains basic information of the payer.<br />
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<h2>
<span style="color: #3d85c6;">What are the Contents of Direct Debit Mandate Form?</span></h2>
The major contents of a direct debit mandate form are as follow:<br />
<br />
<ul>
<li>The full name of the payer (the account holder in a bank that wants to be making the payment to a particular company at certain intervals)</li>
<li>The contact address of the payer</li>
<li>The office or work address of the payer if any</li>
<li>Amount to be debited</li>
<li>The bank account details of the payer</li>
<li>Signature of the payer and date</li>
<li>The date of debit</li>
<li>The start up month</li>
<li>The signature and name of officers of the payee's company and date</li>
</ul>
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<h2>
<span style="color: #3d85c6;">When and Why does Direct Debit fails</span></h2>
</div>
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Sometimes people that signed up for direct debit from their bank accounts are not always happy when they find out that they are not always debited. In insurance for instance, customers that signed up for direct debit are not happy when not debited for some reasons. One of the reasons is because it can make them to not being able to pay their premiums as of when due. </div>
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Why direct debit fails are:<br />
<ul>
<li>Irregular signature</li>
<li>Late approval from the bank</li>
<li>Insufficient fund</li>
<li>Employees error and laziness </li>
</ul>
<div>
<h3>
Irregular Signature</h3>
This is one of the major reasons direct debit mandate fails. Sometimes bank customers do not sign properly when filling direct debit mandate forms with any company they want to be debiting money from their bank accounts at a particular time. This makes banks to reject such instruction as what is in the direct debit form does not match with what the banks have in their signature specimen. Sometimes account holders feel angry as they are not debited as instructed until they found out they were the cause due to their irregular signature.<br />
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<h3>
Late Approval from the Bank</h3>
Some times direct debit takes time to be approved by the bank of the payer. This is one of the major reasons direct debit fails. Sometimes the account holder in a bank feels angry on why the payee has not started debiting from his bank account.<br />
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He may visit the company or the individual payee and create scene because the direct debit he filled has not been working. He may not know the fault is not from the company (the payee) until he is told that the fault is from his own bank. Some banks delay debit to start leaving their bank account to another account. This is not good because some customers are not happy it.<br />
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<tr><td class="tr-caption" style="text-align: center;">Understanding direct debit by Uzochukwu Mike</td></tr>
</tbody></table>
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<h3>
Insufficient Fund</h3>
Some customers may expect their direct debit to work without having idea that they are having low account balance. Sometimes they may not be aware that their balance is low as this may be as a result of monthly account maintenance charges. Some organizations or individuals cannot debit from the payers account once the account balance of the payers are below the minimum withdrawable balance.<br />
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Customers on direct debit should do well to check their account balance frequently to avoid their direct debit from failing on the due debit date. They can regularly check their account balances using their banks mobile applications or USSD code. Also, their accounts should be properly funded beyond the amount the payee usually debit at a particular interval to avoid any failure in debit.<br />
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<h3>
Employees Error and Laziness</h3>
Any company that wants to do well and excel in the market have to employ capable hands. Doing this will make the activities of the company sound and have good record. It will also make customers of the company happy and will make them to do more businesses with the company. But when the workers do not do their jobs well, it brings down the record of the company and make the customers unhappy.<br />
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One of the reasons direct debit do not work is because the officers or employees that suppose to treat direct debit mandates did not do their jobs. Some employees are so lazy that they did not treat customers request as supposed. Some customers have filled direct debit mandate forms with insurance companies and the employees in charge did not forward the forms to the individual banks for immediate action. Some later forwarded the forms but did that late. This is one of the reasons people's direct debit do not work or work late.<br />
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<tr><td class="tr-caption" style="text-align: center;">Advantages of direct debit</td></tr>
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<h2>
<span style="color: #3d85c6;">Advantages of Direct Debit</span></h2>
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<ul>
<li>Direct debit makes customers to pay their bills on time</li>
<li>It makes policyholders in insurance companies to pay their premiums as of when due</li>
<li>Direct debit saves payers the time and stress of going to banks to make payments or sign cheques</li>
<li>It makes business transactions to be carried out fast as payment is automatic </li>
<li>It helps companies and individuals to plan ahead as they estimates the amount of money they will receive at a particular interval </li>
</ul>
<div>
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</div>
</div>
<h2>
<span style="color: #3d85c6;">Disadvantages of using Direct Debit</span></h2>
<div>
The disadvantages of using direct debit are as follow:</div>
<h3>
Unable to carryout other important transaction</h3>
<div>
Maybe you are planning to make an important payment at a particular point it time and you forgot that that particular date is you direct debit date, you can feel angry at that point when you check and find out that the company you set up the debit with has debited from your account. You may feel bad at that point but you have to keep going because it was an agreement between you and the company. </div>
<div>
<br /></div>
<h3>
Charges</h3>
<div>
Sometimes, customers on direct debit are being charged anytime some money is debited from their accounts. The charges can be SMS charges or service charges. These charges usually make the account balance of the payee to be irregular. This irregularity can make customers to be unable to carryout some other transactions because of the cut on the main balance. </div>
Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-11132211224137302292020-02-02T22:55:00.000-08:002020-04-03T23:08:36.382-07:00Standing Order: Description, Advantages and Disadvantages <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTtawGfGx0hIvz721J3nZwabLHohtpQU0slpjF3SFSXMHXRYyJLiEF8Dp88cwX15M2itACZC_31mVFkOaVUZc_Torzy2W5rQ06CLqNkICzrJmrvIaTP9Og4yGEVSFiT6b-f07mlVDmvpjB/s1600/20200203_075041_0000.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="315" data-original-width="560" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTtawGfGx0hIvz721J3nZwabLHohtpQU0slpjF3SFSXMHXRYyJLiEF8Dp88cwX15M2itACZC_31mVFkOaVUZc_Torzy2W5rQ06CLqNkICzrJmrvIaTP9Og4yGEVSFiT6b-f07mlVDmvpjB/s320/20200203_075041_0000.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Understanding standing order</td></tr>
</tbody></table>
Standing order is a term in finance sector which means an instruction to a bank by an account holder to make regular fixed payments to a particular person or organization. Standing order is automatic and it helps account holders and save them the stress of coming to the bank regularly to make some payments. With the help of standing orders, many busy account holders in banks have their time to do other businesses instead of frequenting the bank.<br />
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With the help of standing orders, many are able to pay their bills with less stress. Example is the payment of utility bills by electric current users. When they pay fixed amount every month, they worry less once they initiate standing orders with their banks.<br />
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Standing Orders are a way of setting up a regular, fixed payment from your bank account. You can set a payment to be taken at a certain frequency (for example, the 1st of each month; or every quarter etc). The source of the information is Malta Financial Services Authority. According to the organization, the amount of the money debited from the account holder's bank account is always fixed. The organization went ahead and stated that this kind of service can be used to pay insurance premiums.<br />
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<h2>
<span style="color: #3d85c6;">How to Initiate Standing Order</span></h2>
The first step for the initiation of standing order is to visit the bank you hold account in. When you get to the bank, the officer in charge of this kind of transaction asks you some questions. You answered him correctly. One of the questions he is likely to ask you is the reason you want to initiate or start up standing order from your account with the bank.<br />
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The bank staff gives you a form to fill for the standing order. The things contain in the form is usually your full name, address, location, date of birth, your account number, purpose for initiating the standing order, the name of the organization you are carrying out the transaction to, the companies account number, the debit date, your signature and the date you signed up for the standing order. These are the basic information needed.<br />
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After filling the form with the basic information, the transaction is ready to be kick started. The officer of the bank in charge enters these basic information in the system. After, the soft copy of the form filled by the customer is scanned to the head office for verification. If all the information provided by the account holder is correct, the standing order starts on the chosen debit date by the customer.<br />
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Note: The standing order may fail if the customer did not fill the necessary information correctly. Example, if the signature signed by the customer on the standing order form is not the same with the one the bank has in its system, the standing order will fail. Also, it can fail at any particular interval if the account holder has insufficient fund on the debit date.<br />
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<h2>
<span style="color: #3d85c6;">What are the disadvantages of Standing Order?</span></h2>
Standing order has many disadvantages. The disadvantages of standing order are as follow:<br />
<br />
<ul>
<li>Standing order can make account holders feel bad when the money they want to withdraw for a particular purpose is debited. </li>
<li>It can make account holders borrow money from other people. Because the account holder may not have enough money left in his or her account because of standing order, he may end up asking for loan and pay interest on the loan. </li>
<li>Standing order can disorganize an account holder at a crucial moment. Imagine someone went to market to buy some items to be used in the home, and after the picking of the items and few minutes to make payment for the items got debit alert for the standing order he placed on his account. Lets take for example that the total cost of the item was $100, and he picked items that cost $80 and he got debited $70 from his account due to the standing order. How do you think he can make the payment of the items he gathered as he wanted to make transfer to the seller from his bank account as he was debited for standing order? This kind of experience can disorganize someone. It has happened to some people before. </li>
<li>No payment notifications. Sometimes money is debited from the account of the holder and no payment notification given to him on the standing order debit. This is usually caused by bad network. </li>
<li>Standing order can fail in some cases. When this happens, it can be due to low account balance or technical issue. This can make customers miss some payments if the payments are to be made at a particular time of the month. </li>
</ul>
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<tr><td class="tr-caption" style="text-align: center;">Symbol of bank where standing order is set up; source: PNG Guru</td></tr>
</tbody></table>
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<h2>
<span style="color: #3d85c6;">What are the Advantages of Standing Order</span></h2>
Standing order has many advantages. The advantages of standing order are as follow:<br />
<br />
<ul>
<li>Early payment: Standing order can make customers to make payments for some goods or services on time. It can make some transactions to go smoothly with less stress. </li>
<li>Stand order help policyholders in insurance to pay their premiums as of when due. With the help of standing order, many policyholders are debited at the debit date and it makes them avoid missing any premium payment and in return makes it easy for them to make claim and get the benefit in any policy they signed up for. </li>
<li>In insurance, standing order make insurance agents to earn good commission. Unlike cash payments, signing up for standing order can make customers pay their premiums automatically and this in return make agents earn their commissions from those premiums without much stress. </li>
<li>Standing order make business owners to use their time for more productive activities. With the help of standing order, businessmen and women do not need to visit the bank for some transactions. Standing order has make such transactions easy. </li>
</ul>
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<tr><td class="tr-caption" style="text-align: center;">Customer filling standing order form being guided by bank staff</td></tr>
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<h2>
<span style="color: #3d85c6;">Can the Amount of Money debited in Standing Order be changed?</span></h2>
The answer to that question is yes. The amount of money initially put in standing other can be increase and in the same way can be reduced. It is a flexible operation.<br />
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If a customer wants to make any change on the amount initially debited, he has to visited the bank. When he gets there, he fills another standing other form and write a letter. For this to take effect, the old standing order initially effected has to be canceled.<br />
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Also, the date of debit can be changed as well. Maybe the person that initiated the standing order is a civil servant and there is shift in the salary payment date, he can still write for change of date of debit. It is possible and practical.<br />
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<h2>
<span style="color: #3d85c6;">Canceling your Standing Order</span></h2>
Standing order setup is not a suicide mission. For the question most people usually ask on whether standing order can be canceled, the answer is yes. Standing order can be canceled and stopped.<br />
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What you have to do is to visit your bank branch and you will be told what to do. For someone that once asked whether he can cancel his standing order through Zenith Bank Application, the best thing is to visit the bank branch. Once you cancel the standing order by writing and signing well, you will not be debited again.<br />
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Also, you can decide to call the customer care line of the bank in question. Most of them work 24 hours in a day. So call them and you will get a good answer in return.<br />
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<h2>
<span style="color: #3d85c6;">Reference</span></h2>
MFSA (2020), Standing Orders, published by Malta Financial Services Authority, Birkirkara, MaltaMike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-10242202463277892782020-01-28T09:47:00.000-08:002020-01-28T09:47:57.290-08:00The Problems in Selling Endowment Insurance Policies in Nigeria<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjD7MiMqNUvtRog014tcwbjsOIudcr6mEDXezAP8MXfmSehtdNsoOGUVveGEAoZduAMsM18mHgJK-uUGJEmU-KFGjcxZd04G9z4hYM9KOWWV2fWE1zwBvItbBi3eBlHscDF1qJ40QPXxph0/s1600/endowment-policy-800x500.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="500" data-original-width="800" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjD7MiMqNUvtRog014tcwbjsOIudcr6mEDXezAP8MXfmSehtdNsoOGUVveGEAoZduAMsM18mHgJK-uUGJEmU-KFGjcxZd04G9z4hYM9KOWWV2fWE1zwBvItbBi3eBlHscDF1qJ40QPXxph0/s320/endowment-policy-800x500.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">The sell of endowment policies in Nigeria</td></tr>
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It is not news that many insurance agents in Nigeria complain of the issues they encounter outside there when they go into the market to sell endowment policies in Nigeria. Many of the agents have been frustrated as a result of this issue. They go out there and go back to their offices angry because of the challenges they encounter. Sometimes, many while doing the job check on other job advertisement on the internet and through the internet. They do this because they want to leave the job.<br />
<a name='more'></a>Endowment policies on their own are nice policies if the policyholders really understand the products. It is a policy that pays the life assured lumpsum of money at the end of the savings duration. Endowment plans can run for 5, 6, 10 or even 15 years. The policyholder smiles when he is paid at the end because the amount saved can be used to do something remarkable in the society.<br />
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What are the challenges in selling endowment policies in Nigeria? Irrespective of the beauty of endowment policies, there are challenges in selling it in the Federal Republic of Nigeria. The challenges can affect the salespersons in Nigeria and also the buyers of the policy.<br />
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<h2>
<span style="color: #3d85c6;">The issues (Challenges) in Selling Endowment Policies in Nigeria</span></h2>
The problems in selling endowment policies in Nigeria are follow:<br />
<ul>
<li>Difficulty in convincing prospects</li>
<li>Bad reputation</li>
<li>Bad economy</li>
<li>Inflation</li>
<li>Mis-selling from other agent</li>
</ul>
<div>
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<h2>
<span style="color: #3d85c6;">Difficulty in Convincing Prospects</span></h2>
<div>
Because Nigeria is not a society where people really understand and value insurance, there is always difficulty in convincing people to buy insurance products sold by an insurance agent. This is quite different from what we see in some countries like United States of America and United Kingdom. The reverse is usually the case in Nigeria. The knowledge of the people on insurance which among them is endowment policy is limited. </div>
<div>
<br /></div>
<div>
Sometimes, convincing some prospects in Nigeria to buy investment plans is like breaking into rocks. Some are afraid that they may not get their saved money at the end of the maturity. This has been a problem as many will tell you that the company may fold up before the maturity of their policies. As a result of this mindset, many people ended up not buying endowment policies. </div>
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<tr><td class="tr-caption" style="text-align: center;">Insurance in Nigeria</td></tr>
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Also, there are many prospects that believe that they will be doing some agents good when they buy endowment policies. To such kind of person, buying endowment policies from any agent can only make the agent rich. They do not see what they stand to gain when they buy such policy from insurance salespersons. </div>
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This has been an issue in selling this kind of insurance policy to people in Nigeria. Wicked people for instance find it difficult to assist in the growth of another. As a result of this, some of them instead of buying that which will benefit them in future did not because they think they do not want the progress of the salesperson. That is the thinking of some black men and women in our society today. </div>
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<h2>
<span style="color: #3d85c6;">Bad Reputation</span></h2>
Insurance in the past has disappointed many people in Nigeria. People whose relation has once had bad experience with the industry are not easily encouraged when it comes to selling any insurance products. It takes them time to agree if they finally decided to buy any policy again.<br />
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This has made the sell of some insurance policies difficult for many agents. Some agents before they leave their offices to the field for marketing of their products prays that they do not meet people that have had bad experience with insurance in the field.<br />
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The thing is that if you meet such people in the field, they will not just end up not buying your products but they will spoil the minds of other prospects. Maybe others might have bought into your products but they may not because the person who had bad experience will end up making them not to buy. At the end of the day, you go back home sad because things do not work well. This has been one of the major challenges insurance agents are passing through in selling endowment policies in the Federal Republic of Nigeria.<br />
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<tr><td class="tr-caption" style="text-align: center;">Issues in selling endowment insurance plans</td></tr>
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<h2>
<span style="color: #3d85c6;">Bad Economy</span></h2>
A country where the economy is bad usually find it difficult to do certain things. One of the things they find difficult to do is buying insurance policies which includes the endowment policies sold by insurance companies in the country. Economy is defined as the state of a country or region in terms of the production and consumption of goods and services and the supply of money.<br />
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So the question is, at what rate does Nigerians produce some products and what is their consumption rate? Also, how many products do Nigeria export to other countries that can build their economy with time? How does this poor economy affect insurance companies that make them sell less of their endowment policies? These questions will make you understand that the economy of the country is poor and it leads to less money in circulation.<br />
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Because of bad economy, people are facing financial difficulty. This difficulty make people find it difficult to buy endowment policies. Some that bought later ended up not saving till maturity time. The reason is because they do not have the money to continue with the payment of their premiums.<br />
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<h2>
<span style="color: #3d85c6;">Inflation</span></h2>
This is another capital challenge facing the sales of endowment policies in Nigeria. Endowment policies are long term policies. They sometimes last for up to 5 years duration before their maturity. What it mean is that they are not short term saving policies.<br />
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Inflation is persistent rise in the cost of goods and services. Inflation is high in Nigeria and has really discouraged prospects from buying endowment policies in the country. What five thousand Nigerian naira can buy today the same amount of money may not be able to buy in the next five years.<br />
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What it means is that currencies are devalued as inflation increases in a particular country or community. Due to this issue, some prospects do not want to save for a long time before the maturity of their policies. Issue like this has made the sell of endowment policies difficult in the country. It makes insurance agents in the country feel sad because they earn high commission when they sell more endowment policies.<br />
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<h2>
<span style="color: #3d85c6;">Mis-selling from other Agents</span></h2>
One thing is to employ team of insurance salespersons and another thing is for these agents to sell rightly to the people outside there. If these agents tell the customers the truth behind what they sell to the masses, the sell of endowment policies will be better in the country. But in most cases, these agents lie to the buyers. Some life insurance agents in Nigeria lied to their customers at the initial start of their policies.<br />
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Some agents know that some endowment policies have minimum maturity time of 5 years and yet they lied to the customers that the policies have minimum maturity duration of 3 years. This is insincerity among insurance agents in Nigeria and it has painted negative picture on insurance in Nigeria. And why do insurance agents lie to the people? They do so because they want to make sales by any means and earn commission.<br />
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How does mis-selling affect the sales of endowment life insurance policies in Nigeria? Any person that has bad experience when he or she wanted to claim the maturity benefit base on the time frame given to him or her by the the agent and was told the story that the claim was not possible because the maturity time has not reached will not like to buy another endowment policy. Also, the person will not encourage other people to buy such policy. The reason is because the person has been misinformed by an agent through mis-selling.<br />
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Many Nigerians are not ready to buy any endowment policy anytime soon due to issue like this. Not selling rightly by insurance agents in Nigeria is one of the challenges in selling endowment policies in Nigeria. </div>
Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277000000051-6.7748435000000011 -11.979019999999949 24.938841500000002 29.329574000000051tag:blogger.com,1999:blog-4443417991319745221.post-8566327659678762362020-01-05T04:31:00.001-08:002020-01-05T07:27:26.468-08:00What to know before Buying Pure Life Insurance Policies in Nigeria<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
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<tr><td class="tr-caption" style="text-align: center;">Pure life insurance policies; source: Uzochukwu Mike</td></tr>
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As an insurance agent, I see a lot of things sometimes when I approach some prospects in Nigeria to buy one or two insurance policies. Sometimes it can be discouraging. In some cases, it is is usually bitter experience that may make me to start thinking of quitting the job. Why do I feel this way? What are the things these prospects usually tell me?<br />
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"Insurance does not work in Nigeria" is usually the statement of many prospects. Statement of this kind usually make agents in Nigerian insurance companies weak. But a professional in this field do not just take this view of many people about insurance in Nigeria. He digs deeper to explain some things about insurance to people with such philosophy.<br />
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That is not far from what we will be explaining here. This explanation will make you understand that there are rules and regulations guiding some kinds of insurance policies. If you know about these things, it will help you to keep to certain standard when buying such policies. All insurance policies are not the same. In respect to this, there are some kinds of insurance policies that your beneficiary may not be able to make claim if you default in making payments as agreed at commencement.<br />
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<h2>
<span style="color: #3d85c6;">Things to know in Buying Term or Pure risk Policy in Nigeria</span></h2>
Term insurance policies are pure life insurance policies. They are the kind of policies whereby only the beneficiary to the policyholder get paid when the life assured dies. In this kind of insurance policy, no money is usually returned to the policyholder if he or she does not die within the specified time of the policy. It is a pure risk policy. It is one of the most delicate kinds of insurance policies to be bought in Nigeria. But there are some new designs of term insurance policies that cover the insured for accident and permanent disability also. But we are focusing on the one that covers the life insured for death.<br />
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What it mean is that if you buy this kind of insurance policy in Nigeria, you will not get any cash return until you die. Only your beneficiary or next of kin in a lay man's language gets paid when you die and you were making your payment as of when due before the incidence occurred.<br />
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Term insurance policies are not like other savings plans that insurance companies sell. So, if you miss one single monthly payment if you signed up to be paying every month, your beneficiary may not get any compensation in the form of monetary value if you die. That is how delicate term insurance policy is. So, know the kind of insurance policy you buy from Nigerian insurance companies and keep to the terms and conditions. Many people who said that insurance does not pay in Nigeria is because they bought term insurance policies and failed to fulfill their own part of the policy.<br />
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<tr><td class="tr-caption" style="text-align: center;">Product knowledge on pure life or term insurance policies </td></tr>
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There are many term insurance policies sold by insurance companies in Nigeria. Leadway Assurance company of Nigeria calls their pure life insurance policy, "Term Assurance". In FBN Insurance, the pure life insurance plans sold by the insurance company are Family Shield (FSH) and Family Income Protection Plan (FIPP). These term insurance policies are cheap but they are all delicate. If you are buying this kind of policy from any Nigerian insurance company, make sure you always pay your premiums as of when due.<br />
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What I mean is that if you agreed with the company to be making payment every month, make sure you pay every month as agreed. If you miss any month and die, no money will be paid to your family as claim. That is when you hear people complain that insurance companies in Nigeria do not pay claim. Insurance companies in Nigeria pay claim but when they may not pay in pure life insurance policy can be because the policyholder missed one or some due payments before he or she died. But the family of the life assured can make claim if the life assured paid the outstanding premiums before death. As I said before pure life insurance policies are delicate.<br />
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Another thing you should know before buying pure insurance policies in Nigeria is informing your family members or your beneficiary when you buy the policy. This will make them to be aware that you have that kind of policy with an insurance company. It will make them to know the time to go and make claim from the insurance company in case of your eventuality.<br />
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Also, many insurance companies have grace period of one year for the family of the life insured to report to them when the life insured dies. This is to enable them to make their investigation before paying claim to the family or the beneficiary. What this implies is that after one year of the death of the life assured, the insurance companies in Nigeria will not pay claim again. So, buyers of term insurance policies should disclose this kind of information to their families so that the family members will not have any difficulty when it comes to claim before they (the insured) die.<br />
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<span style="color: #3d85c6;">Note:</span></h2>
Endowment and savings policies of insurance companies in Nigeria is not as delicate as pure life insurance policies. So if you even miss some months of not making payments as agreed in the initial start time, you can still get paid at maturity. Though some insurance companies will like you to pay up to one year premiums if the policies are long term, example 5 years savings plan. But for pure risk policies or term insurance plans, missing one premium payment can deprive your beneficiary claim if the unforeseen happens.<br />
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You can buy the author's book below<br />
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<br />Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277000000051-6.7748435000000011 -11.979019999999949 24.938841500000002 29.329574000000051tag:blogger.com,1999:blog-4443417991319745221.post-71213148406709547112019-12-17T13:36:00.000-08:002020-04-22T03:30:39.358-07:00Challenges facing Nigerian Education Sector <div dir="ltr" style="text-align: left;" trbidi="on">
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<img alt="The setting of a school located in the Federal Republic of Nigeria. " class="lazy" data-height="330" data-original="https://usercontent2.hubstatic.com/13553013_f520.jpg" data-ratio="0.53225806451613" data-width="620" src="https://usercontent2.hubstatic.com/13553013_f520.jpg" style="display: inline; height: auto; margin: 0px auto; max-width: 100%; width: auto;" title="The setting of a school located in the Federal Republic of Nigeria. " /></div>
<figcaption class="caption" id="img_desc_13553013" style="color: #999999; margin-top: 0.4em; text-align: center;"><span class="caption_text" style="color: #888888; font-size: 0.92em; font-style: italic; line-height: 1.4em; margin: 0.4em 0px; overflow-wrap: break-word; padding: 0px 3.84615%;">The setting of a school located in the Federal Republic of Nigeria. </span><span id="img_source_show_9759311_13553013">| <span class="img_source span_link" style="cursor: pointer; font-size: 0.85em;">Source</span></span></figcaption></figure></div>
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Nigeria is a country located in West African Continent. The country is addressed as the giant of Africa. The question is: is it the giant in its education sector? Is it the giant by mere words of mouth? What level of service does </div>
<a name='more'></a>the national government of this country pay to the education sector? What number of tertiary institutions in the country are mechanized?<br />
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Education sector of Nigeria is in a coma. It is sad that a country addressed as the giant of Africa pay lip services to the education sector, which is one if not the most basic sector of every nation.</div>
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Education is the process of training students both theoretically and practically. In Nigeria, many students are trained through theory without including the practical means which is more important. The challenges in Nigeria education sector are poor government funding, low practical background, individual negligence, corruption, teachers and lecturers weaknesses and lack of quality instructors.</div>
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The United Nations recommends that at least 26 percent of the national budget be allocated to the educational arm for growth in the sector, but the Nigerian government has failed in this. Statistics has shown that Nigeria has not come close to the recommendation in the recent years.</div>
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The 2018 budget which has been approved by the National Assembly shows that the allocation to the sector is low. In the proposal presented to the National Assembly on Tuesday (November 7, 2017), President Muhammadu Buhari allocated only 7.04% of the 8.6 trillion 2018 budget to the education (Azeezat Adedigba 2017 ).</div>
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The total sum allocated to the sector is N605.8 billion, with N435.1 billion for recurrent expenditure, N61.73 billion for capital expenditure and N109.06 billion for the Universal Basic Education Commission. Due to the poor care to the sector, it does not attract students from other African countries when compared to the 1990s when students from Ghana, Cameroon, Zambia and other countries usually derive joy in coming to Nigeria to study.</div>
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Today, the reverse is the case. Not just that Nigeria students travel to other African countries like Ghana to study but the lecturers leave the country as well. They want a better place to impact on the students and then paid well in return.<br />
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Federal Government of Nigeria allocation to Education<img alt="Vanguard News " class="lazy zoomable" data-height="415" data-original="https://usercontent1.hubstatic.com/14065896_f520.jpg" data-ratio="0.57638888888889" data-width="720" src="https://usercontent1.hubstatic.com/14065896_f520.jpg" style="color: #4b4949; display: inline; font-size: 16px; height: auto; margin: 0px auto; max-width: 100%; text-align: center; width: auto;" title="Vanguard News " /><span class="caption_text" style="color: #888888; font-size: 0.92em; font-style: italic; line-height: 1.4em; margin: 0.4em 0px; overflow-wrap: break-word; padding: 0px 3.84615%; text-align: center;">Vanguard News </span><span id="img_source_show_12167201_14065896" style="color: #999999; text-align: center;">| <span class="img_source span_link" style="cursor: pointer; font-size: 0.85em;">Source</span></span></h2>
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From the table above, you will understand that there is no uniformity in the allocation given to the education sector of the country from 2009 till date. The year that has the highest allocation in terms of percentage was in the year 2014. That was during the leadership of the former President Goodluck Ebele Jonathan.</div>
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Quoting from the words of Nwafor Polycarp of Vanguard News Nigeria in explanation of the above table, "In 2009, the Federal Government allocated N221.19 billion (7.25 per cent) of its N3.049 trillion budget to education. The figure was reduced to 4.83 per cent in 2010 when education got N249.09 billion of the hefty N5.16 trillion appropriation".</div>
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When Goodluck Jonathan was voted out of the office, President Buhari assumed the leadership position of the country. In that year, that was in 2016, the sector had its second-worst allocation in ten years. In that year, only N369.6 billion which was 6.10 per cent of the annual budget of N6.061 trillion was given for education.<br />
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<span style="background-color: rgba(215 , 215 , 215 , 0.77); font-family: "arial" , "helvetica" , sans-serif; text-align: center;">Forty per cent of Nigerian children aged 6-11 do not attend any primary school with the Northern region recording the lowest school attendance rate in the country, particularly for girls. Despite a significant increase in net enrollment rates in recent years, it is estimated that about 4.7 million children of primary school age are still not in school - UNICEF 2008.</span> </blockquote>
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<span style="color: #6ea6af;">What are the Challenges Facing Nigerian Education Sector?</span></h2>
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<span style="color: #6ea6af; font-size: 16px;">Poor Government Funding</span></h2>
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How much does Nigerian government put into education sector each year? Most Nigerian politicians are selfish and do not consider paying good attention to students in the country. They only pay attention to things that they will benefit from, thereby ignoring the poor souls that study in different schools of the country.</div>
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What annoys most Nigerian students is that the sons and daughters of the national leaders study abroad where they are given first class treatment instead of taking part in the pains as citizens. The leaders embezzle the money they are to use in building the education sector of the country and use them for their individual expenses.</div>
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The infrastructural level in different universities, polytechnics, secondary, primary and nursery schools is too poor. Many buildings in primary schools are weak and 'pleading' for rebranding, yet the government turns their eyes in another direction when they see such mess. The tertiary institutions in the country lack proper funding as machines and other instruments which are to be installed in these post secondary educations are not there. This is one of the problems why most Nigerian graduates are jobless.<img alt="A picture of a collapsed school building in Plateau state. This killed one pupil and left 4 injured. " class="lazy zoomable" data-height="456" data-original="https://usercontent2.hubstatic.com/13553045_f520.jpg" data-ratio="0.57" data-width="800" src="https://usercontent2.hubstatic.com/13553045_f520.jpg" style="background-color: white; display: inline; height: auto; margin: 0px auto; max-width: 100%; text-align: center; width: auto;" title="A picture of a collapsed school building in Plateau state. This killed one pupil and left 4 injured. " /></div>
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<figcaption class="caption" id="img_desc_13553045" style="color: #999999; margin-top: 0.4em; text-align: center;"><span class="caption_text" style="color: #888888; font-size: 0.92em; font-style: italic; line-height: 1.4em; margin: 0.4em 0px; overflow-wrap: break-word; padding: 0px 3.84615%;">A picture of a collapsed school building in Plateau state. This killed one pupil and left 4 injured. </span><span id="img_source_show_9759463_13553045">| <span class="img_source span_link" style="cursor: pointer; font-size: 0.85em;">Source</span></span></figcaption></figure></div>
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Poor practical backup</h2>
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The education system of Nigeria is more of theory without practical backup. This is a big challenge to the nation as 'all the notes in the world' are gathered for Nigerian students without any physical device to assist in their learning. Taking this discussion to students in Industrial Chemistry department, do they really make use of the required chemicals required of them for learning purposes? It is too bad as the lecturers kept on lecturing the students without practical aspect to enhance their understanding. Many surveying students have been taught on things concerning their area of study without being taken to the field where they will practice what they have been taught. The problem is not all about taking them to the field but on the material needed to carry out their activities in the field. In fact, weak practical is really one of the major challenges the Nigerian education is battling with.</div>
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In the secondary schools in the Federal Republic of Nigeria, senior students do write their Senior Secondary Certificate Examinations on a yearly basis. The subjects being written during the examination include the one called practical chemistry. Of the truth, some schools that do not have equipment for the practical have their students write the subject and still make it at the end of the process. The question is "how do these students make it when they do not have practical instruments"? All centers on the high examination malpractice in the country.<br />
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Individual Negligence</h2>
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In the western world, many individuals have sponsored projects in their educational institutions. They do these things not because of self glorification but because they value education and understand the importance. They understand that supporting the sector will make it better. Also, they understand that raising infrastructure in schools is not just the sole duty of the governments of their country but for all.</div>
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As sourced from US news in December 2018 on how alumni of different schools have donated massively, it stated "Alumni donated more than $11 billion to their alma maters in 2017, according to an annual survey from the Council for Aid to Education, an increase of 14.5 percent over 2016. CAE found that of the $43.6 billion in contributions to higher education in 2017, 26.1 percent came from alumni" (Josh Moody 2018).</div>
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There are rich individuals who sponsored some projects in schools in Europe and America and they do not have two heads. In Nigeria, we have men and women who are doing well in financial world. These persons can sponsor one or two projects in schools within the country effectively. But they neglected these things and still move around with the mindset that it is only the duty of the government of their country to build schools to good standard. Individual negligence is one of the reasons Nigeria educational is still poor.<br />
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Corruption</h2>
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What will a minister or school head gain when he uses the fund given to him for school development on his personal needs? It has been a challenge that many schools in Nigeria have been facing for years now. It is hard to see a university or school head in general that is clean. Many of them are dirty and find it difficult to stay clean.</div>
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some who were allocated some funds to build schools end up not using the entire money for the projects they were instructed to do with the money. That is corruption in Nigeria school system. It is one of the challenges facing schools in the country. Everyone wants to have their own personal share of the money allocated for public use which is specifically for schools development. Many engineers who were instructed to raise standard structures in Nigeria schools end up building substandard structures due to corruption.</div>
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<figure style="margin: 0px 0px 10px;"><div class="image_wrapper" data-image-id="14463998" data-mdi-id="12537958" id="slide_img_12537958_14463998" style="position: relative; text-align: center;">
<img alt="Corruption in Nigeria education. It is one of the challenges facing Nigerian schools. " class="lazy" data-height="187" data-original="https://usercontent1.hubstatic.com/14463998.jpg" data-ratio="0.69259259259259" data-width="270" src="https://usercontent1.hubstatic.com/14463998.jpg" style="display: inline; height: auto; margin: 0px auto; max-width: 100%; width: auto;" title="Corruption in Nigeria education. It is one of the challenges facing Nigerian schools. " /></div>
<figcaption class="caption" id="img_desc_14463998" style="color: #999999; margin-top: 0.4em; text-align: center;"><span class="caption_text" style="color: #888888; font-size: 0.92em; font-style: italic; line-height: 1.4em; margin: 0.4em 0px; overflow-wrap: break-word; padding: 0px 3.84615%;">Corruption in Nigeria education. It is one of the challenges facing Nigerian schools. </span><span id="img_source_show_12537958_14463998">| <span class="img_source span_link" style="cursor: pointer; font-size: 0.85em;">Source</span></span></figcaption></figure></div>
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Teachers and Lecturers weaknesses</h2>
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When teachers and lecturers who train the students on what to do are weak, the institution becomes a failed project. That is a fact. It becomes a real failed project because those who are to guide the students do not even know the path they themselves are to follow. The lecturers and teachers in many institutions are still making use of outdated textbooks to teach Nigerian students. Taking Biology, for instance, the old name of Carbon (IV) Oxide is Carbon dioxide. This old name is no longer invoke, but it is sad to hear that many instructors in institutions in Nigeria are still making use of it.<br />
Again, in technologically related courses, lecturers and teachers are still teaching the students on old technology without being updated on the recent ones. Many things have changed over the years in the education sector in developed countries of the world. New inventions are brought into the sector and the academic materials used in the schools are consistently updated. Nigerian lecturers and teachers need to learn from the lecturers and teachers in standard institutions of the world. </div>
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Unqualified Instructors</h2>
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Instructors in this context can be teachers or lecturers, who instruct students in schools and universities respectively. The problem with unqualified teachers is rampant in primary and secondary schools in the country. Most schools that are owned by private instead of government employ 'cheap products' to teach students in order to maximize profit. They (private proprietors) know that it will be expensive for them to get and pay qualified teachers and because of this go for the unqualified. What do you think will be the kind of service an unqualified teacher can give? In tertiary institutions, a similar thing is obtainable as Head of Departments, Deans and Vice Chancellors employ those that are related to them whether qualified or not. It is one of the reasons why many Nigeria universities are turning into a family business. The system of 'if your father, mother, uncle, niece, nephew, aunt or cousin is not a staff in this institution you will not be employee' is growing wing from day-to-day in the country. When University forgets about quality lecturers and employ because of relationship, the quality of training given to students becomes weak.<br />
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<b style="color: #6ea6af;">Conclusion</b></h2>
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How can a country move forward without quality education? This write-up is the problem with Nigeria education. The education sector of Nigeria is weak. Government, Universities, and individuals should play a good part to enhance quality education in Nigeria. If we continue to leave the responsibility to the government alone, we may not achieve much in the sector. Team work is needed.<br />
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References</h2>
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<ul style="margin: 0px 0px 0.75em 2em; padding: 0px;">
<li style="margin: 0px 0px 0.5em;">Azeezat Adedigba (2017), 2018 Budget: Buhari allocates 7% to education, Premium Times publication, Nigeria</li>
<li style="margin: 0px 0px 0.5em;">Josh Moody (2018), 10 Universities Where the Most Alumni Donate, published by World Report US News, United States</li>
<li style="margin: 0px 0px 0.5em;">Nwafor Polycarp (2018), Education sector gets paltry N3.9 trillion out of N55.19 trillion in 10 years, Vanguard News publication, Nigeria</li>
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Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-13031375792518718662019-12-13T13:19:00.000-08:002019-12-15T22:18:05.217-08:00What are the needs for General Insurance<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgd0UDvNjiGgIcxsOw6SRRCsytYAFSqzdaSAvX4nEjT0J2rRQl9JO9tVwUsni8U86N5e7tw1QQRtNEFqr0KU54YNP5ZyFd9hDaT9qB3Etmr-C9ho5oQnJ09Muj7apuIDPfYCPVJ80iVZUs2/s1600/images.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="375" data-original-width="300" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgd0UDvNjiGgIcxsOw6SRRCsytYAFSqzdaSAvX4nEjT0J2rRQl9JO9tVwUsni8U86N5e7tw1QQRtNEFqr0KU54YNP5ZyFd9hDaT9qB3Etmr-C9ho5oQnJ09Muj7apuIDPfYCPVJ80iVZUs2/s320/images.png" width="256" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Importance and need for general insurance</td></tr>
</tbody></table>
General insurance is one out the two broad classifications of insurance. That major classifications of insurance are life and non-life insurance. Though life insurance policies are selling more in most countries, the need for general insurance cannot be underestimated. General insurance is also known as non-life insurance.<br />
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There are many examples of general insurance. These include car insurance, marine insurance, fire, burglary, health and household insurance. These examples of general insurance has really helped organizations and individuals to keep on with their daily activities with less fear.<br />
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<h2>
<span style="color: #3d85c6;">The Importance of Buying General Insurance</span></h2>
Of what importance is the buying of general insurance policies? What are the importance of general insurance? This is the question that many have asked. Many sometimes think that buying general insurance is a waste of money but it is not so. Many think like this because they do not have deep understanding in the subject.<br />
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<h2>
<span style="color: #3d85c6;">General Insurance gives Business Owners Peace of Mind</span></h2>
This is one of the major importance of general insurance. When you buy it to cover the goods in your shop as a businessman or woman, you will be at peace. You will know that even if anything like fire or break in occurs, you have less to worry. Insurance is good because it builds trust within a business owner.<br />
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Many business owners do not sleep with their two eyes closed because of the fear of disaster that may affect their businesses. They are always not at peace in their minds. This kind of behaviour can cause high blood pressure in some business owners. But those who are wise have minimize this fear by buying general insurance policies that cover the products they sell. Some even buy similar policies from more than two insurance companies.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCocZnjBoCq4Hz3n82GfexSiZGgMZwm-ZoQMfkS_CYTem5GWr1I-o0zwFQwqloZ435B3lXNUYjl61_GLD2xUGDU-jl3RBmFdCh3cBD2OHz6F6jiEGo1w7o1AXWvFNHH64MPRbyYsXmQ0wA/s1600/images+%252828%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="473" data-original-width="649" height="233" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCocZnjBoCq4Hz3n82GfexSiZGgMZwm-ZoQMfkS_CYTem5GWr1I-o0zwFQwqloZ435B3lXNUYjl61_GLD2xUGDU-jl3RBmFdCh3cBD2OHz6F6jiEGo1w7o1AXWvFNHH64MPRbyYsXmQ0wA/s320/images+%252828%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Importance of general insurance in business and entrepreneurship </td></tr>
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<span style="color: #3d85c6;">It help Organizations to keep Going</span></h2>
Organizations that render services to people from different parts of the world would not be happy to find their activities shutdown one day. That will be a big slap on their faces as many things will go wrong if that should happen. Many will lose their jobs and the organization on its own will end up losing profits.<br />
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To prevent this kind of disaster from having negative effects, many organizations bought general insurance. The general insurance plans bought by the organizations make sure that the materials used in the organization are safe. The building on its own is also protected. If any disaster that may stop the function of the organizations occur, insurance company provides financial support to keep the organization going.<br />
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<span style="color: #3d85c6;">Minimizes Property Expenses due to loss in Homes</span></h2>
Household insurance is a new insurance policy that has met the need of many people. Everyone knows that it is not easy to have quality products in homes after building. Some of the properties can run to thousand of dollars. Losing those properties after spending a lot of money to buy them can be painful.<br />
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To avoid the pain that may come in as a result of loss of properties in homes, general insurance becomes important. If any property is lost as a result of insurable perils, insurance companies that insured the properties in the homes pay some cash values for the replacement of the properties. Household insurance has really helped many owners of homes who once lost their properties through fire, theft and other disaster.<br />
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After a sudden fire destroyed Gretchen and Brian’s home, Chubb made sure their family could pick up where they left off (Chubb 2018). This was made possible because the family bought household insurance before the incidence happened. They would have spent a lot of money on their own but Chubb Insurance company took over by paying claim to cover the value of the lost properties. Chubb is an insurance company in the United States of America and the incident happened in the same country.<br />
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<span style="color: #3d85c6;">Importance of General Insurance in Automobiles</span></h2>
General insurance has really helped many car owners all over the world. This is clear as government of many countries have mandated car owners that every car must be insured. It is the responsibility of the body in charge in every country to punish drivers and car owners who go contrary to the law of car insurance. Any user of some cars who are not insured faces some fines.<br />
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On many occasions, some car owners have accidents with their cars. These accidents are sometimes fatal while others are minimal. Those cars that were insured before the incidence happened are being taken care of by the insurance companies that insures the vehicle. Depending on the level of the damage the car experienced and the type of insurance bought, sometimes insurance companies pay the policyholder some amount of money to repair the car or amount worth the entire price of the car to buy a new one. That is one of the places we see the importance of non-life insurance.<br />
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<h2>
<span style="color: #3d85c6;">It Protects Small and Medium Enterprises</span></h2>
How does non-life insurance protect small and medium businesses? General insurance serves as protection to small and medium businesses. It gives starters of new businesses the mind to carry on with they journey to make impart in the society they find themselves by buying and selling of goods and services. It is not easy to start a new business. And starting a new business without protection can have a way or ways of imparting negatively in the business.<br />
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With the help of general business insurance, Small and Medium businesses have found their feet over the years. Some after they started had a setback as a result of fire or breaking into their shops by thieves. But because they insured the goods and services they sell, insurance companies they signed up with at the inception of their business came to their rescue. They empowered them again financially.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnhKtRT90BcGUpVxqjHB8Rz8VIL6iyMUR_qZB8BvlxOqpVUNhA2MJTBql-NDyIB_8IWoNHUDK9fYxB1GSM4A-lGmIBcZSQNLHHSXoXXgcO9IQE_D0XBhRsmOsPOCnCiYgLMaYKrv1yvInH/s1600/images+%252829%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="410" data-original-width="701" height="187" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnhKtRT90BcGUpVxqjHB8Rz8VIL6iyMUR_qZB8BvlxOqpVUNhA2MJTBql-NDyIB_8IWoNHUDK9fYxB1GSM4A-lGmIBcZSQNLHHSXoXXgcO9IQE_D0XBhRsmOsPOCnCiYgLMaYKrv1yvInH/s320/images+%252829%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Non-life insurance and its protection on goods in transit </td></tr>
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<span style="color: #3d85c6;">The Importance of non-life Insurance in Protection of Goods in Transit</span></h2>
Insurance in the recent years have taken different dimensions. These dimensions have really met different needs of different persons. Sincerely speaking, general insurance has really helped many businesses grow. Another where it makes its impact is in goods in transit insurance package.<br />
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Quoting from the website of FBN Insurance General on the topic under discussion "This is suitable for the import of goods being conveyed by sea or air from outside Nigeria.<br />
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<b>Features</b><br />
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Guarantees indemnity in the event of financial losses as a result of voyage mishap like sinking or stranding of carrying vessel, piracy, water damage to goods, jettison etc.<br />
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Coverage is for freight & cost of goods plus handling charges<br />
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Cover can be granted from the point of shipment/ loading to the insured’s final warehouse/point of discharge"<br />
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That is to say that as a businessman or woman, you do not need to worry too much even as your goods are on the way to reach their destination. If anything happen to those goods, the insurance company will take care of the goods so far all terms and conditions are met. It is a good development by insurance companies.<br />
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<span style="color: #3d85c6;">Importance of General Insurance in Treatment Expenses</span></h2>
Medical expenses can be high sometimes though people do not fall sick all the time. Sometimes when people do not have enough money to treat themselves when they are sick, they are worried. This worries can add to the bad state of theirs.<br />
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With the help of health insurance cover, many people are able to get treated in any approved hospital by the insurance company. In as much as the policyholders pay their premiums, they are medically covered. They can visit the hospitals approved by the company, get medical attention and the insurance companies pay the bills. This is one of the areas general insurance shows its importance.<br />
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<span style="color: #3d85c6;">Reference</span></h2>
<ul>
<li>Chubb (2018), At every step, Chubb put the family first, published by Chubb Insurance Company, New Jersey, United States</li>
<li>FBN Insurance General (2018), Goods-in-Transit, published by FBN Insurance General, Lagos state, Nigeria</li>
</ul>
Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-45209709310567288052019-12-06T21:20:00.000-08:002019-12-06T21:20:00.336-08:00Branches of Engineering<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3RkCdZ7bhIhHZfUNCtgYkR3jeibA6Crhs3UOQb7WQtc5rFLv5zj5da3ohMbRM9dKqcJW6u_ab8zABNN0H_wrnAPakxChtxu8pC5ncKXI-WGqHZnYZnSZsulSP9w6Vn0ztM_7eL2T_XMkH/s1600/12825344_f520.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="297" data-original-width="520" height="182" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3RkCdZ7bhIhHZfUNCtgYkR3jeibA6Crhs3UOQb7WQtc5rFLv5zj5da3ohMbRM9dKqcJW6u_ab8zABNN0H_wrnAPakxChtxu8pC5ncKXI-WGqHZnYZnSZsulSP9w6Vn0ztM_7eL2T_XMkH/s320/12825344_f520.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="background-color: white; color: #767676; font-family: Arial, Helvetica, sans-serif; font-size: 12.696px; font-style: italic;">An Engineering machine called lathe machine. This machine is highly used in the field because of its multipurpose function</span></td></tr>
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Introduction: What are the Engineering Branches?</h2>
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Engineering is a big family that is made up of many children. The children that engineering has given birth to are more than a dozen when properly split. It is a faculty that is made up of many departments for core understanding of a particular or specific area. Engineering is made up of professional courses made for students. Some of the departments are also divided into sub-branches.</div>
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What is engineering? Engineering is a profession in which scientific knowledge and mathematics, gained through study, experiment and practice are applied with intuition or judgement to develop ways to use economically, the materials or forces of nature for the benefit of mankind. The word, engineering, was derived from the Latin word “Ingeniare”. What the word implies is “to design” or “to create”. It is a profession the world depends so much on.</div>
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In this piece, to be concentrated on is on the branches that are in engineering faculty. Because of the uniqueness of the departments in engineering, so many aspiring undergraduates have tried to gain admission in one of them but failed at the end of it. The truth is that engineering courses are made for students who are intelligent and can cope with subjects inside of it. Many forced themselves into engineering and later switched over to other departments outside engineering when they observed that they could not cope with the work involved in eat.</div>
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The Branches/Departments of Engineering</h2>
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What are the branches of engineering? There is a division of labour in Engineering. These divisions were made so as to maintain a certain degree of accuracy by engineers that specialize in each particular field. Hence, the lists of departments in engineering faculty are:</div>
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<li style="margin: 0px 0px 0.5em;">Civil engineering;</li>
<li style="margin: 0px 0px 0.5em;">Mechanical engineering;</li>
<li style="margin: 0px 0px 0.5em;">Metallurgical and materials engineering;</li>
<li style="margin: 0px 0px 0.5em;">Chemical engineering;</li>
<li style="margin: 0px 0px 0.5em;">Electrical engineering;</li>
<li style="margin: 0px 0px 0.5em;">Electronics and computer engineering;</li>
<li style="margin: 0px 0px 0.5em;">Industrial engineering; and</li>
<li style="margin: 0px 0px 0.5em;">Agricultural engineering.</li>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXIj2nxrhFtY41POiAD-iTeNCB-Hem5fVsRS5dcTJWoIVP3UIK_wszP4tXuMzTmu5gk99rdrgsdOnCfl28wzN_SFkYXc4sB5uALtCF_247aq4qvFNyu37FkaJEkU7P09SfRYPY5SC867_e/s1600/12825898_f520.webp" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="310" data-original-width="520" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXIj2nxrhFtY41POiAD-iTeNCB-Hem5fVsRS5dcTJWoIVP3UIK_wszP4tXuMzTmu5gk99rdrgsdOnCfl28wzN_SFkYXc4sB5uALtCF_247aq4qvFNyu37FkaJEkU7P09SfRYPY5SC867_e/s320/12825898_f520.webp" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><figcaption class="caption" id="img_desc_12825898" style="background-color: white; color: #999999; font-size: 13.8px; margin-top: 0.4em;"><span class="caption_text" style="color: #767676; font-size: 0.92em; font-style: italic; line-height: 1.4em; margin: 0.4em 0px; overflow-wrap: break-word; padding: 0px 3.84615%;">The picture is that of bulldozer used by civil engineers that specialize in construction of roads and other heavy duty engineering construction</span></figcaption><div>
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Civil Engineering</h2>
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Civil engineering is the oldest branch of engineering. Civil engineering is the mother of all engineering courses that have existed on earth. The first that is called civil engineer is John Smeaton in 1761. The engineering profession, civil engineering, came into existence in the 18th century.</div>
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Civil engineering covers many areas of specializations. The engineering branch involves structural, water, transportation, construction, building, geotechnical, Geodetic, and urban planning engineering. Some institutions offer these sub-divisions of civil engineering as departments.</div>
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Civil engineering has helped in many constructional works all over the world. They work on so many sites to ensure completion of projects assigned to them. We see the works of civil engineers in pyramids of Egypt, bridges and aqueducts of Europe, roads, towers and other buildings.</div>
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There are no residential buildings that are erected all over the world without the participation and contribution of civil engineers. It is the duty of civil engineer to prescribe the quantity and quality of materials (strength of materials) needed to make such buildings become successful. Even from the structural set-up of such buildings, civil engineers must be there to see that everything is put in place. </div>
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Mechanical engineering</h2>
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Mechanical engineering is the second oldest engineering profession after civil engineering. Some argue that there will be nothing like mechanical engineering without first considering civil engineering. In universities, this has been argued by students from these two departments on many occasions.</div>
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Mechanical engineering received formal recognition in 1847 with the foundation of Institution of Mechanical Engineer (IMechE), Birmingham. The Institute of Mechanical Engineers is very important and well-recognized organization all over the world. It is hard to visit any institution that practices engineering of this field without hearing the students discuss this organization. The organization has student membership with a head in each university that studies the profession.</div>
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Mechanical engineering covers engineering design, development, production, operation, selection, testing, installation, control and maintenance of machines. A good mechanical design engineer is respected because no machine will work properly if an error is encountered during the design process.</div>
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In the recent time, there is software that is sold all over the market that makes the mechanical design work more easy to the engineers. Any mechanical engineer that properly understands how to use this software to design machine and its parts is unlikely to encounter a problem during design. A notable example is the one called Solid Work software.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLiGJdMmYrnpcYvDCX8HxpvF3BirDTEc9ingfU-1QykhuE7D1xMW22EjHmX4SvQC-vy0s2gq2T1H8swowMtCSgYIoS3uOIyhfm9Kl0T98pWVHTFGMxIWEJp4IH_1SB5SeckuRiTUEztZIm/s1600/images+%25288%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="389" data-original-width="744" height="167" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLiGJdMmYrnpcYvDCX8HxpvF3BirDTEc9ingfU-1QykhuE7D1xMW22EjHmX4SvQC-vy0s2gq2T1H8swowMtCSgYIoS3uOIyhfm9Kl0T98pWVHTFGMxIWEJp4IH_1SB5SeckuRiTUEztZIm/s320/images+%25288%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Engineers performing their engineering role in the workshop</td></tr>
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Metallurgical and Materials Engineering</h2>
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In some institutions of higher learning, this is offered as separate courses while some combine them to offer as a single course. It is a double-honoured course. Due to the challenges that were arising in the society we live in today, the engineering branch was created to help in addressing some issues.</div>
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The modern metallurgical engineering came into existence from mining engineering. In the other words, a metallurgical engineer can be addressed as a mining engineer. The slight difference is that a metallurgical engineer specializes in mining and extraction of metals, while mining engineer covers both metallic aspect and other areas that have to do with mining of minerals. A metallurgical engineer combines two metals to form one of improved property known as an alloy.</div>
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The applications of Metallurgical engineering can be found in many areas. In aluminium fabrication companies, metal refining, welding, forging, steel manufacturing companies and so many other areas, metallurgical engineering is highly appreciated.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQyQ2RsSStxMmkWxxknuDO2KvTTYyPsygrrXzA7k4OhIl_g69ByNvnhWVk4h2p8P4f1-SKfeMEj_RHCo8JTw7iKS3cUe94Prhudely6jOLQKr-ipcYCQQ3vsx_TAOJ5oie6FGcUZi3K3Cj/s1600/12825222_f520.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="520" data-original-width="520" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQyQ2RsSStxMmkWxxknuDO2KvTTYyPsygrrXzA7k4OhIl_g69ByNvnhWVk4h2p8P4f1-SKfeMEj_RHCo8JTw7iKS3cUe94Prhudely6jOLQKr-ipcYCQQ3vsx_TAOJ5oie6FGcUZi3K3Cj/s320/12825222_f520.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="background-color: white; color: #767676; font-size: 12.696px; font-style: italic;">This machine is mainly used for wood work by material engineers</span></td></tr>
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Material engineering concerns the thermodynamic properties relating to atomic structure in various phases in relation to the physical properties of the element. Materials engineering also involves the combination of some materials to discover the one which will be of more use to the society. This engineering department is related to chemical engineering as it studies the chemical properties of materials. So many material engineers are into research and discovery as related to material science. What are the job opportunities for material engineers? Material engineers can work in ceramics, glass, cement, plastic, and textile industries.</div>
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Drink manufacturing companies that package their products in breakable bottles cannot do without the help of material engineers. It is these engineers that give instruction on how to produce the bottles to the taste of the companies.</div>
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When you talk of plastic products, material engineers are the people that pilot the affair. It is their duty to know the chemicals to mix, the proportion to mix, and at what temperature to conduct each stage. Material engineers know the kind of plastic chemicals to use to produce any product that serves a particular need.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI0Bd-9-4s5IYpPW476OvBUdl6EkFmpUawEY-HFq9aNx3t959ozcD856PgjoPoOUkbAnNX00RgOhwRnnAQkSi1VqoD7Tr3IAyOyL4da_jRX3pxF2I7oNnXsh-7huVRuW5ipatLq03FLoIX/s1600/13791986.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="313" data-original-width="470" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI0Bd-9-4s5IYpPW476OvBUdl6EkFmpUawEY-HFq9aNx3t959ozcD856PgjoPoOUkbAnNX00RgOhwRnnAQkSi1VqoD7Tr3IAyOyL4da_jRX3pxF2I7oNnXsh-7huVRuW5ipatLq03FLoIX/s320/13791986.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="background-color: white; color: #767676; font-size: 12.696px; font-style: italic;">Plastic bottles, a product of metallurgical and materials engineering</span></td></tr>
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Chemical Engineering</h2>
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From the word “chemical” a layperson will know that this is a branch of engineering that deals in chemicals. Chemical engineering was brought out from mechanical engineering because of the need for chemical processors. This engineering department ensures serious safety during operation as chemicals are dangerous to human health. The need for chemical engineering emerged as a result of the industrial revolution which led to high demand of bulk chemicals in both quantity and quality.</div>
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Chemical engineering is a branch of engineering does not cover many areas it was expected to properly, and that led to the further division of the department into other aspects of engineering. Chemical engineering is broken down to petroleum, bioprocessing and products, petrochemical, polymer and textile, catalysis and reactions, nuclear, and ceramics engineering.</div>
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Electrical Engineering<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0rlpW3eLwyXfOHZ_-uLOq4bubnVq1WyqveL24Ou1nmVJ6Mm5VvCMzEnPvKLs4uY_o0FSLXrnuIMKgbria62A5s94hS4gvHwivgiYvrLUm8lzBdapPYy-6osj_pVDMADgfhbEuuUksbjFz/s1600/images+%252812%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="389" data-original-width="744" height="167" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0rlpW3eLwyXfOHZ_-uLOq4bubnVq1WyqveL24Ou1nmVJ6Mm5VvCMzEnPvKLs4uY_o0FSLXrnuIMKgbria62A5s94hS4gvHwivgiYvrLUm8lzBdapPYy-6osj_pVDMADgfhbEuuUksbjFz/s320/images+%252812%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Electrical engineer working on a circuit</td></tr>
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Electrical engineering is another branch of engineering that is studied in almost all the engineering institutions in the world. Nobody living on this planet will say that he or she does not know the importance of electricity in the world of today. The development being achieved by many nations today is because of the availability of electrical power supply.</div>
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Electrical engineering deals with large electrical systems, which include those found in motors, generators, transformers, conductors, electrical wiring and power transmission system (Ugochukwu 2012). The first institute of electrical engineering is the American Institute of Electrical Engineering (AIEE) founded in 1884 (Burghadt 1991).</div>
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Electronics and Computer Engineering</h2>
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Electronics and computer engineering is the double-honoured course. It is two in one department. In some universities, this branch of engineering is offered separately for a more deep understanding of what each of them is all about. That is to say that some universities study electronics engineering as a separate branch and computer engineering as a separate course also.</div>
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Electronics engineering came into existence in the early 20th century. This aspect of engineering was initiated because of advancement in the technological improvement of telegram industry which resulted in the invention of the telegraph, the radio, and later television. In the recent time, more discoveries have been made in electronics than those years when it was initially invented. In offices, houses, industries, and places of worship, we make use of electronic devices, and these are products of electronic engineering. Electronic engineers are continuously making the world a better place for all through their discoveries and inventions on daily basis. In the recent time, there are many forms of televisions called plasma and LCDs, and these came into existence because of the efforts made by electronic engineers.</div>
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Computer engineering is another branch of engineering that is speedily changing the face of the earth. The roles of computers in the modern world cannot in any way be overstressed. Computer engineering deals on software operating system as well as in computer hardware. They perform integral functions in our society. Many mobile phones that are recently produced have software integrated into them which solve a problem more easily to the users. The software is made possible due to the effort put by computer engineers.</div>
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Industrial Engineering</h2>
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There are many industries that cannot function without the assistance of industrial engineers. These are engineers that perform specific functions in many industries located all over the globe. What is industrial engineering? Industrial engineering is the branch of engineering that deals with the design, improvement and installation of integrated systems of people, machines and materials for optimal and efficient results.</div>
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The reason why industrial engineering was created is due to the need for technically qualified people, who were needed to plan, organize and control men and materials so as to optimize the manufacturing process. This branch of engineering specializes in production, manufacturing, operations research, and human factor ergonomics. An industrial engineer that works in production sector is expected to examine the reliability of the manufactured products, scheduling, and materials handling.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEja71RL_klZnprA1eG51IbyoDmmuGudVrJ7O3mJoujMJheb9en95jfDTGKG6EBhKGjD4xLLKzenzRtzkFzQzW3oVtJomhNOsErwL34-vmCXpmu890lvAEOxw6N6WZLrbIjsRvLLEGQdGOsX/s1600/unnamed.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="512" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEja71RL_klZnprA1eG51IbyoDmmuGudVrJ7O3mJoujMJheb9en95jfDTGKG6EBhKGjD4xLLKzenzRtzkFzQzW3oVtJomhNOsErwL34-vmCXpmu890lvAEOxw6N6WZLrbIjsRvLLEGQdGOsX/s320/unnamed.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Industrial engineering; image source: Youtube</td></tr>
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<br />Agricultural engineering</h2>
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Food is the basic material needed by man to sustain life, and human activities. Without food, man will die irrespective of the level of spirituality any man thinks he has attained. The need to sustain and promote agricultural practice gave rise to what is called agricultural engineering. This department of engineering is beneficial to both rich and poor countries of the world.</div>
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What is agricultural engineering? Agricultural engineering is the branch of engineering that deals in the production, processing, preservation, manufacturing, and distribution of agricultural products. It is because of the function performed by agricultural engineers the lead to varieties of crops that we see and enjoy today. They study soil systems and other things related to agriculture to know which will give a better yield. Agricultural engineering specializes in power and machinery, bio-research, food processing, electrical power and processing machinery, wood product processing, soil and water, and structural and environmental engineering.</div>
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Other Engineering Branches</h2>
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Though some engineering branches have been discussed, but, there are others. Other engineering branches are:</div>
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Software Engineering</div>
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Operational Engineering</div>
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Environmental Engineering</div>
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Aeronautics and Astronautics</div>
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Climate and Space Sciences & Engineering</div>
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Nuclear Engineering</div>
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Conclusion</h2>
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Engineering is a vital area of study that is handled with all seriousness and carefulness. The area of study is very wide and it is interesting. It is a professional course and that is why any who is addressed as an engineer is respected in the society. An engineer is a problem solver in any society. Discussed in this topic are branches/departments in engineering faculty. The grouping of these branches may differ depending on the author but all convey almost the same information.</div>
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<h2>
<span style="color: #3d85c6;">References</span></h2>
<span style="color: #4b4949;"><ul>
<li><span style="color: #4b4949;">Burghardt, M. D (1991), Introduction to Engineering Profession, New York, Harper Collins Publishers Inc.</span></li>
<li>Metz, L. D and Klein, R. E (1973), Man and the Technological Society, New Jersey: Prentice Hall, Englewood Cliffs.</li>
<li>Ugochukwu Okonkwo (2012), The Engineer Professionalism in Society, SCOA Heritage Systems Publication, P. 106.</li>
</ul>
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Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-19473044826183531182019-12-05T11:55:00.000-08:002019-12-06T03:53:16.713-08:00The Spirit behind writing Articles, Blogs and Books<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYl6CeRBIknqIyfYnW1D_yYwDrd2lI93PcUlvrCAwc_VhohE5BFD_W-6wP-dWgo5jV0P0NK3rslVlV4enfmC1l3ROBkBqlwRT3FkUhwTy22NDPwgUsAa-uOTWwH75fc8tZqNHBI61HxnOF/s1600/51IATwvJMyL._AC_SY400_.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="400" data-original-width="266" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYl6CeRBIknqIyfYnW1D_yYwDrd2lI93PcUlvrCAwc_VhohE5BFD_W-6wP-dWgo5jV0P0NK3rslVlV4enfmC1l3ROBkBqlwRT3FkUhwTy22NDPwgUsAa-uOTWwH75fc8tZqNHBI61HxnOF/s320/51IATwvJMyL._AC_SY400_.jpg" width="212" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">A written by the author</td></tr>
</tbody></table>
Sometimes you may not know how many areas you may cover within hours of writing until you start writing. You may think that the topic may not build much content until you first start to write. The more you write, the more ideas flow in. That is how writing of articles is.<br />
<a name='more'></a><br />
Why do many people leave their blogs? The reason many people abandoned their blog long time ago is because they stopped writing. The spirit of writing leaves an author when he relaxes for a long time. But if writers write everyday and take it as fun, the spirit will not leave them. That is the brain behind writing as an author.<br />
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<h2>
<span style="color: #3d85c6;">How can Writers write more Articles and Books?</span></h2>
There are ways through which writers can write more articles and books. Every online article writer feels happy when he sees that his topics are growing on the web. Also, independent authors that self publish their books on websites still feel happy to see the number of their books grow on monthly and yearly basis. They want to cover more areas of interest and make more money in return.<br />
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Be you a blogger or an independent author, their are ways you can write more articles and books and grow your money. In this subheading, we will be discussing these ideas. They are all helpful ideas that have helped over the years.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHRnB1Ia6Wn8sQC2m-qOB6mftp3ASbeHEtEDLf2bpPxUezK9FYkOk8zn83jPecj7MOdGZxUbc4l4GMLhkS8NuVjAXvx4Cew1Bv2XvVxu31OtsnMSG4zQ7ijqwc9Musocw6YHIo6_Ybu2O9/s1600/images+%252811%2529.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="297" data-original-width="495" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHRnB1Ia6Wn8sQC2m-qOB6mftp3ASbeHEtEDLf2bpPxUezK9FYkOk8zn83jPecj7MOdGZxUbc4l4GMLhkS8NuVjAXvx4Cew1Bv2XvVxu31OtsnMSG4zQ7ijqwc9Musocw6YHIo6_Ybu2O9/s320/images+%252811%2529.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">How to write more articles and books to grow your money</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">Write always</span></h2>
You have to write always as if you cannot eat if you do not write. Make it part of you and keep on writing. Writing always will make you train yourself always. It will make you not to "lose form" in the field of writing. That will make you to stay connected in the spirit of writing at all time.<br />
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In the field of football, players lose form when they stop training regularly. When they lose form, they do not perform well on the pitch and it will make them to miss matches. That is not far from what happens in the field of writing. Authors struggle to find their feet again when they do not write always. Write as if you will fell sick if you do not write always.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLwz5adChk5B2yZdxwkLpMdqbSo4aAUdISQJhFhwebIm88qJYq7_3EaUpcaDBP3XVM-e_4j-5hmixnTcrp0Mb3L8VMxgFKqmfpQhjh9qQwvZxfvCFMVzSHcgf4sqMC5nBXDSQcS3gYZ5Im/s1600/20191206_064820_0000.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="189" data-original-width="321" height="188" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLwz5adChk5B2yZdxwkLpMdqbSo4aAUdISQJhFhwebIm88qJYq7_3EaUpcaDBP3XVM-e_4j-5hmixnTcrp0Mb3L8VMxgFKqmfpQhjh9qQwvZxfvCFMVzSHcgf4sqMC5nBXDSQcS3gYZ5Im/s320/20191206_064820_0000.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Writing always will make you not to lose form in the field of authorship</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">There is no special Time to write</span></h2>
Is there any special time for any writer to write? It depends but in the world of blogging to me there is not special time to write. Just write on the go and you can create better contents on your online platform. You have to just keep going if you are really passionate about what you do.<br />
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You can go an occasion and it that occasion finds something interesting to write about. You do not necessarily need to wait before you can think about the title to give to that thing and start developing it gradually. If you are offered a glass of wine in the occasion, you can be sipping it and gradually develop the piece. That is the spirit behind writing articles or blog posts.<br />
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If you say you should hold on first and create the topic when you get home, you may forget. Also, you may not be able to design the story well because you have left the occasion ground. But if you create some lines first right there, the work can get finished at your own convenient time. The spirit behind writing does not give you the opportunity to always be fully comfortable before you can write. Let the passion drive you.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqkdvpfPUwj3WdZ-7lLcX5gcjW4Y_ygVPsK9g8uY1rR9PzMWuaGJxUJu5qYZsaxrGf0LZJwuRm9axhWiLDpa_xKbsiLN7kz1vdAAg-60W33z2KgIalLd9BlcpXw2HkeYJjX6gESDv8QSlJ/s1600/unnamed+%25283%2529.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="332" data-original-width="442" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqkdvpfPUwj3WdZ-7lLcX5gcjW4Y_ygVPsK9g8uY1rR9PzMWuaGJxUJu5qYZsaxrGf0LZJwuRm9axhWiLDpa_xKbsiLN7kz1vdAAg-60W33z2KgIalLd9BlcpXw2HkeYJjX6gESDv8QSlJ/s320/unnamed+%25283%2529.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Be passionate as you write to create more. Hunger for it</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">Write on what you know</span></h2>
Is it better for writers to write more on what they know? This is the question that many bloggers and authors of books asked sometime ago. The truth is that when you write on what you know, you can flow properly in that title. You do not need to think too much to produce sound and informative topics. That is why it is important to write on what you know.<br />
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One of my articles on the internet <a href="https://soapboxie.com/world-politics/Corruption-in-Nigeria" target="_blank">Corruption in Nigeria</a> is well written by me because I am a Nigerian and I was born and brought up in the country. I know about some corrupt practices that go on in some sectors in the country. So as a result of this, I wrote on this topic because I know it and it is a hot discussion in the country. Since 2015, that topic has generated over 350,000 views from readers from different parts of the world.<br />
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So, pay more attention on what you know and have experience on. When you are a professional in a particular area and write more on it, people will be happy to read your written works. They will know that what you write is beyond some kind of things some online writers write. They will understand that your topics are more than just copy and paste some bloggers are guilty of.<br />
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There are many online writers that copy some topics from already written textbooks and paste on their websites. Such bloggers do not write base on experience and what they know. I am not saying that you should not have references from written textbooks and other written topics on the net, but do not copy almost everything. Content stealing is an offense in blogging and in writing of books.<br />
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Even as you write what you know, you can do keyword research. This can help you sometimes on some subheadings to create. But in some cases, if you write sound articles, search engines can show them up first without you first doing keyword research. Do not be worried on creating a niche site first. Just write passionately on any area of your interest and maybe later you can create sub domains from that existing site and group your work. The spirit behind writing more articles is writing on what you know and have experience in.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgL_bVpigPGLCmutOJ7WuDOl2vuqIuqyqR9f_-YwhwNO5D09y4ZJWsjMeMj8faE_Mxq_wT8z1EHPmo_A9_J8AJAAprxHjMsrSZknXhgTflY5M_jdgVs7DqMvaX2U_BrnJ4R7OLgMOaBfEX4/s1600/images.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="394" data-original-width="700" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgL_bVpigPGLCmutOJ7WuDOl2vuqIuqyqR9f_-YwhwNO5D09y4ZJWsjMeMj8faE_Mxq_wT8z1EHPmo_A9_J8AJAAprxHjMsrSZknXhgTflY5M_jdgVs7DqMvaX2U_BrnJ4R7OLgMOaBfEX4/s320/images.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Write on what you know as an author to create better topics</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">Set Target for yourself</span></h2>
Target has really improved a lot of authors all over the world today. If you do not set target for yourself, you may not get that job done. Not only that but you may not be able to build enough content for yourself. Authors who are doing well today are able to get to the level they are because they set some targets for themselves.<br />
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If you set target for yourself as a blogger on the minimum number of articles you will publish on monthly basis on your blog, you will be moved to write as many topics as possible. That is the spirit behind writing. And the good thing behind this is that the more you write, the more ideas grow in you. You may be writing on a particular title and ideas on another topic to be created flows into you. That is the spirit behind writing articles, blog posts and books.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpNCY2f0leR9eo4Wzk349NEYXvFGHxEdOHHVbDIZWWG_fCdOByV_RLSrbfUUnyjhMzwXVyEOaXy2v8975sFD3UdIPrP3mQRai0_UOpSwbFKjPGUI2UBEI9X6MX6rJ1wag9UtZKhdZEKdlr/s1600/images+%25281%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="450" data-original-width="682" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpNCY2f0leR9eo4Wzk349NEYXvFGHxEdOHHVbDIZWWG_fCdOByV_RLSrbfUUnyjhMzwXVyEOaXy2v8975sFD3UdIPrP3mQRai0_UOpSwbFKjPGUI2UBEI9X6MX6rJ1wag9UtZKhdZEKdlr/s320/images+%25281%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Set target for yourself as an author to write more</td></tr>
</tbody></table>
<h3>
<span style="color: #3d85c6;">Look ahead of the Future Glory</span></h3>
Can looking ahead of the future glory keep authors to write more? You may not be earning much as an author right now but when you look ahead of the future glory, you will keep writing. Maybe you are a blogger and you look ahead of the day you will publish at least on thousand sound articles on your website. That will get you motivated and keep you going in the job. It will serve as propelling force to keep you going.<br />
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From that instance, you may set you plan that if you have an average of a thousand articles in your site, if each receive at least 2 views in a day, there is no how you will not have at least 2,000 views from those articles everyday. But in some cases, your sites can receive more than that because every topic does not receive equal number of views.<br />
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As of the time this article was first published, I have about one hundred articles on different sites and they receive an average of one thousand views everyday. So, that is the spirit behind writing more as an author. You look ahead of the future glory. This future glory motivates you to do more and earn more money.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfOiY_5Iqx1uqLuKzDdRnaas9o2LuPu1wDSUff-13PHmjc4fvn4ttkHfvnyy1ZDvBg5dFZ4M2iJLNAQZSmT5F03SnAe_KjYwVBQMUECI5YKN-oft0B0Wdxf7_9bgzzY_XyxAf8baSlj3F0/s1600/Look+Ahead-600x369.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="369" data-original-width="600" height="196" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfOiY_5Iqx1uqLuKzDdRnaas9o2LuPu1wDSUff-13PHmjc4fvn4ttkHfvnyy1ZDvBg5dFZ4M2iJLNAQZSmT5F03SnAe_KjYwVBQMUECI5YKN-oft0B0Wdxf7_9bgzzY_XyxAf8baSlj3F0/s320/Look+Ahead-600x369.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Look ahead of future glory to motivate you to write more</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">Make Writing a Habit</span></h2>
The spirit behind writing more is that with time it turns a habit. You find it difficult for any day to pass without you having something to say in the form of writing. When you are deeply soaked in writing, it becomes full part of you. The spirit of writing in this state has grown deep in you. The spirit behind writing is a good spirit and have made many writers happy today.Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-46277039583977544212019-12-02T21:57:00.001-08:002019-12-02T21:57:53.675-08:00How to Get Approval from Google Adsense<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCoHJ2umxzQYvfY9OdMe47V_mKpGfmZZC7HxfNvkSqerQy3PT5058V7p7K2FkTUxv2WsnQDTiPgbFqCbAkTnl3BYk21I38SCWYMBWb8yG9znCNUIpubMz09QGX1GtoiZ72BWBB4HOOP00H/s1600/8591308_f520.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="672" data-original-width="520" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCoHJ2umxzQYvfY9OdMe47V_mKpGfmZZC7HxfNvkSqerQy3PT5058V7p7K2FkTUxv2WsnQDTiPgbFqCbAkTnl3BYk21I38SCWYMBWb8yG9znCNUIpubMz09QGX1GtoiZ72BWBB4HOOP00H/s320/8591308_f520.jpg" width="247" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">How to get approval from Google Adsense</td></tr>
</tbody></table>
<h2 class="subtitle" style="color: #6ea6af; font-family: arial, helvetica, sans-serif; line-height: 1.3em; margin: 0px 0px 0.7em;">
How to Avoid Disapproval by Adsense</h2>
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<strong>Note: Google may decide to change the way of getting approval from them at any time</strong></div>
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How can one gets approval from Google AdSense? Google Adsense is a programme run or carried out by Google, the leading search engine in the world, in order to help article publishers in monetizing their online written contents for profit. Adsense is very good because it has made many persons rich. It is used by affiliates who publish under publication websites to monetize their contents in order to make money in return. Irrespective of the fact that website owners and authors publish articles and apply for Google Adsense, they have been disapproved many times by the team which I was once a victim.</div>
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<span style="font-size: 16px;">I decided to put down this topic to teach people on how to get approved by the leading search engine if they have been disapproved. The truth remains that it is </span><span style="font-size: 16px;">painful</span><span style="font-size: 16px;"> whenever you apply again and see yourself disapproved again. During my own application processes, I nearly cried whenever I got disapproval message that went like this “unfortunate we were unable to take you into Adsense at this time because you have insufficient content”. Sometimes this message is usually sent automatically when Google computer or machines scan through the site within few minutes without manual review. During my own encounter, my problem was not insufficient content but because I did not follow the due process required of me as someone that publish under hubpages.com then. It is a publication website for writers who are paid by the revenue generated by their content or pages.</span></div>
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<h2 style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; margin-bottom: 0.75em;">
<strong><span style="color: #3d85c6;">What to do to be approved by Google Adsense</span></strong></h2>
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In every organization, there are set of rules guiding them and any who goes contrary to the rules gets penalized. Also, Google has set of rules that guide any website that want them to displace adverts and these rules must be obeyed to avoid conflicts between those websites and Google. How to get approved by Google Adsense is summarized under below headings:<br />
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<div style="font-family: arial, helvetica, sans-serif; margin-bottom: 0.75em;">
<div style="color: #4b4949;">
<strong>Terms of Service</strong>: It is agreed conditions that exist between two parties. Reading terms and conditions of some organizations are boring because there is much to read. You are to read through all even if it will take you two or three days to complete. It is important to study all the policies guiding any organization you want to partake and understand every bit to avoid “had I know” if any negative consequence arises as a result of your ignorance. In terms of service between you and Google Adsense, there is a portion that points out certain words you are not permitted to use. I would have mention them here but it becomes an offence if I do so.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4PTNMC3xhU5VP5KaHyycUTDYq_XJsq9KwS_zpLZOZD5NLJKp0i2FnaYsuutC86hDcUgFJECpe3O5Q74grsCaxs3G49RNypOY-JGdg6w_unPcLCDR4_LJJmoTJeouccj8PhBCVhoQh8I9T/s1600/images+%252824%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="415" data-original-width="739" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4PTNMC3xhU5VP5KaHyycUTDYq_XJsq9KwS_zpLZOZD5NLJKp0i2FnaYsuutC86hDcUgFJECpe3O5Q74grsCaxs3G49RNypOY-JGdg6w_unPcLCDR4_LJJmoTJeouccj8PhBCVhoQh8I9T/s320/images+%252824%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">What to do to be approved by Google Adsense</td></tr>
</tbody></table>
<div style="color: #4b4949;">
<strong style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">Publication: </strong><span style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">How many words per page do you think Google easily approves for advert? The truth is that they need long form write-up to place adverts and that is what any who needs their adverts should abide with to avoid disapproval. It is advisable to make each of your web pages to be </span><span style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">more</span><span style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;"> than 800 words to get into business with Google. But some topics can be shorter than this depending on what you are writing on.</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif; font-size: 16px;">You can break your topic into subheadings to create long-form articles which get approved easily. When you lack much to write on a particular topic, search for textbooks and spice up the article. I did not say you should copy but read the texts and make your note from them. Again, make sure that you have up to about 30 articles on your website before you apply for Adsense though some get approved when they have less of the mentioned. When publishing any content, be careful not to use any word that Google identifies as offensive and some of those words are mentioned on their policy.</span></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizJxQvXbnY1hhYSbWsqHgfrLovKJmso2SkQy-ajSmViWctYfwpNBeoPJKuDA0l8TdzLd7c1si7sMg1N4JAMayR_DqC6IIdQlD9M-nNK_MXA9w2OAYZePu5_VD653oeX5wrT3q0tZmduexB/s1600/images+%252825%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="394" data-original-width="700" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizJxQvXbnY1hhYSbWsqHgfrLovKJmso2SkQy-ajSmViWctYfwpNBeoPJKuDA0l8TdzLd7c1si7sMg1N4JAMayR_DqC6IIdQlD9M-nNK_MXA9w2OAYZePu5_VD653oeX5wrT3q0tZmduexB/s320/images+%252825%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Publishing more articles or blogs can make your sites get approval from Absence easily</td></tr>
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<div style="color: #4b4949;">
<strong style="font-family: Arial, Helvetica, sans-serif;">Grammar</strong><span style="font-family: Arial, Helvetica, sans-serif;">: This is where many online authors fail as many who are not good in a particular language easily get frustrated when they applied multiple times and get no approval. It is essential to make sure your articles are properly edited when you write online as you do not only receive disapproval from Google but keeps your readers frustrated. Yes, it makes them get tired of reading what you have written online and results to low traffic. </span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">It is not that you must be perfect but show certain accuracy standard. A publisher that wants to write excellently can ask someone to proofread his work when he must have written. He can install automatic proof reader in his computer. I make use of online grammar checker in proof reading my articles when I am done with my writing and so you can do so if you wish.</span></div>
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<strong>Originality: </strong>How will you feel if you were not made original from birth? I have not seen any which is duplicated or photocopy of the other since I was born, even identical twins have some difference and not duplicated. Copying works created out of another people sweat is not good and Google does not place adverts on such content. It is essential to be yourself and create original content instead of copying what another man has made.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3Iey3OkQVEmviM-SxzVUG7bC5SxTlST3Zja-35YG0mpIj1Uc1NJ6Uxnuqr8Hs5yA4hDS2FqKaPKZaymM150wIqE9g1q0qFSH04-UXdRXvgfAGHtQ9S3U8TRKWh43AWkXa2TnPb5xfWAtr/s1600/filterimgaes.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="315" data-original-width="465" height="216" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3Iey3OkQVEmviM-SxzVUG7bC5SxTlST3Zja-35YG0mpIj1Uc1NJ6Uxnuqr8Hs5yA4hDS2FqKaPKZaymM150wIqE9g1q0qFSH04-UXdRXvgfAGHtQ9S3U8TRKWh43AWkXa2TnPb5xfWAtr/s320/filterimgaes.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Adsense dashboard of a blog owner. Write original articles to be approved.</td></tr>
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<strong>Opening Google Blogger:</strong> If you have your own website and Google have been refusing approving their Adsense so that you can earn from your articles, opening Google blogger can be a source of help. What is Google blogger? Google blogger is a website operated by Google which publishers that have Google account (email) can open and start publishing on it. With just twelve articles on your blog you can get approval from Google Adsense. When you are approved, you can then shear your publishers ID with your main website and start earning from Google. Go to www.blogger.com for more information on how to go about it.</div>
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<h2 style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; margin-bottom: 0.75em;">
<strong><span style="color: #3d85c6;">My journey with Google Adsense on hubpages.com and Advice</span></strong></h2>
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Glory be to God that I finally got approval from Google Adsense on my then subdomain on hubpages.com account which was the first place I started to publish articles. It is a site where writers of various categories publish their articles and earn money in return. It appeared as if it was a dream when I saw that happened. “Insufficient content” I was receiving from Adsense was out of my own mistake and I know that many hubbers (those that publish on hubpages.com) must have been making the same mistake. </div>
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The “insufficient content message” continued to come whenever I re-summited my application until I decided to monetize my youtube videos which directed me to create new Google Adsense account. I did this using different Gmail account instead of using the one I used for applying for Google Adsense on hubpages.com. I was waiting to receive disapproval message from them but to my surprise I saw approval message from Google Adsense team. You can upload some videos on Youtube.com and apply for Adsense through it maybe the method will work for you as well. Honestly, I think this was one of the easiest ways of obtaining Adsense approval then in 2014. </div>
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<h2 style="font-family: Arial, Helvetica, sans-serif; margin-bottom: 0.75em;">
<span style="color: #3d85c6;">For Hubpages Writers that want Adsense Approval</span></h2>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIhueUxBjdxrTBdZLjGsf5cTpknGixvbd4QzXCEjX_hVtHUKgYH3giVHA5RniUQLEJNroachi0xqnagM8EPo2QxNXruoK6I98jIp6z50iav12J4nkYNtUjTh8c5W-5j3WvDbTCMkEZ7vFz/s1600/images+%25284%2529.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="500" data-original-width="500" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIhueUxBjdxrTBdZLjGsf5cTpknGixvbd4QzXCEjX_hVtHUKgYH3giVHA5RniUQLEJNroachi0xqnagM8EPo2QxNXruoK6I98jIp6z50iav12J4nkYNtUjTh8c5W-5j3WvDbTCMkEZ7vFz/s320/images+%25284%2529.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Getting approval from Google Adsense as a hubpages.com publisher; ideas</td></tr>
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The problem I was having was because I was trying to link my hubpages account with Google Adsense when I did not have Google adsense approval. Before you link your hubpages.com account with Google, you must login to your account on hubpages.com, move to <em>my account (located on the top where your name is displayed)→ my earnings (still located on the top of your account)→ settings→ Google Adsense Settings</em>. When you get to this point, click on configure and you will be taken to Adsense where you then associate your account with hubpages.com. Click “no” when a radio button appeared if you do not have Google Adsense account to create a new one and the problem becomes solved automatically. </div>
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You must follow this sequence when you publish on hubpages because you are working under them. Do not go straight to Adsense because the website is not purely your own but owned by hubpages. They just share revenue earned with you as a writer on the platform. They just issued sub-domain to you meaning that you are not the owner. Make sure you follow the complete steps that Google required from you so that you get your Adsense account active on hubpages.com. If you are successful with the application, you will be taken back to hubpages website.</div>
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I will like to write more on the postal code column at this point as a lot of new member find it difficult here. The postal code required is that which will be used to send cheque to you and not that of hubpages.com. Search for the postal code of any area in your country through Google search engine. If I want to search for postal code of university of Cape Town, I will type in Google search engine: “postal code of university of Cape Town”. I will then be directed to the website of my country’s postal service where I follow the required steps.</div>
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Also, make sure necessary information needed by Google Adsense to send your cheque to you is delivered to them. If you give wrong address to them you will not receive any cheque as your earnings will be sent to the wrong address you provided to them, so be wise and careful when filling Google Adsense form.</div>
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<strong><span style="color: #3d85c6;"><br /></span></strong></h2>
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<strong><span style="color: #3d85c6;">Conclusion</span></strong></h2>
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Google Adsense has made many people rich through internet writing and marketing. There are millions of people who are living comfortable because of the opportunity provided for them by this programme. The amount of money you are likely to earn from it is dependent on the number of articles you acquire on the internet and how much traffic they generate. This page detailed out how to get approve by Google Adsense, how I got approve and associated my hubpages.com account with it and advise to those who are seeking for approval. Getting approval from Googled AdSense is a bold step towards accumulation of wealth through the internet. It is important to know that Google is dynamic and can change the method discussed here at any moment.</div>
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Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-91901306908876481322019-12-01T22:28:00.001-08:002019-12-02T08:26:18.303-08:00How to find out your MTN Nigerian Phone Number<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgS7Diil3LTh9Ld3o7oHUbohfYklPJkCKxFqybtgBSmdOlh22j4W0QVKZwXqhPfnLD2AtYBk4u4PxM65wWqwI9CSoUqghQXyMZXLXR9IsYI4kMGOkQZW791JSa8kP9o5VcDwz_EI4GGJTrV/s1600/images+%252823%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="330" data-original-width="660" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgS7Diil3LTh9Ld3o7oHUbohfYklPJkCKxFqybtgBSmdOlh22j4W0QVKZwXqhPfnLD2AtYBk4u4PxM65wWqwI9CSoUqghQXyMZXLXR9IsYI4kMGOkQZW791JSa8kP9o5VcDwz_EI4GGJTrV/s1600/images+%252823%2529.jpeg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">How to find out your MTN phone number</td></tr>
</tbody></table>
MTN phone numbers are the most popular phone numbers in Nigeria. It is also one of the most reliable mobile phone network in the country. Many people like to use MTN phone numbers because of their advantages. In terms of data, many complain it is expensive but you will enjoy it if you buy good quantity.<br />
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Sometimes people visit banks in Nigeria to open accounts or run some transactions but in the course of filling forms or other things need their MTN phone numbers. Here, we will be discussing how to find out your MTN phone number anytime you need it be you in the bank or other places. It will be detailed out for you to make your choice.<br />
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<h2>
<span style="color: #3d85c6;">How can I find out my MTN Phone Number using USSD Code?</span></h2>
Let's go straight to the point. To find that out, do the following:<br />
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<ul>
<li>Dial *123# on your phone</li>
<li>Options will appear on your phone screen</li>
<li>Choose the option of "Account Info". If that option appears as number 1 in the list that appears on your screen, type 1 in the space provided and send.</li>
<li>Other options will appear on your phone screen. In the list, choose "My number". If that appears as number 1 in the list, just type 1 in the space provided and send. </li>
<li>Immediately your MTN phone number will appear on your screen.</li>
<li>Also, you will get a message from MTN 131 stating your phone number. Example of the message is "Y'ello! Your mobile number is 2347037278694"</li>
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<h2>
<span style="color: #3d85c6;">How can I find out my MTN Number using *133#?</span></h2>
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This is another USSD approach to find out your MTN line. Maybe you have not memorized the phone number because it is still new and you want to find it out using this method. Or maybe you have been using the old *133*3*recipient's phone number# and have been receiving error message. That old method does not work again. </div>
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Here is what you are to do. </div>
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<ul>
<li>Dial *133# on your phone</li>
<li>Insert the recipient's phone number in the space provided on the screen. Do not leave any space in between the phone number because doing so will generate error message</li>
<li>Then send it. </li>
<li>Some options will appear on your phone screen (1 to 5). You can choose any, maybe one and send. A call me back message will be delivered to the users phone number. From there, you can see your phone number and then copy it out as the case may be. </li>
</ul>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPGxWR3jY54HWajjS9pFM6nQ1hGI7EzVrCZUIbCAYzSLXgLtCRqR_geGNEIVFyQvwIpR4VsC9msK_e7UfPPIuNpRZK03EUZbLiKdG7ohF4zskTITMnXgatWCiAwDTsik4VrtUIxPMqsp4T/s1600/images+%252822%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="415" data-original-width="738" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPGxWR3jY54HWajjS9pFM6nQ1hGI7EzVrCZUIbCAYzSLXgLtCRqR_geGNEIVFyQvwIpR4VsC9msK_e7UfPPIuNpRZK03EUZbLiKdG7ohF4zskTITMnXgatWCiAwDTsik4VrtUIxPMqsp4T/s320/images+%252822%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Finding out your MTN phone number by the use of USSD code</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;"><br />Other USSD Methods</span></h2>
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<div>
Other two ways to find out your MTN phone number via USSD is by dialing *123*1*1# and *663#. These two methods are the fastest among all. Once you dial the numbers, the phone number appears on your screen immediately. You can then screenshot or copy it out to use for the purpose you need it.</div>
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<h2>
<span style="color: #3d85c6;">Reaching out to MTN Customer Care</span></h2>
<div>
This method of finding out your MTN phone number can be long but you will still get it right at the end. Can calling MTN customer care line help me to get my phone number? The answer is yes as many people have been able to tackle the challenge of not knowing their phone number through this means.</div>
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You can call 180 which is the customer care number of the network. You have to follow the voice call to get the answer you need in finding out your mobile number. Also, you can decide to speak with their customer care representative to help you get your phone number very clearly. </div>
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Sometimes, the customer care representatives may be busy. If that happens, you can make use of the initial provided solutions. That will make your journey of finding your phone number easier. But if you want to talk to the company's representative maybe because you want to ask some other questions, you wait till early morning at about 12a.m or 1a.m. At these time frame, the customer care agents will not have much traffic. </div>
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<h2>
<span style="color: #3d85c6;">The use of MYMTN App</span></h2>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcXgMjtRZ7JnCDuDgedeQ8xh9qvdBTnrmAPqpGasT6Jez8rpNTRVTNFKzAPD6IyasRGeISqn9S4QfNMTgRLvIiDgrXiR6-ib_YfUB9BvEmJ27BZJN6pgE5UWbG-4-qXUyME8JU0iOqLkF0/s1600/croppedImage_1575267280267.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1343" data-original-width="718" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcXgMjtRZ7JnCDuDgedeQ8xh9qvdBTnrmAPqpGasT6Jez8rpNTRVTNFKzAPD6IyasRGeISqn9S4QfNMTgRLvIiDgrXiR6-ib_YfUB9BvEmJ27BZJN6pgE5UWbG-4-qXUyME8JU0iOqLkF0/s320/croppedImage_1575267280267.png" width="171" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">The use of MYMTN App to find out your MTN phone number</td></tr>
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<div>
With the help of MYMTN Application, you can perform a lot of functions. If you are using an android phone, you can go to PlayStore and download this application. Once you download and install this Application, just open it. The first thing that appears once you open it is your details.</div>
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The details shows your phone number which is what you want to know, your phone type, your phone brand, IMEI, account name and the rest. With the help of MYMTN App, you do not have to worry again in finding out your MTN phone number. It is a great Application designed by MTN tech giants. </div>
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Another method to find out your MTN phone number is by calling the phone number of any person using any network. When you do this, you number will appear at the receiver's phone number. But you have to make sure you have enough airtime on your MTN line to be able to do this. </div>
Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277000000051-6.7748435000000011 -11.979019999999949 24.938841500000002 29.329574000000051tag:blogger.com,1999:blog-4443417991319745221.post-81758573741169928922019-12-01T12:57:00.001-08:002020-11-24T22:04:59.090-08:00How to Transfer Airtime on MTN Nigeria phone Numbers<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEite78ncrZpo13fiydWweFb3NRj9U5osfHaZ9cqmFfMesj7wpMDjIqsdk0R8XU2P74C8jxoY9dpmrR4G69GKacciB_9a0EzhjlZcZMVLobgJRxDEfLstBprK5kV2UN2tOIioFEeVg8Q-fof/s1600/images+%252822%2529.jpeg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="415" data-original-width="738" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEite78ncrZpo13fiydWweFb3NRj9U5osfHaZ9cqmFfMesj7wpMDjIqsdk0R8XU2P74C8jxoY9dpmrR4G69GKacciB_9a0EzhjlZcZMVLobgJRxDEfLstBprK5kV2UN2tOIioFEeVg8Q-fof/s320/images+%252822%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">MTN Nigerian logo. Share 'N' Sell</td></tr>
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Sometimes you may have airtime in your MTN SIM card and feel like helping someone that is in need to top up. You may wonder how to do that and that may be the reason you landed on this page. This kind of service is officially known as Share 'N' Sell. The process to transfer your airtime from your own MTN SIM card to another is as follow:<br />
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<ul>
<li>Send 0000 New pin New pin to 777. Example: 0000 1999 1999 to 777. Be conscious of the space as the command will not work out if you do not space the set of numbers.</li>
<li>You will get a feedback from MTN Nigeria</li>
<li>Then send Transfer, recipient's phone number, amount you are transferring, and your pin to 777. Example "Transfer 07037278694 1200 1999" to 777. Please do not use the inverted commas when doing that as I used it to draw a point. </li>
<li>You will receive a feedback from MTN asking you to reply YES if you really want to proceed. </li>
<li>Then type YES and send to 777 in the same message thread. </li>
<li>Make sure that the 'YES' is written in capital letter to avoid getting error message. </li>
</ul>
<h2>
<span style="color: #3d85c6;"><br /></span></h2>
<h2>
<span style="color: #3d85c6;">How to Transfer Credit from an MTN Phone Number using Codes</span></h2>
<div>
This is another approach to use to carry out Share 'N' Sell service on MTN network. Many people may prefer to use this approach because it is kind of of short and simple. But know that you must have created your new pin first using the SMS approach before you can use this method. </div>
<div>
<br /></div>
<div>
All you have to do is to dial *600*Recipient’s Number*Amount you are sending*your PIN# on your phone. For example, dial *600*07037278694*300*1999#. When you do this, you will get a feedback from the service provider on whether that went through or not. </div>
<div>
<br /></div>
<h2>
<span style="color: #3d85c6;">The Transaction Fees in MTN Share and Sell Service</span></h2>
<div>
Anytime you decide to send money in the form of credit from your MTN Phone number to another, it is important to know that you are charged little money. Even before the network company carryout with the charge, they first ask you for approval. If you do not agree with them, you can cancel or decline the transaction. Is that a surprise to you 😂? This is Nigeria but the charge is minimal. So you can continue with the transaction.<br />
<br />
When an MTN customer is transferring airtime from his or her phone which is between N1 to N100 (one naira to hundred naira), the customer is charged N3 (three naira only). Any transfer between N101 to N500 (one hundred to 500 naira) receives transaction charge of N5 (five naira only). And transfer of between N501 to N500 receives transaction charge of N10.<br />
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<h2>
<span style="color: #3d85c6;">What is the Maximum Amount to Transfer in MTN Share 'N' Sell? </span></h2>
There is limit to the amount of airtime customers can transfer from their phone to another. According to MTN, the maximum amount a customer can transfer in a day is N10,000 (ten thousand naira). According to the company, you can transfer a maximum of N5,000 (five thousand naira only) in a single transaction.<br />
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Lets say for instance that you want to transfer ten thousand naira airtime to a person that uses MTN line, you can do that twice. You transfer five thousand naira first (N5,000) and then transfer another five thousand in the second transaction. That is how the company structured the command. If you try to initiate more than five thousand naira once, you will receive an error massage.<br />
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Also, it is important to know that this transaction or service does not allow the transfer of kobo. Take for example that you want to make a transfer of N500.30 to someone using MTN account, such transaction cannot go through. The system is programmed in a way that you can only transfer whole numbers. You can only transfer in naira and not in kobo. From the example, the best you can do will be to transfer N500 or N501.<br />
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<h2>
<span style="color: #3d85c6;">When an MTN Customer cannot use Share 'N' Sell</span></h2>
Is there any condition where an MTN customer cannot use Share 'N' Sell service? Is there any condition that an MTN account user cannot transfer credit from his MTN number to another. The answer is yes there is. If you are on MTN Betatalk plan, you will not be able to share credit with another MTN account user.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5D079eUe4wGPWdJ_GOyRQxzVDTOVh1elBPP4-cCaz2ZW-ZgxQwMdtff210DdBoD0rRRYLr1XQPekr0qMq-q7BF0MlamTQwI5ZaJVIMjHeajK_ULCyYY2W6O7h6V-or86FDEDktmSpDeo5/s1600/images+%252823%2529.jpeg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="330" data-original-width="660" height="160" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5D079eUe4wGPWdJ_GOyRQxzVDTOVh1elBPP4-cCaz2ZW-ZgxQwMdtff210DdBoD0rRRYLr1XQPekr0qMq-q7BF0MlamTQwI5ZaJVIMjHeajK_ULCyYY2W6O7h6V-or86FDEDktmSpDeo5/s320/images+%252823%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Picture of MTN Nigeria Head Office</td></tr>
</tbody></table>
First is that you have to know the tariff you are into. This will let you know whether you can carryout Share 'N' Sell transaction or not. You can do this by dialing *123#, then select "Account information" followed by "My Tariff Plan". MTN network will immediately send you message on the tariff you are into.<br />
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If you are on Betatalk plan and really want to migrate to another plan so that you can be able to transfer, you can do so. You can migrate to other plans that allow you to do the credit transfer. If you have not migrated to another for the past one month, you will not be charged. You can dial *406*1# for pulse;*408# for XtraSpecial; *123*2*1# & *131*2# for XtraValue bundles.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYqk2eE84Trmo57L8I9cG14ty-lFh2tF24h6YEcwgcMxW9FwhXay6MA3nr3sxa6Q4wr7ztePQpXaMhD1A6rb4yljig1ukEYQQ20FNWYJqPhFX-pSTRiLYDL-jSJ4WAGjr_3Rt-mgRpdQ3V/s1600/download+%25281%2529.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="225" data-original-width="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYqk2eE84Trmo57L8I9cG14ty-lFh2tF24h6YEcwgcMxW9FwhXay6MA3nr3sxa6Q4wr7ztePQpXaMhD1A6rb4yljig1ukEYQQ20FNWYJqPhFX-pSTRiLYDL-jSJ4WAGjr_3Rt-mgRpdQ3V/s1600/download+%25281%2529.png" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Another design of MTN Nigeria logo on airtime transfer</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">How to Change Share 'N' Sell Pin in MTN Line</span></h2>
Sometimes you may feel like changing your pin for transfer on MTN network. This is something simple to do. Sometimes MTN account users do this because their pins are weak. And others do that because someone already know their pins. To change you MTN Nigeria Share and Sell pin, do this:<br />
<br />
<ul>
<li><Old PIN><New PIN><New PIN> to 777. Example is 1999 1256 1256 then send to 777. </li>
</ul>
<div>
When you carryout the above command, you will get SMS from 777 saying "Your PIN has been changed successfully."<br />
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I believe you like this detailed article? Thanks for reading. Always feel free to drop your comments. </div>
</div>
Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0Nigeria9.081999 8.675277000000051-6.7748435000000011 -11.979019999999949 24.938841500000002 29.329574000000051tag:blogger.com,1999:blog-4443417991319745221.post-74831625677364666242019-11-30T12:00:00.001-08:002020-11-15T22:27:34.372-08:00Publishing Books on Amazon Kindle Direct Publish as an African Author: What you need to know<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpm1EONEzhTw3_3C1CvcxpJ7TLN62Nf6cfzyrsyuZ0mNgO6gGXZwWSsESARfTOYwBrqmZVcgoPKT0pM8xjRtesT-gqcYJ_FNnVkf8TJLKmkE3kzazoVJeKWwjXXnvb0NJCc-x1gzBCgHEA/s1600/images+%25284%2529.jpeg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="391" data-original-width="783" height="159" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpm1EONEzhTw3_3C1CvcxpJ7TLN62Nf6cfzyrsyuZ0mNgO6gGXZwWSsESARfTOYwBrqmZVcgoPKT0pM8xjRtesT-gqcYJ_FNnVkf8TJLKmkE3kzazoVJeKWwjXXnvb0NJCc-x1gzBCgHEA/s320/images+%25284%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">A picture showing Amazon name</td></tr>
</tbody></table>
Amazon Kindle Direct Publish has given independent authors room to publish books free of charge and earn royalties when customers buy their books. The platform has really helped many people including me as the writer of this post. The fact is that the platform was built by great minds. These great minds are innovative. They have been making good amount of money as a result of their wonderful ideas.<br />
<a name='more'></a><br />
How many authors are on Amazon?<br />
There are thousands of authors who publish books on Amazon. These authors publish on different genres. Ideas do not run dry in great authors. As a result of this, authors publish beautiful titles day in and day out.<br />
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There are over 6 million books on Amazon today. Among these high number of books, some perform well while some others perform poorly. All books on Amazon do not perform equally. But that does not mean that committed authors cannot make some dollars if they are serious with the work they do as authors.<br />
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<h2>
<span style="color: #3d85c6;">Amazon has helped African Authors</span></h2>
Traditional book publication is not always an easy job. There are many things that come into the minds of African authors especially those that are not financially stable when it comes to publishing of books. These have bothered many authors in this continent until the once world richest man created Amazon Kindle.<br />
<br />
One of the major issues is the cost of publication of books. Traditional book publication is usually expensive. As an author, I found it difficult to publish one of my books called "Basic Information in Youths and Youth Empowerment" traditionally. I wanted to make the publication in the year 2016. The major issue then was the money to get the job done. Though I received monetary help from one person, but it was not enough.<br />
<br />
With my discovery of Amazon Kindle, I was able to make my publication without spending any money. When Amazon sells copies of my book, I receive royalties. The company made things easy. They have made many Africans believe that cost of publication cannot be any barrier for them getting their books on global stores to be purchased by readers.<br />
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The fear of finding the right audience that will read some books have troubled many African authors. Many author's have published many books traditionally by printing using press companies but hardly sold up to 60% of their published books. This has been a big problem facing authors. Many African authors have borrowed money to print their books in their countries but could not sell the books to their taste.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhV7ATnWxoI-Y1ZcrKpj72toiXl_rRcaU2_2qSD7fOhi1rwcBn-4ZYKgULptEQaK2znDxlT6zFYU2nKTgDBkkFvmyuA-WLEe0GJcaJfsWS6r9EEHTCkG4rB6ntijLa7QqBFtO52rG9a_2-U/s1600/download.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="225" data-original-width="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhV7ATnWxoI-Y1ZcrKpj72toiXl_rRcaU2_2qSD7fOhi1rwcBn-4ZYKgULptEQaK2znDxlT6zFYU2nKTgDBkkFvmyuA-WLEe0GJcaJfsWS6r9EEHTCkG4rB6ntijLa7QqBFtO52rG9a_2-U/s1600/download.png" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Publishing on Amazon as an African author; source: Uzochukwu Mike</td></tr>
</tbody></table>
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The countries includes African authors from Nigeria, South Africa, Ghana, Congo, Kenya, Algeria, Egypt, Zambia, Mali and the rest. Many authors from different countries have in one way or the other felt bad because they could not sell more of their books after local printing. They felt discouraged due to this disappointing experience. But with the help of Amazon Kindle, interested readers can easily order the authors books and they are printed and sent to them. This has really help African authors from printing many books locally which end up not selling.<br />
<br />
<h2>
<span style="color: #3d85c6;">Can African Authors still make Money through Amazon Kindle?</span></h2>
The answer to the question is yes. African authors can still make money through Amazon Kindle. Though sometimes they may not make as huge as what United States of America and Canadian authors make but they can still make something. Amazon is situated in United States and first known by people in that country. With this advantage and joined with the fact that they have people with higher reading habits, authors from there sell more.<br />
<br />
As an African author, you can build your brand on Amazon platform that can fetch you money. You can make publications on Amazon on the areas you know much on. This can be your area of specialization. Maybe for example that you work in a bank, you can centre your books on what people should learn about banking. Giving the people first class information about banking through your books will make them buy more.<br />
<br />
When they go through your profile on Amazon and see your profession and most of your books circle around that area, they may have no choice than to buy. Your readers will know that your books are not just based on theory but have practical back up. Readers from United States of American and those from other countries of the world will buy your books. They sometimes do not care whether you are an African author but their interest is to get the basic information they need in that area. And they are getting it from a professional.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKa6E1VUW0rvojgBG-wcdIIYfIXrqCRPDcZTdng9YzBtnAUFlICYhPCvEf_q-8-gaAVPKgDDgMsHG6SogBUUuqAofb5-lMMABgIow1-n56zcXpJIda00UtQFLriMEBJAiqClpxmLUPNkue/s1600/519AwIRuoGL._AC_SY400_.jpg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="400" data-original-width="256" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKa6E1VUW0rvojgBG-wcdIIYfIXrqCRPDcZTdng9YzBtnAUFlICYhPCvEf_q-8-gaAVPKgDDgMsHG6SogBUUuqAofb5-lMMABgIow1-n56zcXpJIda00UtQFLriMEBJAiqClpxmLUPNkue/s320/519AwIRuoGL._AC_SY400_.jpg" width="204" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Front page of a book written by an African author who sells on Amazon. </td></tr>
</tbody></table>
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<h2>
<span style="color: #3d85c6;">How to sell more Books on Amazon Kindle as an African Author</span></h2>
There is no particular amount of money you can make as an African author on Amazon Kindle. The truth is that at the start you may not be making much because of some factors. One of the factors can be because you are still new on the platform and not known by large number of people. It takes time for Google and other search engines to update titles published on Amazon webpages. Many sales on Amazon came from traffic from search engines. So, when your title is updated on search engines, they give your books higher visibility.<br />
<br />
Can starting a blog make you sell more books on Amazon Kindle as an African author? The answer can be yes. If you are growing African author, you can create free blog on blogger or Wordpress. In your author's profile on any of this hosted sites, you can list some titles you have written as books. This may make your readers search for your books on Amazon if they are pleased with your articles. Many authors have made many sales through this approach.<br />
<br />
Also, you can decide to host a website and share some posts that have similarity with the book titles you have published on Amazon Kindle. People can get copies of your published books to be more informed on a particular area of interest. Signing up on Revenue Sharing Site like Hubpages Inc. will not be bad as well. When you sign up on this site, people may get to your own articles after reading the article of another author. The good thing about revenue sharing sites is that they drive traffic and rank high on search engines.<br />
<br />
When you publish articles on your blogs or revenue sharing sites, you can list some of your books in the articles. People can click on the picture of the book and they are redirected to the Amazon page where your book is when you hyperlink the photo. In the year 2016, I sold many books because I referred readers of my article on Hubpages to buy my books on Amazon which I published through Amazon Kindle by listing few of my books on related articles. The sales included both paper and e-book formats.<br />
<br />
Can African authors that publish their books through Amazon Kindle sell more books by publishing more books? Yes, one of the ways African authors can make more sales is by publishing more titles. When an African author publishes more titles, he stands the chance of making more sales on Amazon. Also, authors are usually ranked by how much books they publish on Amazon through Kindle.<br />
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<h2>
<span style="color: #3d85c6;">Where the Problem comes in</span></h2>
Though African authors can make money on Amazon by publishing using Kindle, there are some disadvantages. But these disadvantages do not prevent African authors from making their money if they are determined and ready to work. There are no limits to the topic or titles such authors can write on.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgB2M2iTEbtrUS0BX7pdJo6uQfq25byy_-A1xQnp6Q5Rrx4T6X0h51_3NpaVV06ArjB7xX0IIQlMs-Bz7Wjg5skFOe1KHokQTKQirRy58zAWd8nl1tjJS4M3J7TnhBzrHp8rpaJ_zS8Y3bR/s1600/71eDzE6zTcL._SL1500_.jpg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1500" data-original-width="1000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgB2M2iTEbtrUS0BX7pdJo6uQfq25byy_-A1xQnp6Q5Rrx4T6X0h51_3NpaVV06ArjB7xX0IIQlMs-Bz7Wjg5skFOe1KHokQTKQirRy58zAWd8nl1tjJS4M3J7TnhBzrHp8rpaJ_zS8Y3bR/s320/71eDzE6zTcL._SL1500_.jpg" width="213" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Front page of a book written by Uzochukwu Mike P (African author) who sells on Amazon</td></tr>
</tbody></table>
One thing is the high tax that comes in when you write as an author that is not from United States of America or from country that do not have income tax treaty with the country. None US citizens pay higher taxes than those who are from the country. Amazon is United States company and that is why it is like that.<br />
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According to Amazon Kindle publication on the issue, it states "royalty payments for sales on the U.S. store are subject to 30% U.S. tax withholding, including payments from the KDP Select Global Fund. Publishers may be eligible for a reduced rate of U.S. tax withholding if their country of permanent residence has an income tax treaty with the United States."<br />
<br />
Another issue is the charge placed by the banks or payment systems that African authors use to receive payments. Many authors from Africa who write on this platform receive their payments through Payoneer. Payoneer is a financial services company that provides online money transfer, digital payment services and provides customers with working capital. The charges authors receive from the company anytime they use their payoneer card to withdraw their royalties from their individual African local banks ATMs is usually high.<br />
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<h2>
<span style="color: #3d85c6;">My Advise to African Authors</span></h2>
If you are publishing on Amazon as an African, keep up with the good work. It may take you time to build audience but never give up. Also, make sure you publish topics that you know large audience of readers will like to go on. You may not know that someone is somewhere waiting for your ideas put together in the form of book until you do so. More importantly, you can write with pen name knowing where your larger numbers of readers are coming from. Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-88174836707198905122019-11-26T22:09:00.000-08:002019-11-26T22:16:43.303-08:00Why many Insurance Agents leave at early Stage<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgU2Y1WblLWuiKgmKSDNnWt8yNAVZpYCEyCHUsucTMswowVOmAVDXTtT63U_4Icd-YUKYnmWZBZbYJ7F-r6F66KYUsxZCxJV6eXaKO-klV_RQPXuMkFmEHip-Bby0U9WZrZCUqm0qzTipb3/s1600/168417642_orig.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="534" data-original-width="800" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgU2Y1WblLWuiKgmKSDNnWt8yNAVZpYCEyCHUsucTMswowVOmAVDXTtT63U_4Icd-YUKYnmWZBZbYJ7F-r6F66KYUsxZCxJV6eXaKO-klV_RQPXuMkFmEHip-Bby0U9WZrZCUqm0qzTipb3/s320/168417642_orig.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Why many insurance agents quit at early stage. The pains as some cried. </td></tr>
</tbody></table>
If you know of many insurance agents that left the job they were employed to do after few months of working with the company, you may be asking yourself why it happened like that. You may ask yourself "why many insurance agents leave the job after working for a short time?" Why do they quit the job? What is really wrong with that kind of job? Does it mean that insurance agency job does not pay well?<br />
<a name='more'></a>One major reason why many insurance agents leave their job early is because it is a commission based job. It takes time to start earning well in that kind of job. It does not have any fixed salary that one can boast of that he or she will earn at the end of every month. We will be discussing reasons why many insurance agents leave the job on time in details.<br />
<br />
<h2>
<span style="color: #3d85c6;">It takes time to Build Customers</span></h2>
One thing about insurance agency job is the time it takes time to build good customers base. It is in this kind of job that the statement "customers are kings" works properly. In insurance agency job, if your customers do not pay their premiums, you may likely do not eat. What it implies is that your earnings is dependent on your customers.<br />
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It takes time to build a good customers base in insurance agency job. It is not what you rush into. So, any agent that is not patient to build the customers base will end up leaving the job within few months of being a member of the insurance company. But if he waits and builds good customers base with time, he will smile in the long run. But many leave out of patient after few months.<br />
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How many customers do an agent need to have before he starts earning well in insurance agency job? There may not be specific number of customers needed but active customers that buy insurance policies with higher risk premium can help. If you have up to 100 active customers who pays good premiums on monthly basis for insurance policies that have high risk premiums, you are good to go. If you earn commission of at least 10% of the total premiums paid, you can be good to go.<br />
<br />
But it depends on the location. Location and understanding of the people toward insurance can go a long way to determine how much insurance policies one can sell within a period of time. In some locations, it can take an agent up to 8 months of working as a salesperson to have about 100 active policies opened by the clients he manages. While in some locations up to two years. But in total it works with time and many agents who are not patient enough leave before then.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKXfw8NyOj0rCagE5NCF35hsJIaNGY4f5e22_wMAnbh7bqWxb0DTYlAZ8flRgpXx_F6QkNs4zr0sQ2Is_DaIgR_nylHai5wPyu_fTCNXvV_WixMTcXi87DfNkWpWqE02677wNQO5QvuUqT/s1600/images+%25283%2529.jpeg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKXfw8NyOj0rCagE5NCF35hsJIaNGY4f5e22_wMAnbh7bqWxb0DTYlAZ8flRgpXx_F6QkNs4zr0sQ2Is_DaIgR_nylHai5wPyu_fTCNXvV_WixMTcXi87DfNkWpWqE02677wNQO5QvuUqT/s320/images+%25283%2529.jpeg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">A proposal form for insurance policy; source: Economic Times</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">The Pressure with Meeting up Target</span></h2>
Is there pressure in meeting up target when an agent works in insurance company? The answer is yes. In as much that you are a salesperson in any insurance company, you are faced with the pressure of meeting target on every blessed week. It is usually all about productions to be submitted in your unit every blessed week.<br />
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If you are not lucky and find yourself under a harsh insurance manager, you may not be able to cope at the early stage of starting with the job. There are many insurance agents who cannot take rubbish from any insurance manager who is harsh and insulting. Many agents who left at early start of their insurance agency job did so because they could no longer take the insult coming from their unit managers.<br />
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The start of some things are not always easy but some harsh managers fail to understand this. They lack the knowledge that as a beginner, you have to establish your feet before you start winning businesses in the long run in respect to marketing as an insurance agent. Because of their attitudes of severe mounting of pressure on the agents, many of them leave. They wrote resignation letter and left the job.<br />
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These salespersons would have done very well in the salesmanship job in future if they were not treated harshly by their managers initially. I know of some agents who were doing poorly at the initial state in the sales of insurance policies but today they are champions. In fact, they are the pillars of their unit. The managers they are under are happy of being patient with them because they are bringing good clients into the company. They have been among the top 100 in the chart nationwide today.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqP9MpP8Ag9R7B5yUhUespmlSd_FHJNzOLXw5UeoCtQFKV6W96mnqYYAb_qB6QpO-qxSMyY6oe5nbkvbpw844_YphCyzGeS_F1lNlkNBsvkSi3xfrIhQAjO0mA8fdXp8G1dyUHLbQyy_TD/s1600/Resizer_15715697672160.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="330" data-original-width="800" height="132" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqP9MpP8Ag9R7B5yUhUespmlSd_FHJNzOLXw5UeoCtQFKV6W96mnqYYAb_qB6QpO-qxSMyY6oe5nbkvbpw844_YphCyzGeS_F1lNlkNBsvkSi3xfrIhQAjO0mA8fdXp8G1dyUHLbQyy_TD/s320/Resizer_15715697672160.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Risk management as insurance</td></tr>
</tbody></table>
<h2>
<span style="color: #3d85c6;">Inadequate Orientation before the Job</span></h2>
Many salespersons do not know much about insurance agency job before they applied or were taken. Many thought it was just like ordinary fixed salary paid job. It is during the interview that some found out. Some in that state felt like quitting but decided to pick the offer to know if something nice would come out of it.<br />
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Later after marketing in the job for about 6 months, they decided to quit. They felt that the place was not the right place for them to continue. They never had proper orientation of the job before they applied. This makes them not to appreciate the job they do. But those who understood the job stayed and today have built their commission more than fixed salaries many people receive in some companies. It boils down to proper understanding of the nature of the job.<br />
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<h2>
<span style="color: #3d85c6;">Conclusion</span></h2>
Many people quit working as insurance agents at early stage because of some reasons. Among the reasons why they do so is because it takes time to build customers base, the pressure in meeting target, and poor orientation before the job. Irrespective of all these, people still survive in this job as agents. Many agents are happy in the job today and earn higher than people who are on a fixed salary. If you are an insurance agent or aspiring to be one, I will advice you to work and be patient. The job is paying me more than some people that receive fixed salary every month.Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-60526256111456485452019-11-21T21:39:00.000-08:002019-11-23T15:12:19.430-08:00WE THE PEOPLE - Building a New Democracy in Nigeria as a Model for Africa<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjt6E3DkiPhGz8RH3DGAkJA_gkclP_Y60CKNRDGCA2jbB7pA7GtplxY6QNFrKEqimZ1o6CCK9h_p2cblXAE9-9VupWxxIfUSamoGvhlRv-GUkooKakqQ8uIbHtJPB6L9Fju70lpHqR4Q-nY/s1600/10422075_f520.webp" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="417" data-original-width="520" height="256" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjt6E3DkiPhGz8RH3DGAkJA_gkclP_Y60CKNRDGCA2jbB7pA7GtplxY6QNFrKEqimZ1o6CCK9h_p2cblXAE9-9VupWxxIfUSamoGvhlRv-GUkooKakqQ8uIbHtJPB6L9Fju70lpHqR4Q-nY/s320/10422075_f520.webp" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">We the people Nigeria; the map of Nigeria designed with the colour of the Nigerian flag.</td></tr>
</tbody></table>
Nigeria is a country in West Africa of African Continent that is blessed with both mineral and natural resources. The country would have been one of the best countries in the world but a lot of dirty factors have been retarding her growth. Among the factors that have kept the country in a bad condition is poor management and bad leadership. Poor management of the resources have really kept the county in a state of pity. The country have sound raw materials to become one of the best countries on the planet earth but the inability to be able to explore the materials for the betterment of the country is a problem.<br />
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According to the statistics from World Health Organization, Nigeria has population of 185,990,000 in respect to the figure generated in 2006. According to African Argument publication, "nearly 70% of Nigeria’s population of 180 million people are aged below 35, yet they are virtually nowhere to be seen in the corridors of power" That is a big challenge as many of these young men and women are not integrated properly into the team of people that make decision in the country.<br />
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"WE THE PEOPLE - Building A New Democracy in Nigeria As a Model for Africa" is a sound educational book written by 18 different authors from different parts of Nigeria. The main objective of the book is to change the mindset of Nigerian citizens towards how to make Nigeria better, and clean corruption in the country from bottom - top. The authors in the book are:<br />
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<ul>
<li>Dr Chidi Achebe, M. D MPH MBA</li>
<li>Prof. Deborah E. Ajakaiye, PhD FAS FNMGS FGS OON MNI</li>
<li>Inam Akrasi and Anne-Elizabeth Akrasi</li>
<li>Prof. Okay Ibeanu, PhD</li>
<li>Miss Jemila Ibrahim, BSc</li>
<li>prof. Uduogie Michael Obi Ivowi, PhD FNTI FNAE</li>
<li>Dr. Gary Maxey, PhD D. Miss</li>
<li>Prof. Aminu S. Mikailu, BSc MSc PhD</li>
<li>Prof. Peter U. Nwangwu, MSc Pharm.D PhD FACCP FASCP</li>
<li>Gabriel Nwanze, BSc FMNES ACE</li>
<li>Lewis Obi</li>
<li>Prof. Grace C. Offorma, BA.Ed. M.Ed PhD FCON</li>
<li>Prof. Elewechi Okike, PhD MPhil MSc BSc FHEA FRSA MNIM</li>
<li>Prof. Damian Opata, PhD</li>
<li>Dr. Abimbola Oyindamola Odumosu, BSc PhD DSE</li>
<li>Dr. John Tor-Agbidye, DVM MSc PhD </li>
<li>Dr. Obinna Ubani-Ebere, PhD RFG CABCS CACM </li>
<li>Engr. Okwuagbala Uzochukwu Mike, B. Eng </li>
</ul>
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The above names are the chapters authors that contributed in the book. Each author discussed unique area of interest. There are 18 authors in the book whom are intellectually sound. The author of this article is one of the contributors. We will discuss these chapters for better understanding and for proper knowledge.<br />
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<h2>
<span style="color: #3d85c6;">The Book Chapters</span></h2>
Chapter 1: The Nigerian Constitution<br />
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Chapter 2: Analysis of the Content and Demands of the Nigerian Constitution: How Nigerian leaders have failed WE THE PEOPLE<br />
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Chapter 3: Destruction of the National Fabrics and Foundation: Evils of Pervasive Lawlessness, and Role of Personal Accountability<br />
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Chapter 4 The Ideological Crisis of Nigerian Political Parties: Some Reflections<br />
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Chapter 5: Review of Corruption in Nigeria: Causes, Effects and Solution<br />
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Chapter 6: Corruption in the National Assembly: Abuses in Budget Approvals, Confirmation Hearing, Oversight Duties and Constituency Projects<br />
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Chapter 7: How Corruption Keeps Nigeria Underdeveloped: My Personal Experience, Professor Peter U. Nwangwu<br />
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Chapter 8: The Roots and Foundations of Corruption in Nigeria: Corrective Tools for Mitigation in Public and Private Sectors<br />
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Chapter 9: The Benefits of Building a New Nigeria That Will Bring Back Most Nigerians in the Diaspora<br />
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Chapter 10: Towards A Holistic Development Trajectory for Nigeria<br />
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Chapter 11: WE THE PEOPLE movement: Lessons from History: The French Revolution and The Total Transformation of France<br />
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Chapter 12: The New Breed of WE THE PEOPLE: The Character and Commitments required to Build a New Democratic and Progressive Nigeria<br />
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Chapter 13: WE THE PEOPLE: Building Towards Corruption-Free Nigeria from Bottom to Top<br />
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Chapter 14: The Role of the Youth in Building a New Nigeria Through the WE THE PEOPLE movement<br />
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Chapter 15: The New Breed of WE THE PEOPLE: Cultivating the Spirit and Mindset of Excellence in the Nigerian Youth/Grassroots<br />
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Chapter 16: Transforming the Nigerian Educational System for a more Prosperous and Progressive Nigeria<br />
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Chapter 17: Intellectuals as Nation Builders<br />
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Chapter 18: The A, B, C of How to Transform Nigeria Permanently<br />
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The book chapters will be explained to certain detailed level. The essence of the explanation is for people that are making academic or other research works to be able to use this work for the purpose. But anyone that can still buy the book can do so through the link to be provided at the end of the article. You can buy through <a href="http://amazon.com/">Amazon.com</a> by following the link.<br />
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<h2>
<span style="color: #3d85c6;">The Nigerian Constitution</span></h2>
A constitution is an aggregate of fundamental principles or established precedents that constitute the legal basis of a polity, organisation or other type of entity, and commonly determine how that entity is to be governed. Some parts of the constitution of Nigeria are stated in this chapter. Constitution is important for every country.<br />
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Constitution of the Federal Republic of Nigeria 1999</h3>
We the people of the Federal Republic of Nigeria<br />
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Having firmly and solemnly resolve, to live in unity and harmony as one indivisible and indissoluble sovereign nation under God, dedicated to the promotion of inter-African solidarity, world peace, international cooperation and understanding<br />
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And to provide for a Constitution for the purpose of promoting the good government and welfare of all persons in our country, on the principles of freedom, equality and justice, and for the purpose of consolidating the unity of our people<br />
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Do hereby make, enact and give to ourselves the following Constitution<br />
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<h4>
Highlight from the above Constitution Quote</h4>
The part that Nigeria is indivisible and indissoluble is one of the major reasons the agitation to divide the country is not working. Many have tried to break out from Nigeria and become independent country but it has not worked out. The Nigeria civil war resulted because the Igbo tribe wanted to be on their own and answer Biafra. The Constitution is a bond and has held the country together.<br />
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<h4>
Other Areas discussed in Chapter 1</h4>
There are many other areas discussed in the chapter one of the book. These areas include chapter II of the Nigerian Constitution (Fundamental Objectives and Directive Principles of State Policy) and Chapter IV of the Nigerian Constitution (Fundamental Rights). There are some clauses in these two chapters that are very important to understand. Sometimes it seems as if our government does not see these sections or maybe they see them and cover their eyes because they do not want to see them clearly.<br />
Example is chapter II section 14 subsection (1), (2a, b, & c).<br />
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It states:<br />
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14. (1) The Federal Republic of Nigeria shall be a State based on the principles of democracy and social justice.<br />
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(2) It is hereby, accordingly, declared that:<br />
(a) sovereignty belongs to the people of Nigeria from whom government through this Constitution derives all its powers and authority;<br />
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(b) the security and welfare of the people shall be the primary purpose of government: and<br />
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(c) the participation by the people in their government shall be ensured in accordance with the provisions of this Constitution.<br />
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Lets look at the part that stated that it is the primary responsibility of the government to secure the people and seek for their welfare. The issue of security has been a hot topic in Nigeria for the past 8 years now. The government of Nigeria has failed her people as she is not able to tackle the security challenge in Nigeria. Many Nigerians have died because of weak security in the country. The issue of Boko Haram insurgency in Nigeria has claimed many lives in the country.<br />
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<h2>
<span style="color: #3d85c6;">Analysis of the Content and Demands of the Nigerian Constitution: How Nigerian leaders have failed WE THE PEOPLE</span></h2>
It is important to analyse the constitution of every country for deeper understanding. This is covered in chapter 2 and some areas will be discussed here. The authors of this chapter are Prof. Peter U. Nwangwu, Prof. Deborah E. Ajakaiye, and Dr John Tor-Adigbye.<br />
The Constitution, the highest law of the land, is a documentation of the collective will and wisdom of the people of Nigeria, for the purpose of directing the actions of the government towards achieving the good welfare of all persons in our country, "WE THE PEOPLE," on the principles of freedom, equality and justice; and for the purpose of consolidating the unity of our people (Nwangwu 2016). According to Nwangwu, Constitution is not set up by one individual. It is is a product of sound team work of people from different parts of the country.<br />
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<b>Section 15 (5): The state shall abolish all corrupt practices and abuses of power.</b><br />
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<b>Analysis: </b>The Constitution of Nigeria, the highest law of the land, demands that the government shall abolish all corrupt practices and power. But is this really working among the politicians in Nigeria? The answer is no as corruption lays eggs in Nigeria state. The transparency in the state of Nigeria is low.<br />
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<b>Section 17 (3): The state shall direct its policy towards ensuring that -</b><br />
<b>(a) All citizens, without discrimination on any group whatsoever, have the opportunity for securing adequate means of livelihood as well as adequate opportunity to secure suitable employment. </b><br />
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<b>Analysis:</b> What the above part of Constitution explains is that every citizen of Nigeria has equal right to secure a job in any company so far the person is qualified for the job. The aim of the above has been defeated because there are some places that are made for the children of rich men and top politicians to be employed in the country. Since establishment of Central Bank of Nigeria, do you know that many people have been recruited and yet the job vacancy advert is not seen by job seekers. Many have been employed in CBN but are linked to government officials or the rich people in the country.<br />
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<h2>
<span style="color: #3d85c6;">Destruction of the National Fabrics and Foundation: Evils of Pervasive Lawlessness, and Role of Personal Accountability</span></h2>
Accountability is one of the qualities of good leadership. A leader that wants the growth of the country he leads must be accountable. He must be able to account on how funds are spent from the national account and the income. This is one of the major reasons why developed nations are getting it right.<br />
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Many Nigerian leaders, those in local governments, states and national level have destroyed the country's fabric. The level of lawlessness among them is bad. Many of them are not investigated during and after their leadership irrespective of the crimes they committed. The level of lawlessness in Nigeria is discouraging.<br />
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According to Abimbola O. Odumosu, the author of the chapter 3, lawlessness is evil. All laws are made to create orderliness in the society, and respect the rights of the citizens. He went further and stated that most law enforcement officers in Nigeria are routine law-breakers. When people who suppose to enforce the laws are breakers of the law, what will our society be like?<br />
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<h2>
<span style="color: #3d85c6;">The Ideological Crisis of Nigerian Political Parties: Some Reflections</span></h2>
<span style="font-weight: normal;">The author of chapter 4 is Professor Okechukwu Ibeanu. He is a lecture that has sound experience in writing. He is grounded in political issues. </span><br />
<span style="font-weight: normal;"><br /></span>
<span style="font-weight: normal;">What comes to your mind when you hear the word ideology? </span><span style="font-weight: 400;">According to Oxford Online Dictionary, ideology is a system of ideas and ideals, especially one which forms the basis of economic or political theory and policy. There are many political parties in Nigeria and each has its way of carrying out political activities. </span><br />
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<span style="font-weight: 400;"><br /></span></div>
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<div>
Irrespective of high number of political parties in Nigeria, these parties lack ideology. According to the report from Independent National Electoral Commission (INEC), there were 91 political parties in Nigeria as of November 2019. In the absence of shared common commitments to an ideology, there is a high level of indiscipline, conflict and disarray in political parties in Nigeria. </div>
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We see members of one political party move to another party because they want to contest for particular positions as their initial party did not give them the ticket to do so. They want to assume power either by hook or by crook. They do not have WE THE PEOPLE at heart but want to gain political power. That is why many of them when elected forgot about the welfare of the people that voted for them.<br />
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<h2>
<span style="color: #3d85c6;">Review of Corruption in Nigeria: Causes, Effects and Solution</span></h2>
The chapter 5 of the book WE THE PEOPLE - Building a New Democracy in Nigeria as a Model for Africa has its author as Engr. and Financial Advisor Okwuagbala Uzochukwu Mike. He is the one that wrote this review as well. Mike is experienced author in writing on corruption and social challenges. In soapboxie.com the articles written by him had stayed among the top 10 for six months.<br />
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In the chapter, discussed is overview on the transparency of Nigeria when compared with other countries of the world. Corruption has not only become pervasive in Nigeria but it is more or less a way of life, much to the detriment of the Nigerian society and economy (LU Odo 2015). Nigeria ranks high in corruption since Transparency International began its survey on corruption. Nigeria corrupt state gives the country bad reputation and Nigerians in diaspora have been deprived many good opportunities because of this. It really have negative effects on WE THE PEOPLE both those at home and outside the country.<br />
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Irrespective of the level it has eaten deep into the country, things can still change to better. WE THE PEOPLE of Nigeria can cause effective changes to good. There are solutions to reduce corruption in Nigeria to minimal level. This can be done by job creation, selfless service, accountability quality, youth empowerment, voting right and proper law enforcement.<br />
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<h2>
<span style="background-color: white;"><span style="color: #3d85c6;">Corruption in the National Assembly: Abuses in Budget Approvals, Confirmation Hearing, Oversight Duties and Constituency Projects</span></span></h2>
Does corruption really exist in the National Assembly? This question is answered in the chapter 6 of the book. But without you reading through the book first, the members of Nigerian National Assembly are dinning with corruption everyday. They abuse the power given to them. They use their offices for personal gain.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjS1uD5PCJIsElgXurQUtBUnubnzQcyR94byQ8M0xVe0ojeKwX6rL1vwZzGzmLy7N_PNRMCVhSSe2GiaMklfTZJe7L7nUAjTGJSbnQcRVCtUvNq4OBxXBslAG7YbYHqvfcKzz1RbHzCj3Ja/s1600/Seal_of_the_Senate_of_Nigeria.svg+%25281%2529.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjS1uD5PCJIsElgXurQUtBUnubnzQcyR94byQ8M0xVe0ojeKwX6rL1vwZzGzmLy7N_PNRMCVhSSe2GiaMklfTZJe7L7nUAjTGJSbnQcRVCtUvNq4OBxXBslAG7YbYHqvfcKzz1RbHzCj3Ja/s320/Seal_of_the_Senate_of_Nigeria.svg+%25281%2529.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="background-color: #f8f9fa; color: #222222; font-family: , "blinkmacsystemfont" , "segoe ui" , "roboto" , "lato" , "helvetica" , "arial" , sans-serif; font-size: 14.4px;">Seal of the Senate of Nigeria</span></td></tr>
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The Nigerian National Assembly consists of two group of politicians. They are the Senates and Members of House of Representative. The National Assembly of the Federal Republic of Nigeria is a bicameral legislature established under section 4 of the Nigerian Constitution. It consists of a Senate with 109 members and a 360-member House of Representatives.<br />
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According Lewis Obi who wrote the chapter 6 of the book, "Barely a week after the National Assembly was inaugurated in June 1999, it was discovered that the speaker of the House of Representatives, Alhaji Salisu Buhari, not only forged his education certificates but he has also falsified his age. This is little among the heavy corrupt practices that go on in Nigerian National Assembly. Our legislatures are really messing up and painting the image of the country black.<br />
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The members of the National Assembly pay themselves the highest any legislature in the the world could earn. Nigeria GDP is not up to the GDP of some developed countries and yet our legislature pay themselves more than double of what other legislatures from other parts of developed countries are paid annually.<br />
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In the picture below, you will see the annual earning of each senator's pay in from different countries and compare them with that of Nigerian senators.<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl0sXyYszkkhHSltOLlUB7XQFxdb0VXoY4iw9Z0vJiMEhDmGvqt3MfwRTdK5v-Q1F52wB41cmSkyBl74hti26l0MM3g3fTC6C_Ml9a1nWvA0Br24k0c88lq5r_6xaBFE4Amlc0R3FPmH_n/s1600/croppedImage_1573378173115.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="715" data-original-width="544" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl0sXyYszkkhHSltOLlUB7XQFxdb0VXoY4iw9Z0vJiMEhDmGvqt3MfwRTdK5v-Q1F52wB41cmSkyBl74hti26l0MM3g3fTC6C_Ml9a1nWvA0Br24k0c88lq5r_6xaBFE4Amlc0R3FPmH_n/s320/croppedImage_1573378173115.png" width="243" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Annual pay of a Nigerian Senator as compared to other senators from few countries; source: WE THE PEOPLE - Building a New Democracy in Nigeria as a Model for Africa (Book)</td></tr>
</tbody></table>
From the table, a senator in United States of America earns $174,000.00 every year and a Nigerian senator earns $2,183,688.00 annually. This includes basic salary, hardship allowance, constituency allowance, newspaper allowance, wardrobe allowance and other allowances. It is better to remove the body of House of Assembly from Nigerian governing team because they are robbing the country.<br />
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Budget padding is not new among the Nigerian legislature. They steal from the country when they are making budget. A budget that suppose to cost N60 billion they quote it as N100 billion because they want to make their personal money from that. It is a corrupt practice. On 20th July 2016, the former Speaker of House of Representatives, Dr. Yakubu Dogara, dismissed the chairman of the powerful Appropriations Committee of the House, Mr. Abdulmumin Jibrin. Later Jibrin opened up that what caused his dismissal was because he did not allow the addition of high amount of money into the right amount for proposed budgets. The senators are killing the country with corruption. They highly increase the cost of executing projects due to their greediness.<br />
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<h2>
<span style="background-color: white;"><span style="color: #3d85c6;">How Corruption keeps Nigeria Underdeveloped: My Personal Experience, Professor Peter U. Nwangwu</span></span></h2>
The title above is not far from project titles and assignments given to some students in the Nigerian tertiary institutions. It can come in the form "Critically Analyze with Facts on how Corruption keeps Nigeria Underdeveloped" Indeed corruption has kept the country underdeveloped in many ways. It has deprived the citizens of the country many things they suppose to gain.<br />
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In the chapter 7 of the book, Prof. Peter Nwangwu started by narrating a story of how corrupt practice took place in Queen Elizabeth Hospital during the Biafran War or simply put Nigerian Civil War. The food items supplied to the hospital then were to feed the victims of the war because many suffered from malnutrition which is one of the effects of war. He was a young man then at 18 years and worked as paramedic at the hospital. One of the workers in the hospital packed large quantity of food and gave to her friend without physician's prescription. Nwangwu seeing the lady stopped her because that was a corrupt practice. The variety of the food items were returned back to the food store. His action was act of accountability. If to say the friend to the health worker went with the food like that, many would go hungry. This is one of the ways corruption in other areas have kept many dying and hence leaving our country underdeveloped.<br />
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He also went ahead and narrated a story on how he applied for health project in Nigeria. He moved from United States to Nigeria to set up medical plant that would manufacture drugs to improve the healthcare of Nigerians. This project did not go well and speedy because top officials wanted bribe and he is not a fan of bribery. This deprived Nigerians many things they would have benefitted from the professor of pharmacy and pharmacology with experience. This shows how corruption has kept our health sector underdeveloped.<br />
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<h2>
<span style="color: #3d85c6;">The Roots and Foundations of Corruption in Nigeria: Corrective Tools for Mitigation in Public and Private Sectors</span></h2>
Irrespective of how deep corruption has grown in Nigeria, the fact is that it has its supply. Its means of supply is its root. But no matter how deep it may be, it can be corrected. Things can still be in order when the right tools are used.<br />
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Corruption is an unconscionable advantage, profit or gain of injustice through the abuse of authority and power (Obinna Ubani-Ebere 2016). Obinna Ubani-Ebere went further and stated "corruption anywhere does not occur in vacuum. What his statement implies is that corruption has channels through which it is carried out in different parts of the world. So if corruption takes place in Nigeria, United States, United Kingdom, Malaysia and the other parts of the world, there are carriers of such act.<br />
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The objective of chapter 8 of the book are: (1) Discuss the roots and foundations of corruption in the public and private sectors of Nigeria (2) Identify loopholes that breed corruption (3) Examine their consequences and (4) propose corrective tools for mitigation of corruption in Nigeria. According to Obinna, corruption is a product of greed. Greediness has make our leaders and individuals find themselves in the net of corruption which does not show any good image.<br />
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In the chapter, the propose corrective tools for mitigation of corruption in Nigeria by the chapter author centres on accountability. He stated that corrective tools to be used for the mitigation of corruption in Nigeria are political accountability, economic accountability, social accountability, religious, and judicial accountability. When these culture are cultivated in the country, there will be reduction in corruption level in the country and hence good transparency.<br />
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<h2>
<span style="color: #3d85c6;">The Benefits of Building a New Nigeria That Will Bring Back Most Nigerians in the Diaspora</span></h2>
Nigeria as a country has both men and women that are doing exceptionally well internationally. They have outstanding results that they have achieved and are credited for such achievements. In 2017, it was reported through Information Nigeria that Peace Eze has emerged the overall outstanding graduate at University of Louisiana, U.S. This is one of the many waves Nigerians in other parts of the world are creating. Nigerians have talent people but bad leadership has made many to leave the country.<br />
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There are many Nigerians that will come back home if the country is made better for all. These Nigerians living in diaspora can bring in their own ideas to make things work out for good in the country. Many have good leadership skills, experience in health, technology and the rest. Their coming back home will make things better.<br />
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Building a new Nigeria may not be any easy but it is achievable. Many Nigerians in Diaspora would rather return to their homeland; many live and die in foreign lands, against their will. Therefore, in Chapter 9, we present a detailed and well-articulated discussion on “The benefits of Building a New Nigeria that will Bring Back Most Nigerians in the Diaspora.” Many Nigerian intellectuals and fine professionals live and contribute to the development of the economies of foreign nations, when they can be in Nigeria contributing greatly to the development of their own country.<br />
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<h2>
<span style="color: #3d85c6;">Towards A Holistic Development Trajectory for Nigeria</span></h2>
Chapter 10 discusses another important area in Nigeria's developmental approach. Several developing countries of the world, including Singapore, Malaysia, Dubai, South Korea have crafted successful home-grown development agenda that emancipated them from primitive behavior and set them on a high pedestal of civilization. In Chapter 10, the author tried to paint a broad picture of components of home-grown development agenda that can set Nigeria on the right path to successful nationhood. Since other countries that were not doing well before have tried this approach before and it worked for them, it can still work for the Federal Republic of Nigeria.<br />
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Some people who were not doing well in life in some cases learned from people who have discovered their feet. If Nigerian leaders can think properly and create lasting solutions by forming better agenda, Nigeria will be one of the best countries in the world with time. We have all it takes to make this happen.<br />
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<h2>
<span style="color: #3d85c6;">WE THE PEOPLE movement: Lessons from History: The French Revolution and The Total Transformation of France</span></h2>
Chapter 11 is a team work of Inam AKRASI and Anne-Elisabeth AKRASI. The two outstanding authors in the field of writing took a look at what happened in France in the year 1789. Through such revolution that took place in France, the country began to get it right and many positive changes occurred in the country. From the authors point of view, the same change can occur in Nigeria if all work with one mind.<br />
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Before the revolution, many French citizens were living in poverty. There was high level of injustice in the country which include not paying of taxes by the rich people and members of the noble families in the country. The gap between the poor and the rich was so much.<br />
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After the high inhumane treatment received by the poor people of France then especially the poor cereal (grain) harvest of 1775 which sparked off the high cost of bread, the people began to ask themselves questions. They began to wonder why they were still living as they were not treated well by their government. This made them to challenge <i>l'order etabli</i> (the established order) and that ignited riots on the streets of Paris and social unrest. The riot culminated in the storming of the Bastille Fortress, an event that is considered by specialists as the high point of the beginning of the French Revolution.<br />
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<h2>
<span style="color: #3d85c6;">The New Breed of WE THE PEOPLE: The Character and Commitments required to Build a New Democratic and Progressive Nigeria</span></h2>
The chapter 8 was handled by Professor Grace Chibiko Offorma and Professor Uduogie Michael Ivowi. Nigeria is a sovereign nation that is blessed by God with rich soil, good climate and weather, and endowed with many mineral resources. The country does not suffer from any harsh natural disaster like earthquake, infernos, and tsunamis and yet our leaders cannot structure the country well.<br />
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According to Chinua Achebe of the blessed memory, "the trouble of Nigeria is simply and squarely a failure of leadership. There is nothing basically wrong with the Nigerian character.<br />
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From the views of the chapter authors, there are commitments required to build a new democratic and progressive Nigeria. If these commitments are met, there will be a better Nigeria. These commitments are good governance, quality and inclusive education, human capital development, fiscal federalism, enhancement of food production and food security, and abhorrence of corruption, tribalism, social injustice, indiscipline, and mediocrity.<br />
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<h2>
<span style="color: #3d85c6;">WE THE PEOPLE: Building Towards Corruption-Free Nigeria from Bottom to Top</span></h2>
Gary S. Maxey started the chapter 13 of this book by saying that he love the country called Nigeria. He went further and made it clear that there are many things he finds interesting in the country. Among those things is the kinds of food being eaten in the country. He said, I will live and die in the country. He specifically said that he goes nowhere because of the love for the country.<br />
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The author of the chapter stated that the best way to tackle corruption in Nigeria is starting from the bottom to the top. Starting from the top to the bottom will not make any much impact. Nigeria is a religious society. If the problem of corruption is to be handled, starting with churches and Islam places of worship will give the expected result. The practice of moral should be taught through these channels. This will make the people close their eyes to corrupt practices when they get to the top. Using the WE THE PEOPLE MOVEMENT can still be a way to build corruption-free Nigeria.<br />
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<h2>
<span style="color: #3d85c6;">The Role of the Youth in Building a New Nigeria Through the WE THE PEOPLE movement</span></h2>
Youths are the powerhouse of every nation that wants remarkable development to occur in their nation. They have the abilities and capacities to make things happen. Anything they sincerely put their minds into will come through. The youths can contribute remarkably to the development of Nigeria through WE THE PEOPLE MOVEMENT.<br />
<br />
More than half the Nigerian population are made up of youths between the ages of 15 to 34 years. That is to say that over 85 million Nigerians are youths. The chapter 14 of the book WE THE PEOPLE - Building a New Democracy in Nigeria as a Framework for Africa is authored by Gabriel Nwanze and Jemila Ibrahim. The authors started by lamenting on the bad treatment given to the youths of the country. The youths of Nigeria are not carried on in political and economic affairs of the country. That does not tell good of the country. In summary, if they are given good opportunity in politics, the country will have better future.<br />
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<h2>
<span style="color: #3d85c6;">The New Breed of WE THE PEOPLE: Cultivating the Spirit and Mindset of Excellence in the Nigerian Youth/Grassroots</span></h2>
If good mindset and spirit are cultivated by the growing generation of Nigerians, the country will be free from any form of strong corruption and bad leadership. When the youths see politics as service and not where to go and share the money of the masses among the ruling politicians, the country will be good. This will make us to have new breed of Nigerians.<br />
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Chapter 15 was written by Professor Peter Nwangwu. The chapter examine the elements and tools required to build the spirit and mindset of excellence in the new breed of Nigerian youth/grassroots. The practical counsel offered will help grow a new breed of Nigerian youths and grassroots that will empower the transformation process in Nigeria.<br />
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<h2>
<span style="color: #3d85c6;">Transforming the Nigerian Educational System for a more Prosperous and Progressive Nigeria</span></h2>
Education is good and its importance cannot be overemphasized. A nation with poor education system may end up lagging behind on global standard. A standard education can lead to standard development in any country. Their are many who are doing great today whose greatness started from schools. So, transformation of the Nigerian educational system will create brighter and prosperous future for country and her citizens.<br />
<br />
Data from the Nigerian Universities Commission (NUC) showed that only about 23% of students who entered Nigerian Universities have a credit pass in English language and Mathematics. Why this poor record among Nigerian students? One of the reasons is due to poor foundation. Many of our students do not have solid foundation educationally because the system is weak. In this chapter, Prof Peter Nwangwu offers some solutions to build better education in Nigeria. Among his solutions are employing capable and qualified teachers, government involvement to eradicate illiteracy, free education and retraining the teachers.<br />
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<h2>
<span style="color: #3d85c6;">Intellectuals as Nation Builders</span></h2>
In chapter 17, we examined the important and robust subject of “Intellectuals as Nation Builders”. Most civilized and progressive nations of the world have been led by cerebral intellectuals with integrity who have blessed their respective nations by their intellectual prowess and preparations. Nigeria has produced many intellectuals, but Nigeria has not been fortunate to have a cerebral intellectual with integrity as leader of the country since independence. Cerebral intellectuals with integrity have shied away from leadership aspirations in Nigeria because the political process in Nigeria is mostly a very dirty game.<br />
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Also, the cost of politics in Nigeria is very high. This is one of the reasons many intellectuals in the country do not participate. There are many Nigerians who are intellectually sound and ready to assume leadership positions in the country. If these people are voted in irrespective of the fact that they may not be in weight pulling political parties, the leadership of the country will change to good.<br />
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<h2>
<span style="color: #3d85c6;">The A, B, C of How to Transform Nigeria Permanently</span></h2>
Yes, transformation can take place in Nigeria if we really do the right thing. There are measures we can take to get it right in the country. There are countries that have experienced positive transformation in the recent time. The same thing can still happen in Nigeria. But we have to work and agree together.<br />
<br />
We concluded the book with a discussion in chapter 18 on the A, B, C of how to transform Nigeria permanently. This discussion outlines 8 problems, in alphabetical order, that we must confront and solve to create a new Nigeria, including: Agriculture and Food Security; Bribery, Corruption, and Rule of Law; Crime and Insecurity; Democracy and National Development; Economy and Unemployment; Infrastructural Development and Residency Rights; Good Education (not schooling) and Youth Development; Healthcare and Protection of Life. We discussed the needs of Nigeria with these problems, but also offer workable solutions to the problems in a manner that will transform the Nigeria nation. Nigeria needs a qualified cerebral intellectual President, with character, integrity, and a strong and unyielding will to do the right thing for the nation, and for WE THE PEOPLE, consistently without fear or favour. Nigeria can be a great, clean, safe, and corrupt-free nation that will be celebrated and respected everywhere in the world.<br />
<br />
You can buy the book from Amazon<br />
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<span style="color: #3d85c6;">References</span></h2>
<ul>
<li>"About The House", National Assembly (Nigeria), retrieved 5 September 2018 via Wikipedia</li>
<li>Deolu (2017), Nigerian Lady Emerges Best Graduating Student At US University | Photos, published by Information Nigeria, Nigeria</li>
<li>INEC (2019), Political Parties, published by Independent National Electoral Commission, Abuja, Nigeria</li>
<li>LU Odo (2015), The Impact and Consequences of Corruption on the Nigerian Society and Economy, Vol 4, No 1, published by AFRREV IJAH: An International Journal of Arts and Humanities, Anambra State, Nigeria</li>
<li>Orji Sunday (2016), Young people are not just the future of Nigeria. They are Nigeria today, Published by African Arguments, London, United Kingdom</li>
<li>Peter Nwangwu et all (2016), WE THE PEOPLE - Building a New Democracy in Nigeria as a Model for Africa, published by American Congress Press, LLC, Texas, United States</li>
<li>World Health Organization (2006), Nigeria, published by World Health Organization, Abuja, FCT, Nigeria</li>
</ul>
Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0tag:blogger.com,1999:blog-4443417991319745221.post-15077373975773468472019-11-20T09:16:00.000-08:002019-11-20T09:43:56.722-08:00What Are the Different Types of Youth Empowerment and the Organizations?<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHri9ofQn2xmNRKVpmDnEXkgxhDbvo9Rvmb9sQAsZ2IHTGsgF4KtnfUT_dn1vTHS3QTNn7ip-HFfSOuOlwU_JpC_t0SxYhmokJYQ7_gNaM58jCvgcZcQI_8mmh84-1u6oypL4e_u2HcVv_/s1600/croppedImage_1574270817189.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="672" data-original-width="720" height="298" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHri9ofQn2xmNRKVpmDnEXkgxhDbvo9Rvmb9sQAsZ2IHTGsgF4KtnfUT_dn1vTHS3QTNn7ip-HFfSOuOlwU_JpC_t0SxYhmokJYQ7_gNaM58jCvgcZcQI_8mmh84-1u6oypL4e_u2HcVv_/s320/croppedImage_1574270817189.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Types of youth empowerment; source: Uzochukwu Mike P</td></tr>
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<span style="color: #4b4949; font-family: "arial" , "helvetica" , sans-serif; font-size: 13.8px;">Are you a youth or related to one? Do you know that there are many types of youth empowerment? Generally, people only see it as a way to assist youths financially or through skill acquisition. Critically evaluated, however, it is far more than that.</span><br />
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Youth Empowerment Organizations Around the World</h2>
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There are many organizations in various countries and continents that help young people. The listed organizations are the few among many of them.</div>
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Africa</h2>
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<strong>Nigeria</strong></div>
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<li style="margin: 0px 0px 0.5em;">Youth Enterprise with Innovation in Nigeria (YouWiN!)</li>
<li style="margin: 0px 0px 0.5em;">Subsidy Reinvestment and Empowerment Programme (SURE-P)</li>
<li style="margin: 0px 0px 0.5em;">Youth Initiative for Sustainable Agriculture in Nigeria (YISA)</li>
<li style="margin: 0px 0px 0.5em;">Graduate Internship Scheme (GIS)</li>
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<strong>Ghana</strong></div>
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<li style="margin: 0px 0px 0.5em;">Giants of the Future International (GFI)</li>
<li style="margin: 0px 0px 0.5em;">Disaster Volunteers of Ghana (DIVOG)</li>
<li style="margin: 0px 0px 0.5em;">Net Organization for Youth Empowerment and Development (NOYED)</li>
<li style="margin: 0px 0px 0.5em;">United Global Youth Empowerment</li>
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Asia</h2>
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<strong>India</strong><strong></strong></div>
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<li style="margin: 0px 0px 0.5em;">Aga Khan Development Network (AKDN)</li>
<li style="margin: 0px 0px 0.5em;">The YP Foundation (TYPF)</li>
<li style="margin: 0px 0px 0.5em;">Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (RGSEAG)<strong> –</strong> ‘Sabla’</li>
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<strong>Bangladesh</strong></div>
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<li style="margin: 0px 0px 0.5em;"><strong></strong>Bangladesh Youth Empowerment Initiatives (BYEI)</li>
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<li style="margin: 0px 0px 0.5em;">Young Power in Social Action (YPSA)</li>
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Europe</h2>
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<strong>England</strong></div>
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<li style="margin: 0px 0px 0.5em;">National Youth Agency (NYA)</li>
<li style="margin: 0px 0px 0.5em;">Barclays Money Skills</li>
<li style="margin: 0px 0px 0.5em;">Youth Empowerment Services+ (YES+)</li>
<li style="margin: 0px 0px 0.5em;">Merton Youth Justice Service (YJS)</li>
<li style="margin: 0px 0px 0.5em;">Keighley anti-crime Youth Project</li>
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<strong>Ireland</strong></div>
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<li style="margin: 0px 0px 0.5em;">National Youth Council of Ireland (NYCI)</li>
<li style="margin: 0px 0px 0.5em;">Youth Work Ireland</li>
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All the youth organizations were created for those in that category. Youths can look into them and make their choice on any of them they can fit into properly.</div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgus35PCKdak0lptj8IPYO7drN0bHwAiclYn3Eck7dz-XSKltLlZl6BtoEoG7ZjWLW23TK9MltojKVCllyq_QA3Q6vG_Qdl3OEvu4ZV0RJAJ0H_YbGwEZ4-_wp9id0zbtbz4fOYg_CVhDMK/s1600/8604557_f520.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="700" data-original-width="520" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgus35PCKdak0lptj8IPYO7drN0bHwAiclYn3Eck7dz-XSKltLlZl6BtoEoG7ZjWLW23TK9MltojKVCllyq_QA3Q6vG_Qdl3OEvu4ZV0RJAJ0H_YbGwEZ4-_wp9id0zbtbz4fOYg_CVhDMK/s320/8604557_f520.jpg" width="237" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">All nations should empower their youths no matter what it takes; source: Uzochukwu Mike</td></tr>
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Classifications of Youth Empowerment</h2>
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People use the word 'empowerment' in their day-to-day lives. However, 'youth empowerment' is much deeper and more impactful. For this write-up, we will break it down into five categories: financial, academic, moral, agricultural, and skill acquisition.</div>
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Financial</h2>
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This is likely to be the most popular category. Youth are offered cash to start a business or to solve their problems. YouWIN in Nigeria is an excellent example of this type of organization. What is YouWIN? YouWIN stands for Youth Enterprise with Innovation. It is a competition mapped out by the Federal Republic of Nigeria to support youth so they can achieve their goals financially. It is an innovative business plan competition aimed at job creation by encouraging and supporting aspiring entrepreneurial youths in Nigeria to develop and execute business ideas. This has lowered unemployment among Nigerian graduates to a certain extent. In fact, this has transformed some of their lives from rags to riches and has put a smile on many of their faces. There are many other organizations that offer financial support to young people. Additionally, wealthy individuals sometimes provide support to young people in their communities as well.</div>
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Academic</h2>
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The proportion of educated people in Africa is low because many who are willing to go to school are not empowered. Illiterates commit crimes in many African nations. This bad behavior spoils the image of many nations. Education is vital for poverty reduction and nation building. In this type of empowerment, the government or individuals support young people academically with scholarships and cheques. Does the Nigerian government sponsor education? The Association Staff Union of Universities of Nigeria, ASUU, has been on strike since July 1, 2013, until the time of publication of this article. What percent of public universities in Nigeria are under ASUU? More than 80% are in this organization. What caused the strike? The ASUU strike is on because the federal government of this country does not want to sponsor the university education sector. ASUU reached an agreement with the government of the Federal Republic of Nigeria in 2009 to equip and update Nigerian universities. The agreement has not been implemented since then, which brought about the strike.</div>
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Moral</h2>
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When moral empowerment is lacking or underdeveloped, it causes young people to misbehave. The youth of today do not respect their elders. "He does not feed me, so I can talk to him any way I wish," they say. Many young women terminate their pregnancies because morality was not a part of their home or surroundings. How can we succeed when we terminate the unborn babies meant to form the next generation? Nations without morals will never truly prosper. The responsibility falls on families, schools, and the community to empower our youth to make the right choices for themselves and others.</div>
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Morality in the United States of America has declined. Their young people are lost. Things that were previously considered to be evil are now normal. The number of youth found in churches decreases each day. Some of them say that going to church is outdated and engage in immoral activities. Same-sex marriage, abortion, crime and other social vices are on the rise. Illegal sexual activities, both protected and unprotected, are on the high side.<br />
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<tr><td class="tr-caption" style="text-align: center;">Moral youth empowerment; source: Uzochukwu Mike P</td></tr>
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Agricultural</h2>
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Nations still exist because of the availability of food. Remove food from the life of a man, and he will resemble a dried out tree. The Youth Initiative for Sustainable Agriculture (YISA) is an agro-knowledge based organization of young agriculture graduates and others interested in the subject. Located in Nigeria, this organization empowers young Nigerians to promote agriculture. The youth want white-collar jobs, thereby neglecting agriculture, a basic necessity, which they believe is only for adults. Getting people interested in the agricultural sector at a young age is crucial to a nation's economic development. It will cause the economy to grow like plants along the riverside. For many countries, it is a major economic driver. Encouraging the next generation to contribute to it will make it even more successful.</div>
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In early 2016, the price of crude oil, which has been the primary source of Nigerian revenue generation since 1970, dropped. This caused the federal government to turn to the Youth Employment in Agriculture Programme (YEAP). A report posted on the Federal Ministry of Agriculture and Rural Development website on February 26, 2016, read in part:</div>
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"In its determination to reduce the level of youth unemployment, the Federal Government has plans to empower 740,000 market-oriented young Agricultural producers in rural areas under Youth Employment in Agriculture Programme (YEAP). The Permanent Secretary, Federal Ministry of Agriculture and Rural Development Dr. Shehu Ahmed disclosed this while delivering his keynote address at a one – day Stakeholders Workshop on Youth Employment in Agriculture Programme (YEAP) in Abuja."</div>
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Such a forward thinking nation will surely prosper. Investing in our youth is never a waste. Our future depends on it.</div>
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Skill Acquisition</h2>
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Acquiring useful skills helps young people to problem solve and earn a living. Card designing, plumbing, welding, mechanics, writing, etc. are all useful abilities. The recently launched National Industrial Skills Development Program of Nigeria is expected to train and develop a highly skilled workforce for small and medium scale enterprises across Nigeria. Governments of many other nations (including the U.S.) have similar programs. Many youth groups visit the National Metallurgical Training Institute in Onitsha, Nigeria for training, most of which is sponsored by the government.</div>
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Harriet Karr-McDonald, the founder of The Doe Fund, wisely understood the beauty of teaching the homeless in the United States skills that could help them get paid work to secure homes for themselves. On October 24, 2011, she wrote to The New York Times on the need to teach foster youth to find housing. She titled the letter "Deal to Help Foster Youths Find Housing."</div>
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A segment of the letter reads, "My experience at Ready, Willing and Able, a training program run by the Doe Fund, proves without a doubt that these young people can do more than survive: they can prosper. In our residential work program, they earn a paycheck and receive skills training, learning the discipline needed to be productive members of society."</div>
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Conclusion</h2>
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In this piece, we discussed various types of youth empowerment and their respective organizations. I used this medium to address countries that are still lagging behind, particularly in the field of education. These nations must do something to embrace this form of empowerment as that is one of the major means of meeting the demands of our present society. Education is the key to a brighter future for our nations.<br />
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You can buy the author's book on Types of Youth Empowerment<br />
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<a href="https://www.amazon.com/Types-Youth-Empowerment-Basic-Information/dp/1522953817" target="_blank"><img alt=" Buy from Amazon" border="0" data-original-height="400" data-original-width="266" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9NhcOEsnAIkWsJalpi4WZlgP88EnR3-lW4-mcWb8TdPXwMBqxoP5ttJ1hGNO3R0Mpn23HT_g06BPDXCZ0B5rzNFiHGdnmSmbDKubRZ8EiVg_SWF7D-52dPJje0Svr9mvQL2wI1JodKscs/s320/51IATwvJMyL._AC_SY400_.jpg" width="212" /></a></div>
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References</h2>
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<li style="margin: 0px 0px 0.5em;">HARRIET KARR McDONALD (2011), <em>Teaching Skills to Youths</em>, The New York Times Building 620 Eighth Avenue New York City, New York 10018, United States</li>
<li style="margin: 0px 0px 0.5em;">Mohammed (2016), <em>Federal Government Plans to Empower 740,000 Youths on YEAP Programme</em>, Federal Ministry of Agriculture & Rural Development</li>
<li style="margin: 0px 0px 0.5em;">Peter Mike (2013), <em>Things to Know about Academic Staff Union of Universities (ASUU) Strike, </em>Bubllews Publication</li>
<li style="margin: 0px 0px 0.5em;">Youth Enterprise with Innovative program of Nigeria (YouWIN)</li>
<li style="margin: 0px 0px 0.5em;">Voice of Nigeria (2013), <em>Nigeria to create 3.5 million Jobs in Three Years</em>, retrieved June 05, 2013</li>
<li style="margin: 0px 0px 0.5em;">United Nations Fund for Population Activities (2013), <em>Supporting Adolescents and Youth, </em>UNFPA Publication</li>
<li style="margin: 0px 0px 0.5em;">Youth Initiative for Sustainable Agriculture</li>
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<i>About the Author</i></h2>
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<span style="font-size: 12.42px;"><i>Okwuagbala Uzochukwu Mike P is a writer on youths, challenges, engineering, computer and insurance. He is certified by Young African Leaders Initiative on Workforce Collaboration and Development. He has over 15 sound books on Amazon.</i></span></div>
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Mike Phttp://www.blogger.com/profile/11692356118850634847noreply@blogger.com0